Skip to main content
OZ 2.0 | State Resource

Arizona

Designated · 127 tracts

Last checked 2026-06-16

127

Designated tracts (of 506 eligible)

40

Rural designated — QROF treatment

66

Former OZ 1.0 tracts redesignated

57

Days until designations take effect

How Arizona chose

Treasury published the final list on October 30, 2026. Arizona designated 127 of 506 eligible tracts, its full allocation, in 14 of 14 counties with eligible tracts. Designations take effect January 1, 2027 and run through December 31, 2036. Treasury's October list has 6 more eligible tracts here than the April appendix, qualified under its missing-data rules; 1 was designated.

Compared with the eligible tracts it passed over, Arizona favored former OZ 1.0 tracts, less dense tracts and tracts with prior NMTC deals.

Trait Designated Passed over
Former OZ 1.0 tract 52% 14.8%
Rural (QROF) 31.5% 26.4%
Urban Institute Tier 1 38.6% 36.4%
Median poverty rate 25.2% 23%
Median family income, % of area 61.1% 61.3%
Residents of color (mean) 68.6% 64.9%
Median density, people / sq mi 2,142 4,831

Poverty and income: Treasury's own eligibility figures (ACS 2020–2024). Demographics: ACS 2020–2024. Former OZ 1.0 = at least half the tract's land area was in a 2018 QOZ. How every state compares →

131 OZ 1.0 tracts in Arizona were not redesignated. They stay OZ 1.0 zones through December 31, 2028, but under Notice 2026-40 new capital after 2026 generally cannot enter them except under a working capital safe harbor plan adopted by December 31, 2026. If a project in one of these tracts is mid-stream, that deadline is the one that matters. The county table below shows where they are. Transition rules →
Record: how Arizona ran its nomination input process

Nomination process

Community input window closed 2026-06-30. The state is now in internal review.

The Arizona Commerce Authority administers a map-based recommendation process in which counties, tribal nations, and—in Maricopa, Pima, and Pinal counties—incorporated communities of 10,000 or more submit tract nominations directly through an interactive GIS tool, each providing a brief written justification per tract. Jurisdictions are generally asked to recommend no more than one quarter of their eligible tracts; tribal nations may weigh in on tribal territory statewide regardless of county boundaries. ACA's published criteria emphasize investment readiness, including available water, power, and sewer connections, zoning and entitlement status, proximity to roads and population centers, open land or sites suitable for redevelopment, and the capacity to support investor-profitable projects. ACA has since set a firm community submission deadline of 4:00 p.m. MT on June 30, 2026 via its recommendation portal/map tool. ACA intends to submit Arizona's nominations to Treasury on or around July 1, 2026, with new designations taking effect January 1, 2027.

Map: designated and eligible tracts

Loading 506 eligible tracts…

View on EIG map → Treasury designation files (XLSX) Source: Treasury 2027 QOZ designations (Oct. 30, 2026) · IRS Rev. Proc. 2026-14 · EIG DCI 2023 · FFIEC CRA 2025 · Urban Institute 2026

Designated tracts by county

The county is usually the first local partner on an OZ deal — zoning, infrastructure, incentives. CDEs listed are New Markets Tax Credit allocatees that have already financed deals inside this county's designated tracts: the organizations with a working track record of underwriting there.

County Designated / eligible Rural OZ 1.0 kept / lost Residents NMTC CDEs active in designated tracts
Maricopa County 59 / 241 — 34 / 58 247,007 BMO Harris New Markets Fund, LLC; Greenline Community Development Fund, LLC; Johnson Community Development Company; National New Markets Tax Credit Fund, Inc.; Phoenix Community Development and Investment Corporation; Prestamos CDFI, LLC; USBCDE, LLC; Urban Research Park CDE, LLC; Wells Fargo Community Development Enterprises, Inc.
Pima County 19 / 88 1 9 / 27 67,245 Corporation for Supportive Housing; Merrill Lynch Community Development Company; National Community Investment Fund; National Trust Community Investment Corporation
Pinal County 8 / 28 3 6 / 4 27,491 Empowerment Reinvestment Fund, LLC
Yuma County 7 / 24 4 6 / 3 20,975 Prestamos CDFI, LLC
Coconino County 6 / 13 4 3 / 8 25,279 —
Mohave County 6 / 23 6 2 / 8 16,849 —
Cochise County 4 / 15 4 1 / 3 15,166 —
Yavapai County 4 / 14 4 1 / 5 18,269 National New Markets Tax Credit Fund, Inc.
La Paz County 3 / 7 3 1 / 2 4,984 —
Navajo County 3 / 21 3 0 / 4 10,294 Coastal Enterprises, Inc.
Apache County 2 / 14 2 1 / 3 4,064 —
Gila County 2 / 8 2 2 / 1 5,785 —
Graham County 2 / 3 2 0 / 1 8,721 —
Santa Cruz County 2 / 7 2 0 / 2 10,446 —

