Connecticut
Last checked 2026-06-16
61
Designated tracts (of 243 eligible)
13
Rural designated — QROF treatment
37
Former OZ 1.0 tracts redesignated
57
Days until designations take effect
How Connecticut chose
Treasury published the final list on October 30, 2026. Connecticut designated 61 of 243 eligible tracts, its full allocation, in 9 of 9 counties with eligible tracts. Designations take effect January 1, 2027 and run through December 31, 2036.
Compared with the eligible tracts it passed over, Connecticut favored former OZ 1.0 tracts, renter-heavy tracts and Urban Institute Tier 1 tracts.
| Trait | Designated | Passed over |
|---|---|---|
| Former OZ 1.0 tract | 60.7% | 13.2% |
| Rural (QROF) | 21.3% | 9.3% |
| Urban Institute Tier 1 | 27.9% | 12.6% |
| Median poverty rate | 24.3% | 21% |
| Median family income, % of area | 47% | 53.3% |
| Residents of color (mean) | 70% | 69.5% |
| Median density, people / sq mi | 6,757 | 7,243 |
Poverty and income: Treasury's own eligibility figures (ACS 2020–2024). Demographics: ACS 2020–2024. Former OZ 1.0 = at least half the tract's land area was in a 2018 QOZ. How every state compares →
Record: how Connecticut ran its nomination input process
Nomination process
The lead agency has been identified, but no public process has been published yet. Contact information is below.
Map: designated and eligible tracts
Loading 243 eligible tracts…
Designated tracts by county
The county is usually the first local partner on an OZ deal — zoning, infrastructure, incentives. CDEs listed are New Markets Tax Credit allocatees that have already financed deals inside this county's designated tracts: the organizations with a working track record of underwriting there.
| County | Designated / eligible | Rural | OZ 1.0 kept / lost | Residents | NMTC CDEs active in designated tracts |
|---|---|---|---|---|---|
| Capitol Planning Region | 16 / 72 | 1 | 10 / 13 | 51,829 | — |
| South Central Connecticut Planning Region | 10 / 40 | — | 7 / 7 | 37,377 | — |
| Western Connecticut Planning Region | 9 / 32 | — | 5 / 8 | 37,005 | — |
| Southeastern Connecticut Planning Region | 8 / 17 | 8 | 5 / 3 | 31,038 | — |
| Greater Bridgeport Planning Region | 6 / 41 | — | 6 / 2 | 20,084 | — |
| Naugatuck Valley Planning Region | 6 / 25 | — | 3 / 4 | 20,653 | — |
| Lower Connecticut River Valley Planning Region | 2 / 5 | — | 1 / 1 | 5,580 | — |
| Northeastern Connecticut Planning Region | 2 / 4 | 2 | 0 / 2 | 9,543 | — |
| Northwest Hills Planning Region | 2 / 7 | 2 | 0 / 1 | 4,814 | — |
Counties with no designated tracts are listed only if they lost OZ 1.0 tracts. NMTC: CDFI Fund NMTC public data release.
Find projects and partners in the designated tracts
Every designated tract in Connecticut, tagged by the signals that point to a project type or a partner. Pick tags to narrow the list — a tract must carry every tag selected. Tags are simple published rules, not a score; hover a tag for its definition.
