Massachusetts
Last checked 2026-07-10
104
Designated tracts (of 414 eligible)
22
Rural designated — QROF treatment
59
Former OZ 1.0 tracts redesignated
57
Days until designations take effect
How Massachusetts chose
Treasury published the final list on October 30, 2026. Massachusetts designated 104 of 414 eligible tracts, its full allocation, in 12 of 13 counties with eligible tracts. Designations take effect January 1, 2027 and run through December 31, 2036. Treasury's October list has 4 more eligible tracts here than the April appendix, qualified under its missing-data rules; 1 was designated.
Compared with the eligible tracts it passed over, Massachusetts favored former OZ 1.0 tracts, tracts with prior NMTC deals and renter-heavy tracts.
| Trait | Designated | Passed over |
|---|---|---|
| Former OZ 1.0 tract | 56.7% | 13.5% |
| Rural (QROF) | 21.2% | 11.9% |
| Urban Institute Tier 1 | 39.4% | 35.2% |
| Median poverty rate | 24.3% | 20.5% |
| Median family income, % of area | 50.5% | 55.4% |
| Residents of color (mean) | 56.3% | 59.1% |
| Median density, people / sq mi | 7,763 | 13,289 |
Poverty and income: Treasury's own eligibility figures (ACS 2020–2024). Demographics: ACS 2020–2024. Former OZ 1.0 = at least half the tract's land area was in a 2018 QOZ. How every state compares →
Record: how Massachusetts ran its nomination input process
Nomination process
Map: designated and eligible tracts
Loading 414 eligible tracts…
Designated tracts by county
The county is usually the first local partner on an OZ deal — zoning, infrastructure, incentives. CDEs listed are New Markets Tax Credit allocatees that have already financed deals inside this county's designated tracts: the organizations with a working track record of underwriting there.
| County | Designated / eligible | Rural | OZ 1.0 kept / lost | Residents | NMTC CDEs active in designated tracts |
|---|---|---|---|---|---|
| Suffolk County | 23 / 114 | — | 11 / 9 | 78,008 | AI Wainwright LLC; Banc of America CDE, LLC; Brownfield Revitalization, LLC; Capital Impact Partners; Citibank NMTC Corporation; Consortium America, LLC; MHIC NE New Markets CDE I LLC; MHIC NE New Markets CDE II LLC; Massachusetts Housing Investment Corporation; Rockland Trust Community Development Corporation |
| Essex County | 13 / 56 | 2 | 8 / 13 | 59,338 | MASCOMA COMMUNITY DEVELOPMENT, LLC; MHIC NE New Markets CDE II LLC; MassDevelopment New Markets LLC; Massachusetts Housing Investment Corporation; Rockland Trust Community Development Corporation; TD Community Development Corporation |
| Worcester County | 13 / 49 | 5 | 10 / 11 | 52,033 | ESIC New Markets Partners LP; MHIC NE New Markets CDE I LLC; MassDevelopment New Markets LLC; Massachusetts Housing Investment Corporation; Merrill Lynch Community Development Company; The Community Builders CDE LLC; USBCDE, LLC |
| Bristol County | 12 / 46 | — | 6 / 6 | 41,518 | MHIC, LLC; MassDevelopment New Markets LLC; National Trust Community Investment Corporation; Rockland Trust Community Development Corporation; Rockland Trust Community Development Corporation II; Rockland Trust Community Development LLC |
| Hampden County | 12 / 42 | 1 | 7 / 8 | 39,927 | CDF Development, LLC; Capital Impact Partners; MHIC NE New Markets CDE II LLC; MassDevelopment New Markets LLC; Massachusetts Housing Investment Corporation |
| Middlesex County | 11 / 50 | — | 6 / 16 | 44,253 | AI Wainwright LLC; Capital Impact Partners; Development Ventures CDE, LLC; MHIC NE New Markets CDE II LLC; MassDevelopment New Markets LLC; USBCDE, LLC; Urban Action Community Development LLC |
| Plymouth County | 5 / 22 | 2 | 1 / 6 | 25,635 | National New Markets Tax Credit Fund, Inc.; Rockland Trust Community Development Corporation; Rockland Trust Community Development Corporation II; Rockland Trust Community Development LLC |
| Barnstable County | 3 / 6 | 3 | 2 / 5 | 8,536 | Rockland Trust Community Development Corporation; Rockland Trust Community Development Corporation II |
| Berkshire County | 3 / 7 | 3 | 3 / 3 | 11,287 | MHIC NE New Markets CDE I LLC; Massachusetts Housing Investment Corporation; National New Markets Tax Credit Fund, Inc. |
| Franklin County | 3 / 7 | 3 | 3 / 5 | 8,745 | Coastal Enterprises, Inc.; MHIC NE New Markets CDE I LLC |
| Hampshire County | 3 / 6 | 3 | 1 / 5 | 24,320 | — |
| Norfolk County | 3 / 8 | — | 1 / 5 | 16,386 | Rockland Trust Community Development Corporation; Rockland Trust Community Development Corporation II; USBCDE, LLC |
Counties with no designated tracts are listed only if they lost OZ 1.0 tracts. NMTC: CDFI Fund NMTC public data release. 26 distinct CDEs across Massachusetts's designated tracts.