Counties with no designated tracts are listed only if they lost OZ 1.0 tracts. NMTC: CDFI Fund NMTC public data release. 15 distinct CDEs across Arizona's designated tracts.

Find projects and partners in the designated tracts

Every designated tract in Arizona, tagged by the signals that point to a project type or a partner. Pick tags to narrow the list — a tract must carry every tag selected. Tags are simple published rules, not a score; hover a tag for its definition.

127 of 127 tracts shown

Download all eligible tracts, national (CSV) →
Tract County Pov. MFI Pop. Rent. Vac. Signals Prior NMTC CDEs
04001942600 Navajo Nation Reservation Apache County 35.1% 36.7% 1,460 6.6% 17.7%
Rural / QROFCRA-eligibleTribalHigh vacancyPersistent poverty
—
04001945100 Navajo Nation Reservation|Navajo Nation Off-Reservation Trust Land|Zuni Reservation Apache County 43.7% 33.8% 2,604 33.7% 12.9%
Rural / QROFFormer OZ 1.0CRA-eligibleTribalPersistent poverty
—
04003000600 Cochise County 26.2% 87.7% 3,651 24% 13.3%
Rural / QROFFormer OZ 1.0CRA-eligible
—
04003000800 Cochise County 25.7% 60% 4,285 36.1% 17%
Rural / QROFHigh vacancy
—
04003001502 Cochise County 28.7% 63.2% 4,107 48% 7.8%
Rural / QROFCRA-eligible
—
04003001602 Sierra Vista Cochise County 21.9% 68.7% 3,123 59.5% 19.8%
Rural / QROFHigh vacancyUI Tier 1
—
04005000800 Sun City Coconino County 46.8% — 6,559 87.6% 4.5%
Housing pressure
—
04005001104 Coconino County 21.9% 122.1% 4,845 74.8% 14.3%
Housing pressure
—
04005942201 Navajo Nation Reservation|Hopi Reservation Coconino County 24.2% 62.5% 3,308 12.6% 18.5%
Rural / QROFCRA-eligibleTribalHigh vacancy
—
04005942202 Navajo Nation Reservation Coconino County 33% 56.9% 3,244 20% 16.8%
Rural / QROFFormer OZ 1.0CRA-eligibleTribalHigh vacancy
—
04005945000 Navajo Nation Reservation|Hopi Reservation|Navajo Nation Off-Reservation Trust Land Coconino County 28.6% 50.5% 3,845 15.4% 15.8%
Rural / QROFFormer OZ 1.0CRA-eligibleTribalHigh vacancy
—
04005945100 Navajo Nation Reservation|Hopi Reservation|Navajo Nation Off-Reservation Trust Land Coconino County 25.2% 59.7% 3,478 19% 14.8%
Rural / QROFFormer OZ 1.0CRA-eligibleTribal
—
04007000900 New Kingman-Butler Gila County 26.3% 70.2% 2,140 26.4% 17.8%
Rural / QROFFormer OZ 1.0High vacancy
—
04007001100 Gila County 23.6% 70.7% 3,645 28.4% 14.3%
Rural / QROFFormer OZ 1.0
—
04009940500 San Carlos Reservation|Fort Apache Reservation Graham County 52.1% 30.8% 4,396 38.3% 6.6%
Rural / QROFCRA-eligibleTribal
—
04009961500 Graham County 16.9% 66.8% 4,325 18.8% 7.9%
Rural / QROF
—
04012020503 La Paz County 22.9% 46.3% 954 42% 21.5%
Rural / QROFCRA-eligibleHigh vacancy
—
04012020504 La Paz County 11.5% — 719 9% 38.2%
Rural / QROFHigh vacancyAdded Oct. 2026
—
04012940300 Colorado River Indian Reservation La Paz County 22.4% 67.3% 3,311 43.9% 18.7%
Rural / QROFFormer OZ 1.0CRA-eligibleTribalHigh vacancy
—
04013060902 Maricopa County 24.2% 51.8% 3,902 39.3% 5.6%
Former OZ 1.0CRA-eligibleUI Tier 1
—
04013061038 Maricopa County 22% 105.6% 5,653 25.1% 0.3%
UI Tier 1
—
04013061046 Maricopa County 25.2% 79.6% 5,987 50.4% 12.2%
