Maryland
Last checked 2026-06-16
451
Total eligible tracts
77
Rural eligible
113
Max designations (25%)
38
Days to state deadline
Nomination process
State deadline: 2026-08-07
Eligible tracts
Loading 451 eligible tracts…
| County | Eligible tracts |
|---|---|
| Baltimore city | 138 |
| Prince George's County | 103 |
| Baltimore County | 60 |
| Montgomery County | 49 |
| Allegany County | 19 |
| Frederick County | 14 |
| Anne Arundel County | 9 |
| Dorchester County | 7 |
| Harford County | 7 |
| Washington County | 7 |
Data context
69
Eligible tracts in EIG DCI top distress quintile
The EIG Distressed Communities Index (2019–2023) is referenced in many state scoring rubrics. Quintile 1 = most distressed. See whether OZ 1.0 reached the most distressed places →
1
Counties with eligible tracts designated USDA persistent poverty
Persistent poverty = 20%+ poverty rate in every census 1980–2010. Source: USDA ERS County Typology Codes (2015 edition). Relevant for USDA RD program eligibility and QROF rural bonus. See QROF rural bonus mechanics →
71
Prior NMTC investments in eligible OZ tracts
CDFI Fund NMTC Public Data Release (2024). Indicates prior CDFI capital deployment track record in these tracts. See how NMTC and OZ stack →
353
Eligible tracts with CRA designation (LMI or distressed/underserved)
Banks earn CRA credit for investing in low- or moderate-income tracts (Track 1), and in non-metropolitan middle-income tracts officially designated distressed or underserved by FFIEC (Track 2). When an OZ project sits in a CRA-eligible tract, bank capital can satisfy CRA obligations while generating OZ tax benefits. How CRA and OZ interact →
Cities: Baltimore, Hyattsville, Silver Spring, Dundalk, Gaithersburg and 92 more
ZIP codes: 21215, 21213, 21205, 21223, 21222 and 160 more
See all 97 cities and 165 ZIP codes
All cities:
Baltimore, Hyattsville, Silver Spring, Dundalk, Gaithersburg, Capitol Heights, District Heights, Gwynn Oak, Glen Burnie, Temple Hills, Suitland, Frederick, Cumberland, Brooklyn, Takoma Park, Hagerstown, Laurel, Germantown, Halethorpe, Riverdale, Lanham, Rockville, Parkville, Catonsville, Essex, Middle River, Windsor Mill, Mount Savage, Pikesville, Greenbelt, Towson, Bladensburg, Frostburg, Thurmont, Oxon Hill, Washington, Waldorf, Lexington Park, Salisbury, Owings Mills, Sparrows Point, Rocky Ridge, Montgomery Village, Mount Rainier, Nottingham, Aberdeen, Joppa, Elkton, Beltsville, Brentwood, Burtonsville, Fort Washington, Cambridge, Edgewood, College Park, Indian Head, Easton, Denton, Curtis Bay, Rosedale, Crisfield, Corriganville, Snow Hill, Clinton, Cockeysville, Rawlings, Taneytown, Chase, Union Bridge, Unionville, Westernport, Barton, Reisterstown, Princess Anne, Randallstown, Federalsburg, Kensington, Keymar, Havre De Grace, Great Mills, Glenn Dale, Luke, Lutherville Timonium, Midland, Millersville, Emmitsburg, Andrews Air Force Base, Ellerslie, New Windsor, Oakland, Elkridge, Park Hall, Eden, Perry Hall, Eckhart Mines, Pocomoke City, Woodsboro
All ZIP codes:
21215, 21213, 21205, 21223, 21222, 21229, 21217, 20783, 20743, 21216, 21218, 21207, 20785, 21224, 20747, 21206, 20748, 20746, 21502, 20903, 21230, 21740, 20782, 20912, 20906, 21202, 21225, 21239, 20877, 21061, 20737, 20706, 21227, 21220, 21221, 20904, 20901, 21228, 21234, 21201, 20784, 21545, 21244, 21208, 21211, 20770, 21212, 20781, 20879, 20878, 20902, 20707, 20874, 20708, 21287, 21231, 21060, 21532, 21701, 21788, 21702, 21703, 20710, 20910, 21209, 20853, 21214, 20602, 21219, 21236, 20705, 20722, 20740, 20712, 20850, 21117, 20744, 21270, 20745, 20851, 20852, 21742, 20866, 20876, 21286, 20886, 21704, 21778, 21085, 20653, 20916, 21001, 21040, 21921, 21613, 21851, 21521, 21853, 21817, 21822, 21528, 21863, 21529, 21524, 21757, 21804, 21801, 21741, 21727, 21776, 21787, 21632, 21629, 21601, 21562, 21557, 21550, 21542, 21540, 21791, 21792, 21798, 21503, 20233, 21501, 20884, 20857, 20847, 20771, 20769, 20762, 20735, 20726, 20725, 20709, 20667, 20640, 20634, 20604, 20603, 20601, 20599, 20395, 20875, 20885, 21281, 20895, 21237, 21233, 21226, 21204, 21203, 20389, 21136, 21133, 21128, 21108, 21093, 21078, 21075, 21030, 21027, 20993, 20915, 21922
Look up a specific tract (FFIEC) → Source: FFIEC Census Flat File 2026, joined to IRS Rev. Proc. 2026-14 eligible tracts.
66
Eligible tracts in top investability quintile (Urban Institute model)
The Urban Institute investability model scores OZ-eligible tracts by predicted likelihood of attracting private capital, based on OZ 1.0 investment patterns. Quintile 1 = highest predicted investability among scored tracts. Not all tracts are scored — coverage reflects tracts with sufficient OZ 1.0 data.
How to influence the nomination
The submission window is open. Here's what to do:
- Review the full process in the Nomination process section above.
- Open the submission portal →
- File before the state deadline: 2026-08-07.
- Build your case: document census data, existing development assets, letters of support from partners, and community need.
- For coalition-building tactics and sample language, see how-to-advocate.
- For step-by-step nomination documentation guidance, see the Accelerator for America OZ Designation Toolkit →
Who to contact
Maryland Dept. of Housing and Community Development (DHCD)
https://dhcd.maryland.gov/pages/oz/opportunityzones.aspx(443) 257-5478
Certified CDFIs
13 certified CDFIs headquartered in Maryland. CDFI Fund certified list →
USDA Rural Development
USDA RD Maryland State Office →RCAP Regional Partner
Southeast Rural Community Assistance Project (SERCAP) →Rural LISC
Rural LISC →Native / tribal
No formal tribal consultation process has been published for Maryland's OZ 2.0 nomination. If your jurisdiction contains or is adjacent to tribal land, contact the relevant Tribal Historic Preservation Office (THPO) or tribal government directly before submitting a nomination.
Eligible tract counts: IRS Rev. Proc. 2026-14 (April 6, 2026). Rural designation: Notice 2025-50, Section 4.01. Status tier last verified 2026-06-16. Full methodology.