61 of 61 tracts shown
Download all eligible tracts, national (CSV) →| Tract | County | Pov. | MFI | Pop. | Rent. | Vac. | Signals | Prior NMTC CDEs |
|---|---|---|---|---|---|---|---|---|
| 09110415900 | Capitol Planning Region | 32.4% | 44.6% | 1,601 | 77.9% | 18.4% | Former OZ 1.0CRA-eligibleHousing pressureHigh vacancy | — |
| 09110417100 Waterbury | Capitol Planning Region | 31.1% | 29% | 1,787 | 97.2% | 16.4% | Former OZ 1.0CRA-eligibleHigh vacancy | — |
| 09110480600 | Capitol Planning Region | 26.2% | 44.1% | 4,554 | 82.9% | 13.2% | CRA-eligibleHousing pressure | — |
| 09110496100 West Haven | Capitol Planning Region | 25.3% | 56.2% | 3,024 | 65.4% | 1.7% | Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1 | — |
| 09110501800 | Capitol Planning Region | 47.7% | 19.4% | 2,932 | 89.2% | 11.7% | CRA-eligibleHousing pressure | — |
| 09110502500 New Haven | Capitol Planning Region | 38.4% | 34.8% | 1,851 | 73.6% | 9.7% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 09110504300 | Capitol Planning Region | 18% | 43.1% | 1,999 | 94.2% | 11.6% | CRA-eligibleUI Tier 1 | — |
| 09110504900 New Haven | Capitol Planning Region | 22.5% | 41.4% | 4,512 | 61.5% | 10.4% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 09110510200 | Capitol Planning Region | 17.4% | 68.1% | 1,970 | 66.8% | 7.2% | Former OZ 1.0CRA-eligible | — |
| 09110510300 | Capitol Planning Region | 8% | 41.7% | 3,935 | 50% | 7.6% | CRA-eligible | — |
| 09110514104 | Capitol Planning Region | 11.9% | 70% | 3,614 | 62% | 5.8% | | — |
| 09110514700 Norwalk | Capitol Planning Region | 10% | 54.1% | 4,565 | 90.2% | 7.3% | Former OZ 1.0CRA-eligible | — |
| 09110524400 | Capitol Planning Region | 27.4% | 47.7% | 3,665 | 77.7% | 12.2% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 09110524600 Hartford | Capitol Planning Region | 25.2% | 68.1% | 3,286 | 86% | 14.9% | Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1 | — |
| 09110530100 | Capitol Planning Region | 6.9% | 63.1% | 2,187 | 48.2% | 19.3% | CRA-eligibleHigh vacancy | — |
| 09110881300 Waterbury | Capitol Planning Region | 31% | 88% | 6,347 | 56.2% | 11.9% | Rural / QROFFormer OZ 1.0Housing pressure | — |
| 09120070300 | Greater Bridgeport Planning Region | 67.8% | 21.7% | 1,914 | 100% | 2.9% | Former OZ 1.0CRA-eligible | — |
| 09120070600 Hartford | Greater Bridgeport Planning Region | 30.4% | 43.5% | 2,888 | 86.1% | 7.2% | Former OZ 1.0CRA-eligibleUI Tier 1 | — |
| 09120074000 | Greater Bridgeport Planning Region | 25.9% | 30.6% | 1,942 | 85.8% | 7.2% | Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1 | — |
| 09120074300 Hartford | Greater Bridgeport Planning Region | 33.5% | 31.9% | 4,170 | 64.4% | 4% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 09120074400 | Greater Bridgeport Planning Region | 23.7% | 42.6% | 4,511 | 58% | 4.6% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 09120080400 | Greater Bridgeport Planning Region | 4.7% | 59.9% | 4,659 | 46.4% | 5.2% | Former OZ 1.0CRA-eligibleUI Tier 1 | — |
| 09130541600 Norwich | Lower Connecticut River Valley Planning Region | 24.4% | — | 1,454 | 91.3% | 16.4% | Former OZ 1.0Housing pressureHigh vacancyUI Tier 1 | — |
| 09130541700 | Lower Connecticut River Valley Planning Region | 27.8% | 35.9% | 4,126 | 58.1% | 4.9% | CRA-eligibleHousing pressureUI Tier 1 | — |