CRA-eligibleUI Tier 1
—
04013061063 Maricopa County 4.5% 63.9% 1,434 62.1% 11.9%
Housing pressure
—
04013061100 Phoenix Maricopa County 0.3% 60.3% 2,689 100% 1.6%
CRA-eligibleHousing pressure
—
04013061200 Maricopa County 26.5% 47.8% 6,385 70.7% 6.5%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
04013071913 Tucson Maricopa County 21.5% 66.8% 5,863 55.4% 9.2%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
04013083000 Tempe Maricopa County 18% 55.4% 7,668 58.3% 7.6%
CRA-eligibleHousing pressure
—
04013092600 Maricopa County 16.7% 67.8% 3,084 40.4% 3.4%
Former OZ 1.0CRA-eligible
—
04013092801 Maricopa County 20.1% 53.3% 6,269 73.1% 10.9%
CRA-eligibleUI Tier 1
—
04013092900 Maricopa County 32% 56.5% 3,156 62.8% 8.4%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
04013093001 Maricopa County 35.3% 51.9% 6,104 49.7% 4.8%
Former OZ 1.0NMTC track recordCRA-eligibleUI Tier 1
National New Markets Tax Credit Fund, Inc. $15.8M · 1 deal
04013093104 Maricopa County 18.7% 60.9% 5,758 71.4% 7.7%
Former OZ 1.0CRA-eligibleUI Tier 1
—
04013093200 Maricopa County 11.9% 67.4% 4,455 55.2% 11.8%
CRA-eligibleHousing pressure
—
04013104000 Maricopa County 26.4% 60.8% 7,259 56.6% 5.5%
CRA-eligibleHousing pressure
—
04013104401 Maricopa County 24.6% 52.2% 5,823 74.9% 4.8%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1
Phoenix Community Development and Investment Corporation $2.5M · 1 deal
04013105501 Maricopa County 11.6% 67.7% 2,374 83.2% 3.2%
Former OZ 1.0CRA-eligible
—
04013106001 Maricopa County 30.4% 56.3% 1,883 67.4% 14.5%
CRA-eligible
—
04013106801 Maricopa County 50.7% 34% 4,890 85.9% 12.6%
CRA-eligibleHousing pressureUI Tier 1
—
04013109001 Maricopa County 36.6% 43.2% 5,360 88.1% 13.2%
CRA-eligibleUI Tier 1
—
04013109102 Phoenix Maricopa County 26.7% 69.2% 6,478 38.6% 9.7%
CRA-eligibleUI Tier 1
—
04013109200 Maricopa County 13.6% 47.8% 4,681 62.8% 5.4%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
04013109300 Maricopa County 23.8% 67.2% 4,650 19.6% 1.9%
Former OZ 1.0CRA-eligible
—
04013112507 Maricopa County 28% 39.9% 2,854 90.2% 4.2%
CRA-eligibleHousing pressure
—
04013112512 Mesa Maricopa County 53.7% 33.6% 982 57.8% 17.3%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancy
Greenline Community Development Fund, LLC $15.4M · 2 deals
04013112518 Gila River Indian Reservation Maricopa County 22.6% 92.5% 6,319 14.4% 2.2%
Tribal
—
04013112524 Maricopa County 27.5% 49.6% 5,907 77.9% 3.2%
Former OZ 1.0CRA-eligibleUI Tier 1
—
04013112602 Maricopa County 36.7% 45.5% 8,081 43% 5.5%
CRA-eligible
—
04013112900 Maricopa County 20.3% 84.8% 4,615 59.2% 12.1%
NMTC track recordCRA-eligibleHousing pressureUI Tier 1
Phoenix Community Development and Investment Corporation $1.7M · 2 deals
04013113100 Maricopa County 38% 93.1% 7,031 94.1% 10.6%
Former OZ 1.0NMTC track recordHousing pressure
Greenline Community Development Fund, LLC; Phoenix Community Development and Investment Corporation; Urban Research Park CDE, LLC $18.3M · 3 deals
04013113301 Maricopa County 47.4% 27.9% 2,962 89.6% 28.9%
