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OZ 2.0 | State Resource

Connecticut

Designated · 61 tracts

Last checked 2026-06-16

61

Designated tracts (of 243 eligible)

13

Rural designated — QROF treatment

37

Former OZ 1.0 tracts redesignated

57

Days until designations take effect

How Connecticut chose

Treasury published the final list on October 30, 2026. Connecticut designated 61 of 243 eligible tracts, its full allocation, in 9 of 9 counties with eligible tracts. Designations take effect January 1, 2027 and run through December 31, 2036.

Compared with the eligible tracts it passed over, Connecticut favored former OZ 1.0 tracts, renter-heavy tracts and Urban Institute Tier 1 tracts.

Trait Designated Passed over
Former OZ 1.0 tract 60.7% 13.2%
Rural (QROF) 21.3% 9.3%
Urban Institute Tier 1 27.9% 12.6%
Median poverty rate 24.3% 21%
Median family income, % of area 47% 53.3%
Residents of color (mean) 70% 69.5%
Median density, people / sq mi 6,757 7,243

Poverty and income: Treasury's own eligibility figures (ACS 2020–2024). Demographics: ACS 2020–2024. Former OZ 1.0 = at least half the tract's land area was in a 2018 QOZ. How every state compares →

41 OZ 1.0 tracts in Connecticut were not redesignated. They stay OZ 1.0 zones through December 31, 2028, but under Notice 2026-40 new capital after 2026 generally cannot enter them except under a working capital safe harbor plan adopted by December 31, 2026. If a project in one of these tracts is mid-stream, that deadline is the one that matters. The county table below shows where they are. Transition rules →
Record: how Connecticut ran its nomination input process

Nomination process

The lead agency has been identified, but no public process has been published yet. Contact information is below.

As of May 7, 2026, DECD has not published a formal nomination process, community application portal, or internal deadline for OZ 2.0; the agency's page still primarily reflects OZ 1.0 information. If your jurisdiction contains one of Connecticut's 243 eligible tracts, email DECD.ozprojects@ct.gov today to introduce your project or tract and ask when community input will be solicited — DECD Commissioner Matthew Pugliese's office has been identified as the coordination point for OZ 2.0. Watch for a DECD announcement of a community submission process as the federal nomination window (July 1–September 28, 2026, extendable to October 28) approaches; Connecticut may nominate up to 61 tracts from its pool of 243 eligible.

Map: designated and eligible tracts

Loading 243 eligible tracts…

View on EIG map → Treasury designation files (XLSX) Source: Treasury 2027 QOZ designations (Oct. 30, 2026) · IRS Rev. Proc. 2026-14 · EIG DCI 2023 · FFIEC CRA 2025 · Urban Institute 2026

Designated tracts by county

The county is usually the first local partner on an OZ deal — zoning, infrastructure, incentives. CDEs listed are New Markets Tax Credit allocatees that have already financed deals inside this county's designated tracts: the organizations with a working track record of underwriting there.

County Designated / eligible Rural OZ 1.0 kept / lost Residents NMTC CDEs active in designated tracts
Capitol Planning Region 16 / 72 1 10 / 13 51,829 —
South Central Connecticut Planning Region 10 / 40 — 7 / 7 37,377 —
Western Connecticut Planning Region 9 / 32 — 5 / 8 37,005 —
Southeastern Connecticut Planning Region 8 / 17 8 5 / 3 31,038 —
Greater Bridgeport Planning Region 6 / 41 — 6 / 2 20,084 —
Naugatuck Valley Planning Region 6 / 25 — 3 / 4 20,653 —
Lower Connecticut River Valley Planning Region 2 / 5 — 1 / 1 5,580 —
Northeastern Connecticut Planning Region 2 / 4 2 0 / 2 9,543 —
Northwest Hills Planning Region 2 / 7 2 0 / 1 4,814 —

Counties with no designated tracts are listed only if they lost OZ 1.0 tracts. NMTC: CDFI Fund NMTC public data release.

