Arkansas
Last checked 2026-06-16
78
Designated tracts (of 310 eligible)
49
Rural designated — QROF treatment
38
Former OZ 1.0 tracts redesignated
57
Days until designations take effect
How Arkansas chose
Treasury published the final list on October 30, 2026. Arkansas designated 78 of 310 eligible tracts, its full allocation, in 44 of 68 counties with eligible tracts. Designations take effect January 1, 2027 and run through December 31, 2036.
Compared with the eligible tracts it passed over, Arkansas favored former OZ 1.0 tracts, tracts with prior NMTC deals and renter-heavy tracts.
| Trait | Designated | Passed over |
|---|---|---|
| Former OZ 1.0 tract | 48.7% | 16.4% |
| Rural (QROF) | 62.8% | 72% |
| Urban Institute Tier 1 | 23.1% | 13.4% |
| Median poverty rate | 25.4% | 25.4% |
| Median family income, % of area | 66.6% | 68% |
| Residents of color (mean) | 48.1% | 45% |
| Median density, people / sq mi | 548 | 269 |
Poverty and income: Treasury's own eligibility figures (ACS 2020–2024). Demographics: ACS 2020–2024. Former OZ 1.0 = at least half the tract's land area was in a 2018 QOZ. How every state compares →
Record: how Arkansas ran its nomination input process
Nomination process
The lead agency has been identified, but no public process has been published yet. Contact information is below.
Map: designated and eligible tracts
Loading 310 eligible tracts…
Designated tracts by county
The county is usually the first local partner on an OZ deal — zoning, infrastructure, incentives. CDEs listed are New Markets Tax Credit allocatees that have already financed deals inside this county's designated tracts: the organizations with a working track record of underwriting there.
| County | Designated / eligible | Rural | OZ 1.0 kept / lost | Residents | NMTC CDEs active in designated tracts |
|---|---|---|---|---|---|
| Pulaski County | 8 / 45 | — | 5 / 3 | 20,155 | Advantage Capital Community Development Fund, LLC; Heartland Renaissance Fund, LLC; Self-Help Ventures Fund |
| Washington County | 8 / 19 | — | 6 / 6 | 34,741 | Advantage Capital Community Development Fund, LLC; Heartland Renaissance Fund, LLC; National New Markets Fund, LLC; Urban Research Park CDE, LLC |
| Faulkner County | 4 / 6 | — | 2 / 1 | 17,859 | Advantage Capital Community Development Fund, LLC |
| Garland County | 4 / 11 | 4 | 1 / 2 | 12,332 | — |
| Craighead County | 3 / 10 | — | 2 / 1 | 15,730 | — |
| Mississippi County | 3 / 9 | 3 | 0 / 4 | 7,467 | Heartland Renaissance Fund, LLC; National New Markets Fund, LLC |
| Pope County | 3 / 7 | 3 | 2 / 3 | 10,040 | — |
| Benton County | 2 / 3 | — | 1 / 1 | 12,877 | Heartland Renaissance Fund, LLC |
| Conway County | 2 / 3 | 2 | 1 / 0 | 6,870 | — |
| Crawford County | 2 / 4 | 1 | 0 / 1 | 11,615 | — |
| Crittenden County | 2 / 11 | 1 | 2 / 1 | 4,564 | — |
