Florida
Last checked 2026-06-16
1,360
Total eligible tracts
284
Rural eligible
340
Max designations (25%)
1
Days to federal window
Nomination process
Community input window closed 2026-04-30. The state is now in internal review.
Eligible tracts
Loading 1,360 eligible tracts…
| County | Eligible tracts |
|---|---|
| Miami-Dade County | 245 |
| Broward County | 100 |
| Hillsborough County | 95 |
| Orange County | 87 |
| Duval County | 86 |
| Palm Beach County | 71 |
| Polk County | 57 |
| Pasco County | 48 |
| Pinellas County | 47 |
| Lee County | 38 |
Data context
97
Eligible tracts in EIG DCI top distress quintile
The EIG Distressed Communities Index (2019–2023) is referenced in many state scoring rubrics. Quintile 1 = most distressed. See whether OZ 1.0 reached the most distressed places →
4
Counties with eligible tracts designated USDA persistent poverty
Persistent poverty = 20%+ poverty rate in every census 1980–2010. Source: USDA ERS County Typology Codes (2015 edition). Relevant for USDA RD program eligibility and QROF rural bonus. See QROF rural bonus mechanics →
158
Prior NMTC investments in eligible OZ tracts
CDFI Fund NMTC Public Data Release (2024). Indicates prior CDFI capital deployment track record in these tracts. See how NMTC and OZ stack →
1,010
Eligible tracts with CRA designation (LMI or distressed/underserved)
Banks earn CRA credit for investing in low- or moderate-income tracts (Track 1), and in non-metropolitan middle-income tracts officially designated distressed or underserved by FFIEC (Track 2). When an OZ project sits in a CRA-eligible tract, bank capital can satisfy CRA obligations while generating OZ tax benefits. How CRA and OZ interact →
Cities: Miami, Jacksonville, Orlando, Tampa, Fort Lauderdale and 238 more
ZIP codes: 33142, 32209, 33612, 33012, 33311 and 652 more
See all 243 cities and 657 ZIP codes
All cities:
Miami, Jacksonville, Orlando, Tampa, Fort Lauderdale, Hialeah, West Palm Beach, Tallahassee, Pensacola, Bradenton, Hollywood, Daytona Beach, Fort Myers, Saint Petersburg, Pompano Beach, Kissimmee, Lake Worth, Homestead, Clearwater, Gainesville, Hudson, New Port Richey, Zephyrhills, Lehigh Acres, Naples, Port Richey, Lakeland, Winter Haven, Ocala, Opa Locka, Fort Pierce, Boynton Beach, Immokalee, Spring Hill, Hallandale, Holiday, Delray Beach, Brooksville, Sanford, Deerfield Beach, Vero Beach, Melbourne, Largo, North Fort Myers, Miami Beach, Quincy, Lake Worth Beach, Sarasota, Cocoa, Boca Raton, Lake Wales, Leesburg, Pinellas Park, Fort Walton Beach, Panama City, Belle Glade, Avon Park, Miami Gardens, Arcadia, Haines City, Bushnell, Greenville, Chattahoochee, Riverview, Sebastian, Webster, Defuniak Springs, Pomona Park, Perry, Gibsonton, Bowling Green, Bartow, Winter Park, Okeechobee, Apopka, Sebring, North Miami Beach, Tavares, Crescent City, Frostproof, Dunnellon, Titusville, Seffner, Lamont, Palm Bay, Stuart, Eustis, Brandon, Bonifay, Pahokee, Lake Panasoffkee, Lake City, Lady Lake, Labelle, Palatka, Madison, Ormond Beach, Dade City, Plant City, Orange Park, Marianna, Melrose, Auburndale, Milton, Mims, Moore Haven, Ocoee, Winter Garden, Lake Placid, Gretna, Inglis, Saint Augustine, Silver Springs, Fort Meade, White Springs, Chiefland, Punta Gorda, Cape Coral, Fountain, Chipley, Saint Cloud, Hawthorne, Wauchula, Fruitland Park, Jasper, Deland, Port Orange, Old Town, Yankeetown, Satsuma, Ona, Ocklawaha, Salem, Youngstown, The Villages, Thonotosassa, Tarpon Springs, Oneco, North Port, Polk City, Otter Creek, Sharpes, Trenton, Sneads, Windermere, Venus, Venice, Port Charlotte, Vernon, South Bay, Starke, Weirsdale, Wimauma, Williston, Palmetto, Palmdale, Palm