| 09140350101 | Naugatuck Valley Planning Region | 44.3% | 21.7% | 4,222 | 96.7% | 7.5% | Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1 | — |
| 09140350300 | Naugatuck Valley Planning Region | 29.3% | 39.9% | 2,350 | 78.8% | 10.8% | CRA-eligibleUI Tier 1 | — |
| 09140350500 | Naugatuck Valley Planning Region | 37% | 33.6% | 2,818 | 90.9% | 13.3% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 09140351200 | Naugatuck Valley Planning Region | 44.4% | 31.3% | 4,513 | 67.5% | 4.4% | CRA-eligibleHousing pressure | — |
| 09140352300 Hartford | Naugatuck Valley Planning Region | 30.4% | — | 2,847 | 50.7% | 10.4% | CRA-eligibleHousing pressure | — |
| 09140406100 | Naugatuck Valley Planning Region | 19.4% | 63.4% | 3,903 | 92.3% | 11.2% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 09150907100 | Northeastern Connecticut Planning Region | 6.8% | 67.1% | 4,287 | 35.1% | 1.4% | Rural / QROF | — |
| 09150907300 | Northeastern Connecticut Planning Region | 10% | 64.1% | 5,256 | 27.7% | 3.7% | Rural / QROFUI Tier 1 | — |
| 09160310200 | Northwest Hills Planning Region | 8.1% | 56.9% | 2,488 | 62% | 13.4% | Rural / QROFCRA-eligible | — |
| 09160310801 New Britain | Northwest Hills Planning Region | 30.2% | — | 2,326 | 51% | 4.3% | Rural / QROFCRA-eligibleHousing pressure | — |
| 09170140102 Willimantic | South Central Connecticut Planning Region | 29.7% | — | 3,255 | 98.6% | 15.1% | Housing pressureHigh vacancy | — |
| 09170140200 | South Central Connecticut Planning Region | 39% | — | 484 | 95% | 10.3% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 09170140300 Bristol | South Central Connecticut Planning Region | 20.3% | 60% | 2,725 | 81% | 12.1% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 09170141500 Hartford | South Central Connecticut Planning Region | 20.3% | 61.5% | 7,615 | 74.1% | 14% | Former OZ 1.0CRA-eligibleUI Tier 1 | — |
| 09170141600 | South Central Connecticut Planning Region | 29.3% | 59% | 4,241 | 84.5% | 19.6% | Former OZ 1.0CRA-eligibleHousing pressureHigh vacancy | — |
| 09170142300 | South Central Connecticut Planning Region | 25.5% | 55.6% | 5,461 | 64.3% | 13.2% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 09170154500 | South Central Connecticut Planning Region | 13.9% | 61% | 4,805 | 64.6% | 2.1% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 09170165500 Waterbury | South Central Connecticut Planning Region | 16.1% | 63.9% | 4,811 | 60.1% | 11.1% | Former OZ 1.0CRA-eligible | — |
| 09170171000 East Hartford | South Central Connecticut Planning Region | 37.4% | 39.8% | 1,891 | 84.4% | 4.8% | CRA-eligibleHousing pressure | — |
| 09170171400 | South Central Connecticut Planning Region | 10.4% | 47.3% | 2,089 | 66.2% | 10.7% | CRA-eligible | — |
| 09180690400 Hartford | Southeastern Connecticut Planning Region | 26.2% | 42.4% | 2,305 | 61.6% | 5.9% | Rural / QROFCRA-eligibleHousing pressure | — |
| 09180690500 Norwich | Southeastern Connecticut Planning Region | 23.4% | 40.6% | 2,899 | 87.2% | 4.5% | Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressureUI Tier 1 | — |
| 09180690700 | Southeastern Connecticut Planning Region | 19.4% | 42.3% | 1,491 | 70.2% | 6.5% | Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressureUI Tier 1 | — |