Find projects and partners in the designated tracts

Every designated tract in Connecticut, tagged by the signals that point to a project type or a partner. Pick tags to narrow the list — a tract must carry every tag selected. Tags are simple published rules, not a score; hover a tag for its definition.

61 of 61 tracts shown

Download all eligible tracts, national (CSV) →
Tract County Pov. MFI Pop. Rent. Vac. Signals Prior NMTC CDEs
09110415900 Capitol Planning Region 32.4% 44.6% 1,601 77.9% 18.4%
Former OZ 1.0CRA-eligibleHousing pressureHigh vacancy
—
09110417100 Waterbury Capitol Planning Region 31.1% 29% 1,787 97.2% 16.4%
Former OZ 1.0CRA-eligibleHigh vacancy
—
09110480600 Capitol Planning Region 26.2% 44.1% 4,554 82.9% 13.2%
CRA-eligibleHousing pressure
—
09110496100 West Haven Capitol Planning Region 25.3% 56.2% 3,024 65.4% 1.7%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
09110501800 Capitol Planning Region 47.7% 19.4% 2,932 89.2% 11.7%
CRA-eligibleHousing pressure
—
09110502500 New Haven Capitol Planning Region 38.4% 34.8% 1,851 73.6% 9.7%
Former OZ 1.0CRA-eligibleHousing pressure
—
09110504300 Capitol Planning Region 18% 43.1% 1,999 94.2% 11.6%
CRA-eligibleUI Tier 1
—
09110504900 New Haven Capitol Planning Region 22.5% 41.4% 4,512 61.5% 10.4%
Former OZ 1.0CRA-eligibleHousing pressure
—
09110510200 Capitol Planning Region 17.4% 68.1% 1,970 66.8% 7.2%
Former OZ 1.0CRA-eligible
—
09110510300 Capitol Planning Region 8% 41.7% 3,935 50% 7.6%
CRA-eligible
—
09110514104 Capitol Planning Region 11.9% 70% 3,614 62% 5.8%
—
09110514700 Norwalk Capitol Planning Region 10% 54.1% 4,565 90.2% 7.3%
Former OZ 1.0CRA-eligible
—
09110524400 Capitol Planning Region 27.4% 47.7% 3,665 77.7% 12.2%
Former OZ 1.0CRA-eligibleHousing pressure
—
09110524600 Hartford Capitol Planning Region 25.2% 68.1% 3,286 86% 14.9%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
09110530100 Capitol Planning Region 6.9% 63.1% 2,187 48.2% 19.3%
CRA-eligibleHigh vacancy
—
09110881300 Waterbury Capitol Planning Region 31% 88% 6,347 56.2% 11.9%
Rural / QROFFormer OZ 1.0Housing pressure
—
09120070300 Greater Bridgeport Planning Region 67.8% 21.7% 1,914 100% 2.9%
Former OZ 1.0CRA-eligible
—
09120070600 Hartford Greater Bridgeport Planning Region 30.4% 43.5% 2,888 86.1% 7.2%
Former OZ 1.0CRA-eligibleUI Tier 1
—
09120074000 Greater Bridgeport Planning Region 25.9% 30.6% 1,942 85.8% 7.2%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
09120074300 Hartford Greater Bridgeport Planning Region 33.5% 31.9% 4,170 64.4% 4%
Former OZ 1.0CRA-eligibleHousing pressure
—
09120074400 Greater Bridgeport Planning Region 23.7% 42.6% 4,511 58% 4.6%
Former OZ 1.0CRA-eligibleHousing pressure
—
09120080400 Greater Bridgeport Planning Region 4.7% 59.9% 4,659 46.4% 5.2%
Former OZ 1.0CRA-eligibleUI Tier 1
—
09130541600 Norwich Lower Connecticut River Valley Planning Region 24.4% — 1,454 91.3% 16.4%
Former OZ 1.0Housing pressureHigh vacancyUI Tier 1
—
09130541700 Lower Connecticut River Valley Planning Region 27.8% 35.9% 4,126 58.1% 4.9%
CRA-eligibleHousing pressureUI Tier 1
—
09140350101 Naugatuck Valley Planning Region 44.3% 21.7% 4,222 96.7% 7.5%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
09140350300 Naugatuck Valley Planning Region 29.3% 39.9% 2,350 78.8% 10.8%
CRA-eligibleUI Tier 1
—
09140350500 Naugatuck Valley Planning Region 37% 33.6% 2,818 90.9% 13.3%
Former OZ 1.0CRA-eligibleHousing pressure
—
09140351200 Naugatuck Valley Planning Region 44.4% 31.3% 4,513 67.5% 4.4%
CRA-eligibleHousing pressure
—
09140352300 Hartford Naugatuck Valley Planning Region 30.4% — 2,847 50.7% 10.4%
CRA-eligibleHousing pressure
—
09140406100 Naugatuck Valley Planning Region 19.4% 63.4% 3,903 92.3% 11.2%
Former OZ 1.0CRA-eligibleHousing pressure
—