Former OZ 1.0NMTC track recordCRA-eligibleHigh vacancyUI Tier 1
Phoenix Community Development and Investment Corporation
04013113800 Casa Grande Maricopa County 27% 92.7% 3,016 87.5% 22.1%
NMTC track recordCRA-eligibleHigh vacancy
Johnson Community Development Company; Phoenix Community Development and Investment Corporation $3.6M · 2 deals
04013113900 Maricopa County 50.2% — 1,267 94.5% 13.8%
Former OZ 1.0CRA-eligibleHousing pressure
—
04013114000 Maricopa County 13.2% 42.8% 1,869 71.5% 14.5%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressure
Phoenix Community Development and Investment Corporation; Prestamos CDFI, LLC; USBCDE, LLC $22.2M · 3 deals
04013114200 Maricopa County 29.9% 59.3% 1,282 69.4% 10.7%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressure
Phoenix Community Development and Investment Corporation $0.1M · 1 deal
04013114301 Maricopa County 51.9% 49.7% 839 63.1% 45.1%
NMTC track recordCRA-eligibleHousing pressureHigh vacancyUI Tier 1
Prestamos CDFI, LLC $13.2M · 2 deals
04013114800 Maricopa County 23% 67% 3,103 37.2% 21%
Former OZ 1.0NMTC track recordCRA-eligibleHigh vacancy
Phoenix Community Development and Investment Corporation $21.8M · 3 deals
04013114900 Maricopa County 42.7% 38.8% 2,858 83.8% 2.6%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressure
Greenline Community Development Fund, LLC $0.7M · 1 deal
04013115200 Peoria Maricopa County 21.9% 53.8% 3,532 71.6% 6.5%
Former OZ 1.0NMTC track recordCRA-eligible
BMO Harris New Markets Fund, LLC $12.0M · 1 deal
04013115300 Maricopa County 39.5% 46.7% 2,865 68.5% 10.1%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
04013115400 Maricopa County 35.8% 55.3% 1,851 45.3% 9.5%
Former OZ 1.0CRA-eligible
—
04013115802 Maricopa County 21.5% 67.8% 3,453 46.7% 13.2%
NMTC track recordUI Tier 1
Prestamos CDFI, LLC $0.2M · 1 deal
04013116500 Maricopa County 19.7% 63.3% 5,494 34.2% 5.2%
Former OZ 1.0NMTC track recordCRA-eligibleUI Tier 1
Prestamos CDFI, LLC $6.8M · 1 deal
04013117200 Tucson Maricopa County 34.3% 61% 981 59% 19.4%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancy
Johnson Community Development Company; National New Markets Tax Credit Fund, Inc.; Phoenix Community Development and Investment Corporation
04013117300 Maricopa County 35% 43.3% 2,345 62.5% 7.7%
Former OZ 1.0CRA-eligible
—
04013218300 Salt River Reservation Maricopa County 12.4% 58.8% 4,565 37% 9.9%
CRA-eligibleTribalUI Tier 1
—
04013318700 Maricopa County 39.9% — 5,640 82.9% 19.3%
Housing pressureHigh vacancy
—
04013318800 Maricopa County 31.2% 55.7% 8,179 84.1% 14.7%
Former OZ 1.0CRA-eligible
—
04013319103 Maricopa County 39.2% 58.7% 5,177 86.1% 9.5%
CRA-eligibleHousing pressure
—
04013421302 Maricopa County 21.8% 57.9% 5,928 61.3% 11.4%
Former OZ 1.0NMTC track recordCRA-eligibleUI Tier 1
Prestamos CDFI, LLC
04013421304 Maricopa County 11.9% 52.3% 3,895 98% 9%
Former OZ 1.0CRA-eligibleHousing pressure
—
04013421400 Maricopa County 17.3% 46.7% 2,973 80.5% 11.1%
Former OZ 1.0CRA-eligibleHousing pressure
—