| Jefferson County | 2 / 13 | 2 | 1 / 3 | 2,863 | Hope Enterprise Corporation |
| Lafayette County | 2 / 3 | 2 | 1 / 1 | 4,450 | — |
| Ouachita County | 2 / 3 | 2 | 1 / 1 | 6,984 | — |
| White County | 2 / 10 | 2 | 0 / 2 | 7,876 | — |
| Arkansas County | 1 / 3 | 1 | 1 / 0 | 2,131 | Hope Enterprise Corporation |
| Ashley County | 1 / 3 | 1 | 1 / 0 | 4,981 | — |
| Boone County | 1 / 1 | 1 | 0 / 1 | 3,676 | — |
| Carroll County | 1 / 3 | 1 | 1 / 1 | 4,711 | — |
| Clark County | 1 / 3 | 1 | 0 / 2 | 4,988 | Heartland Renaissance Fund, LLC |
| Columbia County | 1 / 2 | 1 | 0 / 1 | 3,426 | — |
| Cross County | 1 / 4 | 1 | 0 / 0 | 3,913 | — |
| Desha County | 1 / 4 | 1 | 1 / 1 | 1,413 | — |
| Drew County | 1 / 3 | 1 | 0 / 2 | 2,090 | Hope Enterprise Corporation |
| Greene County | 1 / 4 | 1 | 1 / 2 | 2,354 | — |
| Hempstead County | 1 / 5 | 1 | 1 / 1 | 1,937 | — |
| Hot Spring County | 1 / 2 | 1 | 1 / 0 | 2,718 | — |
| Howard County | 1 / 2 | 1 | 1 / 0 | 3,897 | DV Community Investment, LLC; Hope Enterprise Corporation |
| Independence County | 1 / 6 | 1 | 1 / 1 | 3,168 | — |
| Izard County | 1 / 3 | 1 | 0 / 0 | 5,017 | — |
| Jackson County | 1 / 2 | 1 | 0 / 2 | 4,150 | Heartland Renaissance Fund, LLC; Stonehenge Community Development, LLC |
| Johnson County | 1 / 3 | 1 | 0 / 1 | 3,865 | — |
| Lawrence County | 1 / 3 | 1 | 0 / 1 | 4,474 | Legacy Economic Growth Fund, LLC |
| Little River County | 1 / 2 | 1 | 1 / 1 | 2,550 | — |
| Miller County | 1 / 8 | 1 | 0 / 1 | 2,078 | — |
| Phillips County | 1 / 5 | 1 | 1 / 1 | 1,138 | — |
| Pike County | 1 / 1 | 1 | 0 / 0 | 3,588 | — |
| Polk County | 1 / 3 | 1 | 1 / 0 | 2,967 | — |
| Randolph County | 1 / 2 | 1 | 0 / 0 | 4,228 | — |
| Saline County | 1 / 2 | — | 0 / 0 | 3,380 | — |
| Searcy County | 1 / 2 | 1 | 0 / 0 | 3,663 | — |
| Sebastian County | 1 / 9 | — | 0 / 3 | 2,799 | — |
| Sharp County | 1 / 2 | 1 | 0 / 0 | 3,185 | — |
| Union County | 1 / 6 | 1 | 1 / 1 | 2,489 | — |
| Bradley County | 0 / 2 | — | 0 / 1 | — | — |
| Chicot County | 0 / 3 | — | 0 / 1 | — | — |
| Cleburne County | 0 / 1 | — | 0 / 2 | — | — |
| Dallas County | 0 / 1 | — | 0 / 1 | — | — |
| Franklin County | 0 / 2 | — | 0 / 2 | — | — |
| Grant County | 0 / 1 | — | 0 / 1 | — | — |
| Marion County | 0 / 2 | — | 0 / 1 | — | — |
| Nevada County | 0 / 2 | — | 0 / 1 | — | — |
| St. Francis County | 0 / 5 | — | 0 / 2 | — | — |
| Van Buren County | 0 / 4 | — | 0 / 1 | — | — |
Counties with no designated tracts are listed only if they lost OZ 1.0 tracts. NMTC: CDFI Fund NMTC public data release. 9 distinct CDEs across Arkansas's designated tracts.
Find projects and partners in the designated tracts
Every designated tract in Arkansas, tagged by the signals that point to a project type or a partner. Pick tags to narrow the list — a tract must carry every tag selected. Tags are simple published rules, not a score; hover a tag for its definition.