09150907100 Northeastern Connecticut Planning Region 6.8% 67.1% 4,287 35.1% 1.4%
Rural / QROF
—
09150907300 Northeastern Connecticut Planning Region 10% 64.1% 5,256 27.7% 3.7%
Rural / QROFUI Tier 1
—
09160310200 Northwest Hills Planning Region 8.1% 56.9% 2,488 62% 13.4%
Rural / QROFCRA-eligible
—
09160310801 New Britain Northwest Hills Planning Region 30.2% — 2,326 51% 4.3%
Rural / QROFCRA-eligibleHousing pressure
—
09170140102 Willimantic South Central Connecticut Planning Region 29.7% — 3,255 98.6% 15.1%
Housing pressureHigh vacancy
—
09170140200 South Central Connecticut Planning Region 39% — 484 95% 10.3%
Former OZ 1.0CRA-eligibleHousing pressure
—
09170140300 Bristol South Central Connecticut Planning Region 20.3% 60% 2,725 81% 12.1%
Former OZ 1.0CRA-eligibleHousing pressure
—
09170141500 Hartford South Central Connecticut Planning Region 20.3% 61.5% 7,615 74.1% 14%
Former OZ 1.0CRA-eligibleUI Tier 1
—
09170141600 South Central Connecticut Planning Region 29.3% 59% 4,241 84.5% 19.6%
Former OZ 1.0CRA-eligibleHousing pressureHigh vacancy
—
09170142300 South Central Connecticut Planning Region 25.5% 55.6% 5,461 64.3% 13.2%
Former OZ 1.0CRA-eligibleHousing pressure
—
09170154500 South Central Connecticut Planning Region 13.9% 61% 4,805 64.6% 2.1%
Former OZ 1.0CRA-eligibleHousing pressure
—
09170165500 Waterbury South Central Connecticut Planning Region 16.1% 63.9% 4,811 60.1% 11.1%
Former OZ 1.0CRA-eligible
—
09170171000 East Hartford South Central Connecticut Planning Region 37.4% 39.8% 1,891 84.4% 4.8%
CRA-eligibleHousing pressure
—
09170171400 South Central Connecticut Planning Region 10.4% 47.3% 2,089 66.2% 10.7%
CRA-eligible
—
09180690400 Hartford Southeastern Connecticut Planning Region 26.2% 42.4% 2,305 61.6% 5.9%
Rural / QROFCRA-eligibleHousing pressure
—
09180690500 Norwich Southeastern Connecticut Planning Region 23.4% 40.6% 2,899 87.2% 4.5%
Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
09180690700 Southeastern Connecticut Planning Region 19.4% 42.3% 1,491 70.2% 6.5%
Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
09180696100 Southeastern Connecticut Planning Region 18.4% 62.7% 5,308 47.9% 12.2%
Rural / QROFCRA-eligible
—
09180696701 New Haven Southeastern Connecticut Planning Region 34.6% 58.6% 5,479 59.4% 12.1%
Rural / QROFFormer OZ 1.0CRA-eligibleTribalHousing pressure
—
09180696800 Southeastern Connecticut Planning Region 23.5% 43.2% 3,748 68% 21.2%
Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressureHigh vacancy
—
09180709200 Southeastern Connecticut Planning Region 10.7% 54% 5,560 53.4% 3.7%
Rural / QROFCRA-eligibleHousing pressure
—
09180800600 Southeastern Connecticut Planning Region 26.3% 40.4% 4,248 82.7% 4.7%
Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
09190021401 Western Connecticut Planning Region 11.6% 61.2% 4,954 66.8% 3.3%
Former OZ 1.0CRA-eligibleHousing pressure
—
09190021501 New Haven Western Connecticut Planning Region 25.6% 38.5% 4,551 77.3% 6%
CRA-eligibleHousing pressure
—
09190021502 New London Western Connecticut Planning Region 14.8% 52.4% 3,321 51.2% 0%
CRA-eligibleHousing pressure
—
09190021601 Western Connecticut Planning Region 13.6% 64.1% 4,266 69.4% 4.9%
Housing pressure
—
09190022202 Bridgeport Western Connecticut Planning Region 12.7% 46.8% 5,660 90.2% 6.2%
Former OZ 1.0CRA-eligibleHousing pressure
—
09190043400 Stamford Western Connecticut Planning Region 5.2% 67.3% 5,024 67.7% 3.6%
Former OZ 1.0CRA-eligibleUI Tier 1
—
09190044500 Western Connecticut Planning Region 5.5% 44.2% 3,736 51.5% 3.7%
CRA-eligibleHousing pressure
—
09190210101 Meriden Western Connecticut Planning Region 24.3% 40.5% 2,362 94.6% 3.9%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
09190210102 Western Connecticut Planning Region 23.2% 69.1% 3,131 86.7% 3%
Former OZ 1.0CRA-eligible
—