04013421502 Phoenix Maricopa County 26.1% 52.1% 3,977 62.5% 2%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
04013421601 Apache Junction Maricopa County 28.4% 84.4% 3,156 39.8% 11.8%
CRA-eligibleUI Tier 1
—
04013422633 Maricopa County 9.9% 68.2% 3,010 76.6% 11.2%
CRA-eligibleHousing pressureUI Tier 1
—
04013522802 Mesa Maricopa County 54.4% 32.6% 1,128 100% 29.7%
Former OZ 1.0CRA-eligibleHigh vacancy
—
04013523002 Maricopa County 19.5% 68.5% 5,565 44.3% 7%
CRA-eligibleUI Tier 1
—
04013614700 Maricopa County 14% 52.4% 3,392 58% 8.8%
Former OZ 1.0CRA-eligibleHousing pressure
—
04013941300 Salt River Reservation|Fort McDowell Yavapai Nation Reservation Maricopa County 27.9% 46.6% 5,111 15.8% 14.3%
Former OZ 1.0NMTC track recordCRA-eligibleTribalUI Tier 1
Wells Fargo Community Development Enterprises, Inc. $1.8M · 1 deal
04015940400 Hualapai Indian Reservation|Hualapai Off-Reservation Trust Land Mohave County 38.7% 85.9% 1,399 64.7% 10.7%
Rural / QROFFormer OZ 1.0CRA-eligibleTribalUI Tier 1
—
04015950102 Mohave County 30.1% 77% 2,640 53.7% 7.5%
Rural / QROF
—
04015950403 Mohave County 31.2% 67.4% 1,808 14.9% 41.9%
Rural / QROFHigh vacancy
—
04015951404 Mohave County 31.7% 66.3% 1,826 60.6% 28.5%
Rural / QROFCRA-eligibleHousing pressureHigh vacancy
—
04015951800 Mohave County 20.9% 73.2% 3,510 28.8% 12.1%
Rural / QROF
—
04015954802 Hualapai Indian Reservation Mohave County 20.2% 80.4% 5,666 6.1% 17.8%
Rural / QROFFormer OZ 1.0TribalHigh vacancy
—
04017940302 Fort Apache Reservation|San Carlos Reservation Navajo County 52.7% 42.5% 3,460 34.1% 8.5%
Rural / QROFNMTC track recordCRA-eligibleTribalPersistent poverty
Coastal Enterprises, Inc. $2.0M · 1 deal
04017960200 Navajo County 17.1% 65.4% 3,176 42.6% 6.7%
Rural / QROFCRA-eligibleTribalPersistent poverty
—
04017960400 Navajo Nation Reservation Navajo County 35.6% 77% 3,658 54.3% 6.2%
Rural / QROFTribalUI Tier 1Persistent poverty
—
04019000100 Pima County 40.4% — 1,063 98.2% 4%
Former OZ 1.0NMTC track recordHousing pressureUI Tier 1
National Trust Community Investment Corporation
04019000300 Pima County 35.1% 99% 1,334 62.1% 14.3%
Former OZ 1.0NMTC track recordHousing pressureUI Tier 1
National Community Investment Fund
04019000800 Pima County 22% 78.2% 1,887 64% 10.8%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1
Corporation for Supportive Housing $0.4M · 1 deal
04019001302 Pima County 21.8% 75.1% 2,248 63.2% 16.3%
Former OZ 1.0CRA-eligibleHigh vacancy
—
04019002201 Pima County 20.8% 81.3% 2,834 51.1% 0%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
04019002300 Tucson Pima County 30.4% 50.4% 4,550 65.6% 15%
Former OZ 1.0CRA-eligibleHousing pressureHigh vacancyUI Tier 1
—
04019002602 Pima County 27.5% — 4,899 72% 9.4%
CRA-eligibleHousing pressureUI Tier 1
—
04019003102 Pima County 22.2% 96% 3,689 58.2% 13.9%
CRA-eligibleHousing pressure
—
04019003303 Drexel Heights Pima County 22.5% 81.3% 4,517 60.6% 7.4%
Housing pressureUI Tier 1
—
04019003505 Pima County 27.9% 42.3% 4,780 70.3% 10.2%
Former OZ 1.0CRA-eligibleHousing pressure
—
04019003901 Pima County 21.4% 58.9% 1,842 18.3% 2.9%
CRA-eligible
—