78 of 78 tracts shown
Download all eligible tracts, national (CSV) →| Tract | County | Pov. | MFI | Pop. | Rent. | Vac. | Signals | Prior NMTC CDEs |
|---|---|---|---|---|---|---|---|---|
| 05001480400 | Arkansas County | 31.1% | 67.4% | 2,131 | 63.6% | 22.9% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleHigh vacancy | Hope Enterprise Corporation |
| 05003960600 North Little Rock | Ashley County | 20% | 89.3% | 4,981 | 43.1% | 18.2% | Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancy | — |
| 05007020206 | Benton County | 21.7% | 67.7% | 8,799 | 50.2% | 12.1% | CRA-eligibleUI Tier 1 | — |
| 05007020301 | Benton County | 17.9% | 51.3% | 4,078 | 72.9% | 4.8% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | Heartland Renaissance Fund, LLC |
| 05009790502 Springdale | Boone County | 17.3% | 64.7% | 3,676 | 52.7% | 9.9% | Rural / QROFCRA-eligible | — |
| 05015950302 Fayetteville | Carroll County | 26.3% | 97.9% | 4,711 | 18.2% | 5.9% | Rural / QROFFormer OZ 1.0 | — |
| 05019953601 Little Rock | Clark County | 36.2% | 84.4% | 4,988 | 66.2% | 18.8% | Rural / QROFNMTC track recordCRA-eligibleHousing pressureHigh vacancyUI Tier 1 | Heartland Renaissance Fund, LLC |
| 05027950500 Lake Village | Columbia County | 44.3% | 56.5% | 3,426 | 57.8% | 26.8% | Rural / QROFCRA-eligibleHigh vacancyPersistent poverty | — |
| 05029950300 Clarksville | Conway County | 20.4% | 81.7% | 4,921 | 38.1% | 13.9% | Rural / QROFFormer OZ 1.0CRA-eligible | — |
| 05029950600 | Conway County | 20.3% | 89.5% | 1,949 | 28% | 17.8% | Rural / QROFCRA-eligibleHigh vacancy | — |
| 05031000101 | Craighead County | 45% | 63.6% | 4,226 | 61.8% | 13% | Former OZ 1.0CRA-eligibleUI Tier 1 | — |
| 05031000601 | Craighead County | 43.9% | 64% | 6,613 | 51.4% | 8.9% | CRA-eligibleHousing pressure | — |
| 05031000602 Newport | Craighead County | 50.8% | 43.4% | 4,891 | 97.5% | 25.3% | Former OZ 1.0CRA-eligibleHousing pressureHigh vacancy | — |
| 05033020502 | Crawford County | 21.6% | 72.2% | 4,527 | 61.7% | 14.4% | CRA-eligibleUI Tier 1 | — |
| 05033020602 | Crawford County | 22.6% | 112.9% | 7,088 | 41.7% | 9.7% | Rural / QROF | — |
| 05035030602 | Crittenden County | 29.2% | 62% | 3,627 | 46.5% | 22.5% | Former OZ 1.0CRA-eligibleHigh vacancyPersistent poverty | — |
| 05035030703 Little Rock | Crittenden County | 11.9% | 65.3% | 937 | 44.2% | 18.6% | Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancyPersistent poverty | — |
| 05037950600 | Cross County | 20.2% | 112.9% | 3,913 | 26.1% | 10.5% | Rural / QROF | — |
| 05041950100 North Crossett | Desha County | 24.3% | 87.1% | 1,413 | 21.7% | 24.3% | Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancyPersistent poverty | — |
| 05043490200 | Drew County | 24.9% | 66.6% | 2,090 | 42.9% | 11.4% | Rural / QROFNMTC track recordCRA-eligible | Hope Enterprise Corporation $20.2M · 3 deals |
| 05045030701 | Faulkner County | 22% | 57.7% | 3,928 | 67.5% | 17.4% | CRA-eligibleHigh vacancy | — |
| 05045030702 | Faulkner County | 20.2% | 60.2% | 3,952 | 76.7% | 12.5% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | Advantage Capital Community Development Fund, LLC $1.5M · 1 deal |
| 05045030800 Paragould | Faulkner County | 28.5% | 94.6% | 6,408 | 67.6% | 14.1% | | — |
| 05045030900 | Faulkner County | 35.7% | 45.4% | 3,571 | 82.5% | 17.4% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancy | Advantage Capital Community Development Fund, LLC |
| 05051010502 | Garland County | 22% | 88.5% | 2,207 | 15.1% | 22.6% | Rural / QROFHigh vacancy | — |
| 05051011300 | Garland County | 20% | 64.4% | 4,577 | 43.2% | 19.7% | Rural / QROFCRA-eligibleHigh vacancyUI Tier 1 | — |
| 05051011400 | Garland County | 27.9% | 61.6% | 3,334 | 48.2% | 18.8% | Rural / QROFCRA-eligibleHigh vacancy | — |
| 05051011500 Paragould | Garland County | 25.8% | 54.8% | 2,214 | 60% | 19.1% | Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancyUI Tier 1 | — |