Beach Gardens, Steinhatchee, Wildwood, Ponce De Leon, Altamonte Springs, Nokomis, Crystal Springs, Davenport, Dundee, Dunedin, Earleton, Eastpoint, Eaton Park, Elfers, Englewood, Fellsmere, Fernandina Beach, Florahome, Fort Mc Coy, Fort Myers Beach, Fort Ogden, Georgetown, Gotha, Graceville, Dania, Crystal River, Nocatee, Crestview, Apollo Beach, Aripeka, Atlantic Beach, Babson Park, Beverly Hills, Bristol, Bronson, Campbellton, Canal Point, Carrabelle, Caryville, Casselberry, Cedar Key, Century, Clermont, Coral Springs, Cottondale, Grand Ridge, Green Cove Springs, Greenacres, Greensboro, Lecanto, Lithia, Lochloosa, Longwood, Lorida, Loxahatchee, Lulu, Maitland, Mango, Mc David, Merritt Island, Middleburg, Monticello, Morriston, Mulberry, Nalcrest, Nobleton, Lawtey, Laurel, Lakeshore, Interlachen, Gulf Hammock, Havana, Hernando, Hobe Sound, Hollister, Homosassa, Indian Lake Estates, Inverness, Anthony, Island Grove, Istachatta, Jennings, Jupiter, Kathleen, Keystone Heights, Lake Alfred, Zolfo Springs
All ZIP codes:
33142, 32209, 33612, 33012, 33311, 33147, 32210, 33135, 33127, 33125, 33610, 33130, 32304, 33313, 32211, 32505, 32208, 33150, 33542, 32808, 32811, 32114, 32206, 32822, 33604, 34668, 33312, 33161, 32301, 34207, 32117, 33169, 33020, 33916, 33415, 34203, 33605, 33010, 33126, 34667, 34208, 33905, 32805, 32818, 33712, 33162, 34691, 33030, 32303, 33009, 32205, 33881, 34142, 33613, 33136, 32277, 32305, 33880, 32506, 34475, 32809, 32310, 32771, 33541, 33069, 33461, 33128, 33619, 32839, 32835, 34653, 33167, 33614, 33756, 33435, 33054, 33034, 33714, 33013, 33021, 34744, 34654, 34606, 32501, 33417, 32804, 34652, 32807, 32351, 33755, 33801, 34669, 33460, 33705, 33032, 33033, 33319, 33463, 34950, 33179, 33441, 32609, 33617, 32503, 34741, 32216, 32218, 33407, 33603, 32204, 33157, 32601, 33781, 33016, 33406, 32641, 33901, 33056, 33060, 33063, 34601, 33404, 33023, 34266, 33602, 33168, 33936, 33181, 33709, 32901, 33825, 33430, 33974, 33540, 34116, 32207, 34205, 33971, 33607, 32244, 32246, 32254, 32922, 34690, 32817, 33401, 32810, 32401, 32405, 34947, 33973, 32926, 32935, 32778, 33844, 33442, 33024, 33805, 32837, 32967, 32825, 33917, 33907, 32780, 33467, 32703, 33771, 33134, 32399, 33138, 33578, 33139, 32347, 32331, 33027, 32324, 33597, 32311, 32225, 33160, 32221, 34746, 34748, 32181, 33870, 33843, 32112, 33637, 34982, 34613, 33815, 33834, 34479, 33064, 32607, 33903, 33068, 33073, 34471, 32547, 33898, 33513, 32504, 33534, 33770, 33830, 32507, 33314, 33189, 33841, 33301, 33859, 33950, 33852, 33823, 33317, 33321, 33909, 32966, 33055, 33066, 33177, 33175, 33174, 33172, 33873, 33129, 33935, 32976, 33145, 33409, 33144, 33141, 33015, 33014, 33137, 33919, 32025, 33426, 34482, 34743, 34731, 32256, 32307, 32312, 32314, 33584, 32332, 32336, 32340, 32348, 32425, 33563, 32428, 32433, 34611, 32438, 32446, 34608, 33428, 33538, 32219, 32217, 34759, 32118, 33702, 32052, 33703, 32055, 34994, 32073, 32084, 32096, 34974, 32119, 32177, 34972, 34946, 32127, 34787, 33615, 34769, 32159, 34761, 32174, 34488, 32514, 32526, 33778, 32712, 32720, 33525, 32726, 34237, 34234, 34232, 32754, 33446, 32773, 33803, 32792, 33444, 34210, 32812, 32821, 32824, 32826, 34102, 33462, 33309, 32666, 32626, 33511, 33760, 33471, 34449, 33762, 34470, 32605, 32608, 33764, 33765, 34431, 32640, 32548, 33476, 33809, 33759, 33826, 33813, 33743, 33806, 33707, 33827, 33840, 33838, 33710, 33763, 33713, 33802, 33782, 33711, 33837, 34105, 33849, 34661, 34655, 34636, 34610, 34609, 34607, 34605, 34603, 34602, 34498, 34480, 34473, 34465, 34464, 34461, 34453, 34446, 34442, 34441, 34432, 34429, 34428, 34656, 34673, 33850, 34674, 34996, 34995, 34981, 