04019004069 Tucson Pima County 18.2% 61.4% 3,784 53.1% 6.6%
Housing pressureUI Tier 1
—
04019004115 Pima County 22.7% 61.1% 6,901 42.2% 11.1%
Former OZ 1.0CRA-eligible
—
04019004510 Pima County 31.3% 46.2% 3,803 76.6% 12.7%
CRA-eligibleHousing pressure
—
04019004511 Pima County 22.2% 59.3% 4,185 64% 6.7%
CRA-eligibleHousing pressure
—
04019004512 Tucson Pima County 26% 55.6% 4,439 29.5% 3.3%
CRA-eligibleUI Tier 1
—
04019004515 Pima County 28.9% 58.4% 3,393 35% 7%
Former OZ 1.0UI Tier 1
—
04019005400 Pima County 23.4% 73.6% 3,482 59.1% 14.7%
NMTC track recordCRA-eligibleUI Tier 1
Merrill Lynch Community Development Company $0.7M · 1 deal
04019940800 Phoenix Pima County 45% 49.7% 3,615 41.8% 24.6%
Rural / QROFCRA-eligibleTribalHigh vacancy
—
04021000310 Pinal County 13.4% 61.5% 2,980 21% 21.1%
Former OZ 1.0CRA-eligibleHigh vacancyUI Tier 1
—
04021000400 Pinal County 16.3% 66.7% 2,535 31.2% 14.3%
Rural / QROFFormer OZ 1.0CRA-eligible
—
04021000904 Pinal County 10.5% 65.5% 887 30% 9.4%
Rural / QROFFormer OZ 1.0CRA-eligible
—
04021001000 Gila River Indian Reservation Pinal County 28.2% 51.5% 5,658 37.7% 13.4%
Rural / QROFFormer OZ 1.0CRA-eligibleTribalUI Tier 1
—
04021001406 Pinal County 23.4% 73.1% 5,605 55.6% 14.2%
CRA-eligibleHousing pressureUI Tier 1
—
04021001500 Tucson Pinal County 24.9% 50.3% 3,192 22.4% 12.4%
Former OZ 1.0NMTC track recordCRA-eligibleUI Tier 1
Empowerment Reinvestment Fund, LLC $32.4M · 1 deal
04021001900 Tohono O'odham Nation Reservation Pinal County 14.2% 63.6% 3,001 26.3% 14%
Former OZ 1.0CRA-eligibleTribalUI Tier 1
—
04021941300 Tucson Pinal County 42.1% 40.1% 3,633 47.4% 4.4%
CRA-eligibleTribal
—
04023966108 Santa Cruz County 25.3% 53.4% 6,003 29.3% 3%
Rural / QROFCRA-eligible
—
04023966200 Santa Cruz County 19.7% 61.5% 4,443 59.9% 16.9%
Rural / QROFCRA-eligibleHigh vacancy
—
04025000615 Scottsdale Yavapai County 6.5% 65.8% 4,857 44.2% 8.3%
Rural / QROFFormer OZ 1.0NMTC track recordUI Tier 1
National New Markets Tax Credit Fund, Inc. $7.4M · 1 deal
04025001901 Lake Havasu City Yavapai County 13.8% 50.9% 2,493 13.3% 0.3%
Rural / QROFCRA-eligibleTribal
—
04025002002 Yavapai County 22.8% 98.2% 5,622 30.3% 4.3%
Rural / QROF
—
04025002007 Golden Valley Yavapai County 20.3% 91.8% 5,297 30.3% 8.6%
Rural / QROFCRA-eligible
—
04027000100 Fort Yuma Indian Reservation Yuma County 35.9% 69.5% 2,332 59.6% 17.2%
Former OZ 1.0NMTC track recordCRA-eligibleTribalHousing pressureHigh vacancyUI Tier 1
Prestamos CDFI, LLC $17.5M · 1 deal
04027000301 Fort Yuma Indian Reservation Yuma County 42.2% 61.6% 3,270 51.1% 20.4%
CRA-eligibleTribalHigh vacancy
—
04027010913 Yuma County 21.4% 106.5% 1,064 25.9% 13.6%
Former OZ 1.0CRA-eligible
—
04027011202 Yuma County 20.9% 95.3% 1,347 34.5% 17.3%
Rural / QROFFormer OZ 1.0High vacancy
—
04027011403 Yuma County 23.2% 67.4% 4,600 40.3% 2.2%
Rural / QROFFormer OZ 1.0
—
04027011501 Cocopah Reservation Yuma County 34.3% 62.5% 2,163 65% 1.8%
Rural / QROFFormer OZ 1.0CRA-eligibleTribal
—
04027011601 Yuma County 25.8% 89.8% 6,199 49.6% 1.9%
Rural / QROFFormer OZ 1.0CRA-eligible
—