| 05055480700 | Greene County | 45% | 48.4% | 2,354 | 52.8% | 8.8% | Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressure | — |
| 05057480301 | Hempstead County | 32.1% | 65.6% | 1,937 | 40% | 23.4% | Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancy | — |
| 05059020200 Little Rock | Hot Spring County | 18.1% | 69.4% | 2,718 | 45.6% | 27.6% | Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancy | — |
| 05061950300 | Howard County | 28.8% | 61.1% | 3,897 | 34.8% | 16.1% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleHigh vacancy | DV Community Investment, LLC; Hope Enterprise Corporation $6.8M · 2 deals |
| 05063490600 Fayetteville | Independence County | 25.1% | 63.8% | 3,168 | 48.6% | 23.6% | Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancyUI Tier 1 | — |
| 05065960200 | Izard County | 23.4% | 71.8% | 5,017 | 31.5% | 20.1% | Rural / QROFCRA-eligibleHigh vacancy | — |
| 05067480300 | Jackson County | 37.2% | 54.8% | 4,150 | 48.4% | 7.7% | Rural / QROFNMTC track recordCRA-eligible | Heartland Renaissance Fund, LLC; Stonehenge Community Development, LLC $4.6M · 3 deals |
| 05069001000 | Jefferson County | 25.2% | — | 1,264 | 55.5% | 32.9% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancyPersistent poverty | Hope Enterprise Corporation $24.3M · 3 deals |
| 05069001401 Blytheville | Jefferson County | 49.5% | 27.6% | 1,599 | 67.5% | 23.7% | Rural / QROFCRA-eligibleHigh vacancyPersistent poverty | — |
| 05071952100 Piney | Johnson County | 26.8% | 73% | 3,865 | 46.3% | 14.8% | Rural / QROFCRA-eligible | — |
| 05073470102 | Lafayette County | 24.1% | 93.7% | 2,062 | 15.8% | 29.7% | Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancyPersistent poverty | — |
| 05073470200 North Little Rock | Lafayette County | 20% | 78% | 2,388 | 20.3% | 41.2% | Rural / QROFCRA-eligibleHigh vacancyPersistent poverty | — |
| 05075470502 Pine Bluff | Lawrence County | 25.3% | 78.6% | 4,474 | 41.9% | 11% | Rural / QROFNMTC track recordCRA-eligible | Legacy Economic Growth Fund, LLC |
| 05081030104 | Little River County | 21.5% | 104.8% | 2,550 | 23.8% | 20.2% | Rural / QROFFormer OZ 1.0High vacancy | — |
| 05091020901 Fort Smith | Miller County | 22.4% | 115.1% | 2,078 | 15.2% | 26.8% | Rural / QROFHigh vacancy | — |
| 05093010100 | Mississippi County | 44.2% | — | 1,645 | 55.5% | 30.4% | Rural / QROFNMTC track recordCRA-eligibleHousing pressureHigh vacancyPersistent poverty | Heartland Renaissance Fund, LLC |
| 05093010300 North Little Rock | Mississippi County | 29.4% | 57.7% | 2,334 | 47.9% | 36.9% | Rural / QROFCRA-eligibleHigh vacancyPersistent poverty | — |
| 05093011000 West Memphis | Mississippi County | 34.9% | 61.2% | 3,488 | 52.3% | 26.7% | Rural / QROFNMTC track recordCRA-eligibleHousing pressureHigh vacancyPersistent poverty | Heartland Renaissance Fund, LLC; National New Markets Fund, LLC $2.0M · 2 deals |
| 05103950400 Conway | Ouachita County | 26% | 94.6% | 3,478 | 37.2% | 18.2% | Rural / QROFCRA-eligibleHigh vacancyUI Tier 1 | — |
| 05103950600 | Ouachita County | 24.4% | 41.9% | 3,506 | 49.9% | 33% | Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancyUI Tier 1 | — |
| 05107480600 | Phillips County | 27.1% | 65.5% | 1,138 | 45.1% | 23.1% | Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancyPersistent poverty | — |
| 05109953300 | Pike County | 26% | 80.3% | 3,588 | 32.9% | 16.7% | Rural / QROFCRA-eligibleHigh vacancy | — |
| 05113950400 Little Rock | Polk County | 15.2% | 69.4% | 2,967 | 29.1% | 25.2% | Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancy | — |
| 05115951301 Forrest City | Pope County | 25.5% | 50.6% | 1,314 | 66.1% | 8.5% | Rural / QROFFormer OZ 1.0 | — |
| 05115951302 | Pope County | 29.9% | 68.9% | 3,469 | 60% | 14.3% | Rural / QROFFormer OZ 1.0CRA-eligible | — |