34979, 34945, 34788, 34786, 34785, 34777, 34770, 34758, 34749, 34745, 34734, 34714, 34713, 34698, 34692, 34689, 34680, 34679, 34287, 34285, 34282, 34276, 33951, 33944, 33931, 33918, 33915, 33913, 33890, 33885, 33884, 33883, 33882, 33876, 33868, 33865, 33862, 33860, 33857, 33856, 33855, 33854, 33853, 33952, 33955, 33960, 34223, 34275, 34272, 34268, 34267, 34264, 34243, 34239, 34233, 34231, 34221, 33966, 34114, 34113, 34112, 33684, 34104, 33994, 33990, 33976, 33970, 33701, 33186, 33682, 32625, 32617, 32612, 32611, 32603, 32571, 32570, 32568, 32539, 32536, 32535, 32534, 32523, 32522, 32516, 32513, 32511, 32466, 32462, 32460, 32455, 32448, 32442, 32440, 32621, 32627, 32431, 32631, 32801, 32796, 32789, 32772, 32751, 32750, 32736, 32730, 32727, 32724, 32721, 32718, 32707, 32701, 32696, 32693, 32683, 32680, 32668, 32662, 32656, 32654, 32639, 32435, 32427, 33680, 32198, 32189, 32179, 32178, 32162, 32158, 32148, 32147, 32140, 32139, 32134, 32129, 32126, 32125, 32122, 32121, 32120, 32115, 32091, 32068, 32061, 32058, 32053, 32043, 32195, 32202, 32426, 32220, 32406, 32404, 32359, 32356, 32352, 32344, 32333, 32330, 32328, 32322, 32321, 32318, 32316, 32315, 32257, 32245, 32238, 32236, 32234, 32233, 32229, 32226, 32224, 32819, 32820, 32827, 33445, 33438, 33436, 33434, 33424, 33416, 33413, 33411, 33410, 33405, 33403, 33359, 33351, 33334, 33325, 33322, 33310, 33304, 33302, 33247, 33243, 33242, 33238, 33197, 33443, 33454, 32828, 33455, 33677, 33675, 33635, 33634, 33625, 33598, 33592, 33572, 33565, 33550, 33547, 33539, 33524, 33523, 33493, 33486, 33484, 33483, 33475, 33470, 33468, 33464, 33458, 33195, 33193, 33191, 33190, 32962, 32960, 32959, 32958, 32953, 32948, 32936, 32927, 32924, 32911, 32908, 32907, 32906, 32905, 32904, 32902, 32861, 32858, 32857, 32855, 32854, 32833, 32830, 32968, 32969, 33004, 33119, 32034, 33184, 33176, 33170, 33166, 33155, 33152, 33143, 33133, 33122, 33101, 33011, 33090, 33083, 33067, 33065, 33026, 33025, 33022, 33019, 33018, 33017, 34997
Look up a specific tract (FFIEC) → Source: FFIEC Census Flat File 2026, joined to IRS Rev. Proc. 2026-14 eligible tracts.
504
Eligible tracts in top investability quintile (Urban Institute model)
The Urban Institute investability model scores OZ-eligible tracts by predicted likelihood of attracting private capital, based on OZ 1.0 investment patterns. Quintile 1 = highest predicted investability among scored tracts. Not all tracts are scored — coverage reflects tracts with sufficient OZ 1.0 data.
How to influence the nomination
The state submission window closed 2026-04-30. Florida is in internal review. Monitor the lead agency's page for draft recommendations. The Accelerator for America OZ Designation Toolkit remains useful for preparing documentation that may inform the state's internal review.
Who to contact
FloridaCommerce
https://floridajobs.org/business-growth-and-partnerships/for-businesses-and-entrepreneurs/business-resource/opportunity-zones-programCertified CDFIs
39 certified CDFIs headquartered in Florida. CDFI Fund certified list →
USDA Rural Development
USDA RD Florida State Office →RCAP Regional Partner
Southeast Rural Community Assistance Project (SERCAP) →Rural LISC
Rural LISC →Native / tribal
No formal tribal consultation process has been published for Florida's OZ 2.0 nomination. If your jurisdiction contains or is adjacent to tribal land, contact the relevant Tribal Historic Preservation Office (THPO) or tribal government directly before submitting a nomination.
Eligible tract counts: IRS Rev. Proc. 2026-14 (April 6, 2026). Rural designation: Notice 2025-50, Section 4.01. Status tier last verified 2026-06-16. Full methodology.