Reading the signals for projects

  • Rural / QROF — a rural QOF investment gets a 30% basis step-up at five years, and existing buildings need only 50% improvement. Rehab of existing stock pencils here in ways it does not elsewhere. Mechanics →
  • Housing pressure — mostly renters, most of them cost-burdened. Housing deals here have demand; they also carry displacement risk, which is where community benefit terms matter.
  • High vacancy — vacant structures to bring back. Pair with the 50% rural improvement threshold where both apply.
  • UI Tier 1 — the Urban Institute's read that private capital is likely to come and the impact would be larger.

Reading the signals for partners

  • NMTC track record — the listed CDEs have underwritten deals in this exact tract. They know the market and can layer NMTC with OZ equity. How they stack →
  • CRA-eligible — bank investment here earns CRA credit. Start with community development officers at banks with branches in the county.
  • Former OZ 1.0 — QOFs and sponsors may already hold assets here. They are the most likely early OZ 2.0 investors and know the local approvals path.
  • Tribal — the tribal government is a principal, not a stakeholder to consult. Persistent poverty — USDA Rural Development programs can fill gaps.

Data context

53

Eligible tracts in EIG DCI top distress quintile

The EIG Distressed Communities Index (2019–2023) is referenced in many state scoring rubrics. Quintile 1 = most distressed. See whether OZ 1.0 reached the most distressed places →

2

Counties with eligible tracts designated USDA persistent poverty

Persistent poverty = 20%+ poverty rate in every census 1980–2010. Source: USDA ERS County Typology Codes (2015 edition). Relevant for USDA RD program eligibility and QROF rural bonus. See QROF rural bonus mechanics →

78

Prior NMTC investments in eligible OZ tracts

CDFI Fund NMTC Public Data Release (2024). Indicates prior CDFI capital deployment track record in these tracts. See how NMTC and OZ stack →

388

Eligible tracts with CRA designation (LMI or distressed/underserved)

Banks earn CRA credit for investing in low- or moderate-income tracts (Track 1), and in non-metropolitan middle-income tracts officially designated distressed or underserved by FFIEC (Track 2). When an OZ project sits in a CRA-eligible tract, bank capital can satisfy CRA obligations while generating OZ tax benefits. How CRA and OZ interact →

Cities: Phoenix, Tucson, Mesa, Glendale, Yuma and 109 more

ZIP codes: 85009, 85301, 85705, 85033, 85706 and 234 more

See all 114 cities and 239 ZIP codes

All cities:

Phoenix, Tucson, Mesa, Glendale, Yuma, Casa Grande, Peoria, Tempe, Apache Junction, Sun City, Douglas, Scottsdale, Coolidge, Avondale, Florence, Nogales, Flagstaff, Eloy, Goodyear, Chandler, Somerton, Pirtleville, Kingman, Kaibeto, Litchfield Park, San Manuel, Luke Air Force Base, San Luis, Mammoth, Maricopa, Page, Surprise, Prescott, Chino Valley, Bullhead City, Clarkdale, Winkelman, Cameron, Fort Mcdowell, Wittmann, Red Valley, Queen Creek, Quartzsite, Roosevelt, Round Rock, Sahuarita, Saint Michaels, Salome, Woodruff, Prescott Valley, San Carlos, Rock Point, Teec Nos Pos, Willcox, Sierra Vista, Superior, Sun Valley, Tolleson, Tonalea, Topawa, Tsaile, Shonto, Whiteriver, Tuba City, Sells, Waddell, Wenden, Sanders, San Simon, Sun City West, Bisbee, Pinon, Ehrenberg, Gold Canyon, Globe, Benson, Ganado, Fountain Hills, Fort Huachuca, Fort Apache, El Mirage, Dewey, Holbrook, Dennehotso, Cottonwood, Claypool, Cibola, Chinle, Bylas, Bowie, Bouse, Golden Valley, Houck, Bapchule, Arizona City, Peridot, Peach Springs, Parker, Oracle, Nazlini, Naco, Blue Gap, Miami, Mayer, Humboldt, Many Farms, Lupton, Lukachukai, Leuppx, Laveen, Kearny, Kayenta, Indian Wells, Morristown