| 05115951400 Fayetteville | Pope County | 33% | 53.8% | 5,257 | 72.1% | 14.3% | Rural / QROFCRA-eligible | — |
| 05119002500 North Little Rock | Pulaski County | 21.1% | 98.6% | 1,341 | 83.1% | 22.2% | Former OZ 1.0NMTC track recordHousing pressureHigh vacancy | Advantage Capital Community Development Fund, LLC |
| 05119002800 | Pulaski County | 64.4% | — | 1,714 | 80.9% | 29.2% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancy | Heartland Renaissance Fund, LLC $11.3M · 1 deal |
| 05119003001 Fayetteville | Pulaski County | 29.3% | 66.6% | 2,370 | 70.2% | 16.5% | Former OZ 1.0NMTC track recordCRA-eligibleHigh vacancy | Heartland Renaissance Fund, LLC $8.7M · 1 deal |
| 05119003604 | Pulaski County | 21.9% | 95.8% | 6,376 | 47.7% | 8% | | — |
| 05119004007 | Pulaski County | 17.6% | 69.1% | 2,037 | 31.9% | 9% | UI Tier 1 | — |
| 05119004500 Pine Bluff | Pulaski County | 25.5% | 101% | 1,963 | 73% | 27.2% | NMTC track recordCRA-eligibleHousing pressureHigh vacancyUI Tier 1 | Self-Help Ventures Fund $0.1M · 1 deal |
| 05119004700 | Pulaski County | 23.7% | 78.6% | 3,695 | 53% | 15.7% | Former OZ 1.0NMTC track recordHigh vacancyUI Tier 1 | Heartland Renaissance Fund, LLC |
| 05119980400 | Pulaski County | 32.2% | 75.4% | 659 | 33.7% | 6.7% | Former OZ 1.0NMTC track recordCRA-eligible | Heartland Renaissance Fund, LLC $0.7M · 1 deal |
| 05121960302 | Randolph County | 31.6% | 80% | 4,228 | 53.9% | 3.2% | Rural / QROFCRA-eligible | — |
| 05125010601 | Saline County | 20.3% | 56.8% | 3,380 | 56.2% | 14.6% | CRA-eligible | — |
| 05129970200 | Searcy County | 23.5% | 61.7% | 3,663 | 24.9% | 23.6% | Rural / QROFCRA-eligibleHigh vacancyPersistent poverty | — |
| 05131001202 | Sebastian County | 24.3% | 82.2% | 2,799 | 64.7% | 16.7% | CRA-eligibleHigh vacancyUI Tier 1 | — |
| 05135470202 | Sharp County | 19.5% | 57% | 3,185 | 19.1% | 33% | Rural / QROFCRA-eligibleHigh vacancy | — |
| 05139950900 Malvern | Union County | 32.1% | 55.3% | 2,489 | 53.8% | 11.3% | Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressure | — |
| 05143010201 | Washington County | 20.8% | 57% | 4,329 | 72.6% | 5.9% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressure | Advantage Capital Community Development Fund, LLC $38.3M · 1 deal |
| 05143010202 Texarkana | Washington County | 27.2% | 50.4% | 3,656 | 70.8% | 6.2% | Former OZ 1.0NMTC track recordCRA-eligibleUI Tier 1 | Advantage Capital Community Development Fund, LLC $1.4M · 2 deals |
| 05143010304 | Washington County | 10.3% | 49.4% | 4,997 | 55.3% | 3.6% | Former OZ 1.0CRA-eligible | — |
| 05143010307 | Washington County | 29.6% | 46.1% | 5,234 | 92.5% | 3.6% | Former OZ 1.0NMTC track recordCRA-eligible | National New Markets Fund, LLC |
| 05143010703 | Washington County | 39.7% | 29.5% | 3,598 | 97.2% | 5.5% | CRA-eligibleHousing pressure | — |
| 05143010705 | Washington County | 21.1% | 56.9% | 3,933 | 69.7% | 5.2% | CRA-eligibleUI Tier 1 | — |
| 05143011104 | Washington County | 53.4% | 54.6% | 4,261 | 74.7% | 22.3% | Former OZ 1.0CRA-eligibleHousing pressureHigh vacancy | — |
| 05143011105 | Washington County | 42.7% | 75.5% | 4,733 | 74.9% | 14.9% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressure | Heartland Renaissance Fund, LLC; Urban Research Park CDE, LLC |
| 05145070402 | White County | 23.4% | 82.3% | 4,119 | 45.6% | 14.1% | Rural / QROF | — |
| 05145070700 | White County | 29.5% | 122.8% | 3,757 | 40.7% | 18.6% | Rural / QROFHigh vacancyUI Tier 1 | — |
Reading the signals for projects
- Rural / QROF — a rural QOF investment gets a 30% basis step-up at five years, and existing buildings need only 50% improvement. Rehab of existing stock pencils here in ways it does not elsewhere. Mechanics →
- Housing pressure — mostly renters, most of them cost-burdened. Housing deals here have demand; they also carry displacement risk, which is where community benefit terms matter.