| 09180696100 | Southeastern Connecticut Planning Region | 18.4% | 62.7% | 5,308 | 47.9% | 12.2% | Rural / QROFCRA-eligible | — |
| 09180696701 New Haven | Southeastern Connecticut Planning Region | 34.6% | 58.6% | 5,479 | 59.4% | 12.1% | Rural / QROFFormer OZ 1.0CRA-eligibleTribalHousing pressure | — |
| 09180696800 | Southeastern Connecticut Planning Region | 23.5% | 43.2% | 3,748 | 68% | 21.2% | Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressureHigh vacancy | — |
| 09180709200 | Southeastern Connecticut Planning Region | 10.7% | 54% | 5,560 | 53.4% | 3.7% | Rural / QROFCRA-eligibleHousing pressure | — |
| 09180800600 | Southeastern Connecticut Planning Region | 26.3% | 40.4% | 4,248 | 82.7% | 4.7% | Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressureUI Tier 1 | — |
| 09190021401 | Western Connecticut Planning Region | 11.6% | 61.2% | 4,954 | 66.8% | 3.3% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 09190021501 New Haven | Western Connecticut Planning Region | 25.6% | 38.5% | 4,551 | 77.3% | 6% | CRA-eligibleHousing pressure | — |
| 09190021502 New London | Western Connecticut Planning Region | 14.8% | 52.4% | 3,321 | 51.2% | 0% | CRA-eligibleHousing pressure | — |
| 09190021601 | Western Connecticut Planning Region | 13.6% | 64.1% | 4,266 | 69.4% | 4.9% | Housing pressure | — |
| 09190022202 Bridgeport | Western Connecticut Planning Region | 12.7% | 46.8% | 5,660 | 90.2% | 6.2% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 09190043400 Stamford | Western Connecticut Planning Region | 5.2% | 67.3% | 5,024 | 67.7% | 3.6% | Former OZ 1.0CRA-eligibleUI Tier 1 | — |
| 09190044500 | Western Connecticut Planning Region | 5.5% | 44.2% | 3,736 | 51.5% | 3.7% | CRA-eligibleHousing pressure | — |
| 09190210101 Meriden | Western Connecticut Planning Region | 24.3% | 40.5% | 2,362 | 94.6% | 3.9% | Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1 | — |
| 09190210102 | Western Connecticut Planning Region | 23.2% | 69.1% | 3,131 | 86.7% | 3% | Former OZ 1.0CRA-eligible | — |
Reading the signals for projects
- Rural / QROF — a rural QOF investment gets a 30% basis step-up at five years, and existing buildings need only 50% improvement. Rehab of existing stock pencils here in ways it does not elsewhere. Mechanics →
- Housing pressure — mostly renters, most of them cost-burdened. Housing deals here have demand; they also carry displacement risk, which is where community benefit terms matter.
- High vacancy — vacant structures to bring back. Pair with the 50% rural improvement threshold where both apply.
- UI Tier 1 — the Urban Institute's read that private capital is likely to come and the impact would be larger.
Reading the signals for partners
- NMTC track record — the listed CDEs have underwritten deals in this exact tract. They know the market and can layer NMTC with OZ equity. How they stack →
- CRA-eligible — bank investment here earns CRA credit. Start with community development officers at banks with branches in the county.
- Former OZ 1.0 — QOFs and sponsors may already hold assets here. They are the most likely early OZ 2.0 investors and know the local approvals path.
- Tribal — the tribal government is a principal, not a stakeholder to consult. Persistent poverty — USDA Rural Development programs can fill gaps.