Reading the signals for projects

  • Rural / QROF — a rural QOF investment gets a 30% basis step-up at five years, and existing buildings need only 50% improvement. Rehab of existing stock pencils here in ways it does not elsewhere. Mechanics →
  • Housing pressure — mostly renters, most of them cost-burdened. Housing deals here have demand; they also carry displacement risk, which is where community benefit terms matter.
  • High vacancy — vacant structures to bring back. Pair with the 50% rural improvement threshold where both apply.
  • UI Tier 1 — the Urban Institute's read that private capital is likely to come and the impact would be larger.

Reading the signals for partners

  • NMTC track record — the listed CDEs have underwritten deals in this exact tract. They know the market and can layer NMTC with OZ equity. How they stack →
  • CRA-eligible — bank investment here earns CRA credit. Start with community development officers at banks with branches in the county.
  • Former OZ 1.0 — QOFs and sponsors may already hold assets here. They are the most likely early OZ 2.0 investors and know the local approvals path.
  • Tribal — the tribal government is a principal, not a stakeholder to consult. Persistent poverty — USDA Rural Development programs can fill gaps.

Data context

87

Eligible tracts in EIG DCI top distress quintile

The EIG Distressed Communities Index (2019–2023) is referenced in many state scoring rubrics. Quintile 1 = most distressed. See whether OZ 1.0 reached the most distressed places →

0

Counties with eligible tracts designated USDA persistent poverty

Persistent poverty = 20%+ poverty rate in every census 1980–2010. Source: USDA ERS County Typology Codes (2015 edition). Relevant for USDA RD program eligibility and QROF rural bonus. See QROF rural bonus mechanics →

0

Prior NMTC investments in eligible OZ tracts

CDFI Fund NMTC Public Data Release (2024). Indicates prior CDFI capital deployment track record in these tracts. See how NMTC and OZ stack →

209

Eligible tracts with CRA designation (LMI or distressed/underserved)