All ZIP codes:

85009, 85301, 85705, 85033, 85706, 85210, 85035, 85719, 85008, 85201, 85040, 85713, 85017, 85021, 85364, 85031, 85711, 85041, 85203, 85006, 85714, 85204, 85034, 85712, 85716, 85042, 85015, 85345, 85007, 85122, 85281, 85120, 85746, 85043, 85607, 85029, 85022, 85016, 85132, 85128, 85365, 85303, 85193, 85202, 85213, 85302, 85351, 85621, 85710, 85051, 85019, 85020, 85745, 85756, 85032, 85323, 85701, 85730, 85209, 85205, 85194, 85338, 85721, 85307, 85131, 85053, 85257, 86053, 85264, 85251, 85373, 85004, 85282, 85757, 85288, 86040, 86004, 86020, 85336, 85340, 85309, 85256, 85003, 86409, 85037, 86442, 85119, 85027, 85024, 86301, 85350, 85023, 85626, 85392, 85192, 85206, 85207, 85208, 86324, 85013, 86323, 85631, 85225, 85618, 85703, 85709, 85741, 85715, 85723, 85743, 85725, 85726, 85742, 85734, 85735, 85724, 86314, 85926, 86430, 86439, 86503, 86505, 86506, 86507, 86508, 86510, 86511, 86512, 86514, 86520, 86535, 86538, 86540, 86544, 86545, 86547, 86434, 86429, 85941, 86413, 85942, 86001, 86011, 86025, 86029, 86031, 86033, 86035, 86044, 86045, 86054, 86313, 85639, 86326, 86327, 86329, 86333, 85643, 85353, 85635, 85634, 85137, 85138, 85139, 85142, 85173, 85178, 85211, 85212, 85214, 85215, 85224, 85248, 85250, 85258, 85268, 85275, 85283, 85130, 85123, 85121, 85036, 85005, 85010, 85011, 85012, 85014, 85018, 85026, 85061, 85118, 85063, 85067, 85069, 85074, 85079, 85082, 85117, 85311, 85312, 85325, 85603, 85530, 85532, 85539, 85542, 85545, 85550, 85602, 85605, 85395, 85608, 85613, 85620, 85623, 85628, 85629, 85632, 85501, 85387, 85328, 85349, 85334, 85335, 85339, 85342, 85344, 85346, 85348, 85355, 85381, 85357, 85359, 85361, 85367, 85375, 85378, 85380, 86556

Look up a specific tract (FFIEC) → Source: FFIEC Census Flat File 2026, joined to IRS Rev. Proc. 2026-14 eligible tracts.

187

Eligible tracts in top investability quintile (Urban Institute model)

The Urban Institute investability model scores OZ-eligible tracts by predicted likelihood of attracting private capital, based on OZ 1.0 investment patterns. Quintile 1 = highest predicted investability among scored tracts. Not all tracts are scored — coverage reflects tracts with sufficient OZ 1.0 data.

Who to contact

Certified CDFIs

17 certified CDFIs headquartered in Arizona. CDFI Fund certified list →

USDA Rural Development

USDA RD Arizona State Office →

Rural LISC

Rural LISC →

Native / tribal

No formal tribal consultation process has been published for Arizona's OZ 2.0 nomination. If your jurisdiction contains or is adjacent to tribal land, contact the relevant Tribal Historic Preservation Office (THPO) or tribal government directly before submitting a nomination.

Designations: Treasury, 2027 QOZ designations and revised eligible-tract file (October 30, 2026). Demographics: ACS 2020–2024 5-year. OZ 1.0: IRS Notice 2018-48, crosswalked to 2020 tracts. Eligible tract counts: IRS Rev. Proc. 2026-14 (April 6, 2026). Rural designation: Notice 2025-50, Section 4.01. Status tier last verified 2026-06-16. Full methodology.