Data context
87
Eligible tracts in EIG DCI top distress quintile
The EIG Distressed Communities Index (2019–2023) is referenced in many state scoring rubrics. Quintile 1 = most distressed. See whether OZ 1.0 reached the most distressed places →
0
Counties with eligible tracts designated USDA persistent poverty
Persistent poverty = 20%+ poverty rate in every census 1980–2010. Source: USDA ERS County Typology Codes (2015 edition). Relevant for USDA RD program eligibility and QROF rural bonus. See QROF rural bonus mechanics →
0
Prior NMTC investments in eligible OZ tracts
CDFI Fund NMTC Public Data Release (2024). Indicates prior CDFI capital deployment track record in these tracts. See how NMTC and OZ stack →
209
Eligible tracts with CRA designation (LMI or distressed/underserved)
Banks earn CRA credit for investing in low- or moderate-income tracts (Track 1), and in non-metropolitan middle-income tracts officially designated distressed or underserved by FFIEC (Track 2). When an OZ project sits in a CRA-eligible tract, bank capital can satisfy CRA obligations while generating OZ tax benefits. How CRA and OZ interact →
Cities: Bridgeport, Hartford, Waterbury, New Haven, New Britain and 43 more
ZIP codes: 06106, 06604, 06511, 06606, 06704 and 114 more
See all 48 cities and 119 ZIP codes
All cities:
Bridgeport, Hartford, Waterbury, New Haven, New Britain, Danbury, Meriden, Stamford, East Hartford, West Haven, New London, Norwalk, Norwich, Fairfield, Stratford, Torrington, Hamden, Willimantic, Manchester, Vernon Rockville, Trumbull, West Hartford, Taftville, Waterford, Enfield, Windham, Newington, New Milford, Middletown, Windsor, Versailles, Winsted, Wolcott, Wethersfield, Bethel, South Windsor, Quaker Hill, Prospect, Orange, Bloomfield, North Windham, Jewett City, Groton, Glastonbury, Ellington, East Haven, Bristol, Woodbridge
All ZIP codes:
06106, 06604, 06511, 06606, 06704, 06610, 06051, 06114, 06112, 06053, 06810, 06705, 06605, 06120, 06608, 06902, 06513, 06706, 06710, 06108, 06320, 06105, 06516, 06519, 06360, 06450, 06451, 06825, 06702, 06615, 06226, 06790, 06854, 06708, 06611, 06607, 06514, 06515, 06040, 06066, 06457, 06118, 06517, 06850, 06103, 06082, 06110, 06614, 06111, 06510, 06115, 06701, 06811, 06385, 06776, 06380, 06280, 06699, 06853, 06901, 06905, 06907, 06673, 06602, 06703, 06851, 06813, 06716, 06801, 06724, 06723, 06722, 06712, 06721, 06720, 06002, 06601, 06109, 06156, 06155, 06154, 06134, 06133, 06132, 06128, 06126, 06102, 06167, 06098, 06095, 06074, 06052, 06050, 06033, 06029, 06011, 06160, 06256, 06540, 06530, 06538, 06537, 06536, 06535, 06534, 06533, 06532, 06531, 06525, 06340, 06520, 06010, 06512, 06477, 06459, 06383, 06375, 06351, 06926
Look up a specific tract (FFIEC) → Source: FFIEC Census Flat File 2026, joined to IRS Rev. Proc. 2026-14 eligible tracts.
40
Eligible tracts in top investability quintile (Urban Institute model)
The Urban Institute investability model scores OZ-eligible tracts by predicted likelihood of attracting private capital, based on OZ 1.0 investment patterns. Quintile 1 = highest predicted investability among scored tracts. Not all tracts are scored — coverage reflects tracts with sufficient OZ 1.0 data.
Who to contact
Connecticut Dept. of Economic and Community Development (DECD)
https://portal.ct.gov/DECD/Services/Business-Development/Tax-Incentives/Opportunity-Zones(860) 280-8710
Certified CDFIs
12 certified CDFIs headquartered in Connecticut. CDFI Fund certified list →
USDA Rural Development
USDA RD Connecticut State Office →RCAP Regional Partner
RCAP Solutions →Rural LISC
Rural LISC →Native / tribal
No formal tribal consultation process has been published for Connecticut's OZ 2.0 nomination. If your jurisdiction contains or is adjacent to tribal land, contact the relevant Tribal Historic Preservation Office (THPO) or tribal government directly before submitting a nomination.
Designations: Treasury, 2027 QOZ designations and revised eligible-tract file (October 30, 2026). Demographics: ACS 2020–2024 5-year. OZ 1.0: IRS Notice 2018-48, crosswalked to 2020 tracts. Eligible tract counts: IRS Rev. Proc. 2026-14 (April 6, 2026). Rural designation: Notice 2025-50, Section 4.01. Status tier last verified 2026-06-16. Full methodology.