Banks earn CRA credit for investing in low- or moderate-income tracts (Track 1), and in non-metropolitan middle-income tracts officially designated distressed or underserved by FFIEC (Track 2). When an OZ project sits in a CRA-eligible tract, bank capital can satisfy CRA obligations while generating OZ tax benefits. How CRA and OZ interact →

Cities: Bridgeport, Hartford, Waterbury, New Haven, New Britain and 43 more

ZIP codes: 06106, 06604, 06511, 06606, 06704 and 114 more

See all 48 cities and 119 ZIP codes

All cities:

Bridgeport, Hartford, Waterbury, New Haven, New Britain, Danbury, Meriden, Stamford, East Hartford, West Haven, New London, Norwalk, Norwich, Fairfield, Stratford, Torrington, Hamden, Willimantic, Manchester, Vernon Rockville, Trumbull, West Hartford, Taftville, Waterford, Enfield, Windham, Newington, New Milford, Middletown, Windsor, Versailles, Winsted, Wolcott, Wethersfield, Bethel, South Windsor, Quaker Hill, Prospect, Orange, Bloomfield, North Windham, Jewett City, Groton, Glastonbury, Ellington, East Haven, Bristol, Woodbridge

All ZIP codes:

06106, 06604, 06511, 06606, 06704, 06610, 06051, 06114, 06112, 06053, 06810, 06705, 06605, 06120, 06608, 06902, 06513, 06706, 06710, 06108, 06320, 06105, 06516, 06519, 06360, 06450, 06451, 06825, 06702, 06615, 06226, 06790, 06854, 06708, 06611, 06607, 06514, 06515, 06040, 06066, 06457, 06118, 06517, 06850, 06103, 06082, 06110, 06614, 06111, 06510, 06115, 06701, 06811, 06385, 06776, 06380, 06280, 06699, 06853, 06901, 06905, 06907, 06673, 06602, 06703, 06851, 06813, 06716, 06801, 06724, 06723, 06722, 06712, 06721, 06720, 06002, 06601, 06109, 06156, 06155, 06154, 06134, 06133, 06132, 06128, 06126, 06102, 06167, 06098, 06095, 06074, 06052, 06050, 06033, 06029, 06011, 06160, 06256, 06540, 06530, 06538, 06537, 06536, 06535, 06534, 06533, 06532, 06531, 06525, 06340, 06520, 06010, 06512, 06477, 06459, 06383, 06375, 06351, 06926

Look up a specific tract (FFIEC) → Source: FFIEC Census Flat File 2026, joined to IRS Rev. Proc. 2026-14 eligible tracts.

40

Eligible tracts in top investability quintile (Urban Institute model)

The Urban Institute investability model scores OZ-eligible tracts by predicted likelihood of attracting private capital, based on OZ 1.0 investment patterns. Quintile 1 = highest predicted investability among scored tracts. Not all tracts are scored — coverage reflects tracts with sufficient OZ 1.0 data.

Who to contact

Connecticut Dept. of Economic and Community Development (DECD)

https://portal.ct.gov/DECD/Services/Business-Development/Tax-Incentives/Opportunity-Zones

DECD.ozprojects@ct.gov

(860) 280-8710

Certified CDFIs

12 certified CDFIs headquartered in Connecticut. CDFI Fund certified list →

USDA Rural Development

USDA RD Connecticut State Office →

RCAP Regional Partner

RCAP Solutions →

Rural LISC

Rural LISC →

Native / tribal

No formal tribal consultation process has been published for Connecticut's OZ 2.0 nomination. If your jurisdiction contains or is adjacent to tribal land, contact the relevant Tribal Historic Preservation Office (THPO) or tribal government directly before submitting a nomination.

Designations: Treasury, 2027 QOZ designations and revised eligible-tract file (October 30, 2026). Demographics: ACS 2020–2024 5-year. OZ 1.0: IRS Notice 2018-48, crosswalked to 2020 tracts. Eligible tract counts: IRS Rev. Proc. 2026-14 (April 6, 2026). Rural designation: Notice 2025-50, Section 4.01. Status tier last verified 2026-06-16. Full methodology.