- High vacancy — vacant structures to bring back. Pair with the 50% rural improvement threshold where both apply.
- UI Tier 1 — the Urban Institute's read that private capital is likely to come and the impact would be larger.
Reading the signals for partners
- NMTC track record — the listed CDEs have underwritten deals in this exact tract. They know the market and can layer NMTC with OZ equity. How they stack →
- CRA-eligible — bank investment here earns CRA credit. Start with community development officers at banks with branches in the county.
- Former OZ 1.0 — QOFs and sponsors may already hold assets here. They are the most likely early OZ 2.0 investors and know the local approvals path.
- Tribal — the tribal government is a principal, not a stakeholder to consult. Persistent poverty — USDA Rural Development programs can fill gaps.
Data context
81
Eligible tracts in EIG DCI top distress quintile
The EIG Distressed Communities Index (2019–2023) is referenced in many state scoring rubrics. Quintile 1 = most distressed. See whether OZ 1.0 reached the most distressed places →
17
Counties with eligible tracts designated USDA persistent poverty
Persistent poverty = 20%+ poverty rate in every census 1980–2010. Source: USDA ERS County Typology Codes (2015 edition). Relevant for USDA RD program eligibility and QROF rural bonus. See QROF rural bonus mechanics →
66
Prior NMTC investments in eligible OZ tracts
CDFI Fund NMTC Public Data Release (2024). Indicates prior CDFI capital deployment track record in these tracts. See how NMTC and OZ stack →
227
Eligible tracts with CRA designation (LMI or distressed/underserved)
Banks earn CRA credit for investing in low- or moderate-income tracts (Track 1), and in non-metropolitan middle-income tracts officially designated distressed or underserved by FFIEC (Track 2). When an OZ project sits in a CRA-eligible tract, bank capital can satisfy CRA obligations while generating OZ tax benefits. How CRA and OZ interact →
Cities: Little Rock, North Little Rock, Fayetteville, Springdale, Fort Smith and 147 more
ZIP codes: 72204, 72764, 72209, 72701, 72901 and 183 more
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All cities:
Little Rock, North Little Rock, Fayetteville, Springdale, Fort Smith, West Memphis, Hot Springs National Park, Pine Bluff, Texarkana, Jonesboro, Mabelvale, Helena, Conway, Forrest City, West Helena, Proctor, Marion, Blytheville, Hughes, Searcy, Stephens, Stamps, Mammoth Spring, Lexa, Marked Tree, Hardy, Jacksonville, Russellville, Rogers, Lepanto, Osceola, Paragould, Stuttgart, Arkadelphia, Batesville, Dumas, Crawfordsville, White Hall, Buckner, Camden, Dyess, Earle, El Dorado, Pickens, Peel, Ola, Parkin, Williford, Willisville, Winslow, Wickes, Tillar, Mc Gehee, Mellwood, Mc Neil, Marshall, Witter, Woodson, Wrightsville, Marianna, Manila, Wynne, Piggott, West Point, Pollard, Waldo, Trumann, State University, Tyronza, Van Buren, Malvern, Snow Lake, Smackover, Wabash, Scotland, Salem, West Ridge, Salado, Saint Paul, Saint Joe, Walnut Ridge, Rosston, Watson, Redfield, Ravenden, Wesley, Sparkman, Leola, Magnolia, Luxora, Frenchmans Bayou, Fordyce, Eudora, Etowah, England, Emmet, Elkins, Elaine, Edmondson, Dermott, Dell, Danville, Crumrod, Coy, Cove, Combs, Clinton, Cleveland, Clarksville, Cherry Valley, Cherokee Village, Casa, Carthage, Carlisle, Camp, Big Flat, Benton, Bassett, Ash Flat, Gillham, Glencoe, Grannis, Johnson, Lowell, Louann, Lonoke, Lewisville, Leslie, Arkansas City, Lead Hill, Lambrook, Lake City, Kingsland, Kensett, Judsonia, Joiner, Jerusalem, Griffithville, Ivan, Huntsville, Humnoke, Hoxie, Horseshoe Bend, Hope, Hindsville, Heth, Hensley, Havana, Hartman, Harrison, Harriet, Yellville
All ZIP codes:
72204, 72764, 72209, 72701, 72901, 72114, 72301, 71601, 72703, 71901, 71854, 72904, 72401, 72206, 72205, 72034, 72117, 72118, 71913, 72342, 72103, 72202, 71603, 72704, 72390, 72032, 72335, 72364, 72315, 72376, 72210, 71639, 72916, 72076, 71730, 72143, 72160, 72327, 71764, 72370, 72554, 71701, 72330, 72403, 72354, 72365, 72331, 72201, 72501, 71827, 72801, 72762, 72348, 72802, 71860, 72756, 72355, 72405, 71923, 71602, 72450, 72542, 72396, 72482, 72454, 72476, 72472, 72404, 72467, 72459, 72456, 72426, 72437, 72433, 72428, 72442, 72601, 72512, 72840, 72758, 72760, 72766, 72773, 72776, 72830, 72833, 72842, 72513, 72853, 72902, 72903, 72908, 72914, 72956, 72957, 72745, 72741, 72740, 72738, 72520, 72529, 72539, 72575, 72576, 72617, 72639, 72644, 72645, 72650, 72668, 72675, 72687, 72721, 72727, 72391, 72333, 72389, 72386, 71801, 71835, 71841, 71845, 71858, 71864, 71902, 71937, 71944, 71973, 72015, 72024, 72025, 72030, 72031, 71770, 71763, 71762, 71670, 71630, 71638, 71640, 71652, 71654, 71662, 71674, 71754, 71725, 71742, 71748, 71751, 71752, 71753, 72033, 72037, 72046, 72346, 72313, 72316, 72324, 72328, 72332, 72338, 72350, 72219, 72353, 72358, 72360, 72367, 72373, 72379, 72231, 72214, 72060, 72086, 72065, 72072, 72080, 72081, 72082, 72084, 72104, 72183, 72115, 72119, 72132, 72141, 72178, 72180, 72959
Look up a specific tract (FFIEC) → Source: FFIEC Census Flat File 2026, joined to IRS Rev. Proc. 2026-14 eligible tracts.
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Eligible tracts in top investability quintile (Urban Institute model)
The Urban Institute investability model scores OZ-eligible tracts by predicted likelihood of attracting private capital, based on OZ 1.0 investment patterns. Quintile 1 = highest predicted investability among scored tracts. Not all tracts are scored — coverage reflects tracts with sufficient OZ 1.0 data.
Who to contact
Arkansas Economic Development Commission (AEDC)
https://www.arkansasedc.com/community-resources/opportunity-zones(501) 682-5996
Certified CDFIs
43 certified CDFIs headquartered in Arkansas. CDFI Fund certified list →
USDA Rural Development
USDA RD Arkansas State Office →RCAP Regional Partner
Communities Unlimited →Rural LISC
Rural LISC →Native / tribal
No formal tribal consultation process has been published for Arkansas's OZ 2.0 nomination. If your jurisdiction contains or is adjacent to tribal land, contact the relevant Tribal Historic Preservation Office (THPO) or tribal government directly before submitting a nomination.
Designations: Treasury, 2027 QOZ designations and revised eligible-tract file (October 30, 2026). Demographics: ACS 2020–2024 5-year. OZ 1.0: IRS Notice 2018-48, crosswalked to 2020 tracts. Eligible tract counts: IRS Rev. Proc. 2026-14 (April 6, 2026). Rural designation: Notice 2025-50, Section 4.01. Status tier last verified 2026-06-16. Full methodology.