Find projects and partners in the designated tracts
Every designated tract in Massachusetts, tagged by the signals that point to a project type or a partner. Pick tags to narrow the list — a tract must carry every tag selected. Tags are simple published rules, not a score; hover a tag for its definition.
104 of 104 tracts shown
Download all eligible tracts, national (CSV) →| Tract | County | Pov. | MFI | Pop. | Rent. | Vac. | Signals | Prior NMTC CDEs |
|---|---|---|---|---|---|---|---|---|
| 25001014100 | Barnstable County | 0.8% | 50.3% | 882 | 100% | 30.5% | Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressureHigh vacancy | — |
| 25001014800 Boston | Barnstable County | 25.6% | 81.6% | 3,813 | 48.4% | 36.1% | Rural / QROFHigh vacancy | — |
| 25001015300 | Barnstable County | 27.3% | — | 3,841 | 76.2% | 17.7% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancyUI Tier 1 | Rockland Trust Community Development Corporation; Rockland Trust Community Development Corporation II $42.6M · 12 deals |
| 25003900100 | Berkshire County | 19.8% | 43.6% | 3,279 | 93.4% | 13.9% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleUI Tier 1 | Massachusetts Housing Investment Corporation; National New Markets Tax Credit Fund, Inc. $13.3M · 3 deals |
| 25003900200 Lawrence | Berkshire County | 16.9% | 50.9% | 4,537 | 71.6% | 9.9% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | MHIC NE New Markets CDE I LLC |
| 25003935300 | Berkshire County | 17.1% | 65.5% | 3,471 | 46.2% | 18.4% | Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancy | — |
| 25005613600 Malden | Bristol County | 22.1% | 53.4% | 3,947 | 65.1% | 8.3% | NMTC track recordCRA-eligible | Rockland Trust Community Development Corporation $0.0M · 1 deal |
| 25005614101 | Bristol County | 10.8% | 66.6% | 7,198 | 39.4% | 4.1% | UI Tier 1 | — |
| 25005631400 Boston | Bristol County | 24.1% | 78% | 3,678 | 75% | 4.6% | CRA-eligibleUI Tier 1 | — |
| 25005631600 Boston | Bristol County | 16.6% | 69.1% | 3,669 | 54.1% | 17.2% | CRA-eligibleHousing pressureHigh vacancy | — |
| 25005641101 | Bristol County | 26.5% | 49.3% | 1,680 | 94.9% | 15.6% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancy | Rockland Trust Community Development Corporation II $4.0M · 1 deal |
| 25005641300 | Bristol County | 29.3% | 42.8% | 5,958 | 71.2% | 5% | CRA-eligibleHousing pressureUI Tier 1 | — |
| 25005641400 | Bristol County | 28.6% | 44.2% | 3,282 | 82.4% | 7.8% | NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | Rockland Trust Community Development LLC $16.5M · 1 deal |
| 25005642000 | Bristol County | 30.1% | 45.7% | 3,369 | 84.9% | 4.8% | Former OZ 1.0NMTC track recordCRA-eligibleUI Tier 1 | National Trust Community Investment Corporation; Rockland Trust Community Development Corporation $8.6M · 2 deals |
| 25005651200 | Bristol County | 23.4% | 51.4% | 2,491 | 90.4% | 9% | Former OZ 1.0NMTC track recordCRA-eligibleUI Tier 1 | MassDevelopment New Markets LLC; Rockland Trust Community Development Corporation; Rockland Trust Community Development LLC $17.6M · 5 deals |
| 25005651300 Worcester | Bristol County | 27.7% | 54% | 2,231 | 73.9% | 2.1% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | Rockland Trust Community Development Corporation $0.1M · 3 deals |
| 25005651800 | Bristol County | 40.4% | 30.3% | 1,901 | 95.7% | 3.1% | Former OZ 1.0NMTC track recordCRA-eligible | MHIC, LLC; MassDevelopment New Markets LLC; Rockland Trust Community Development Corporation; Rockland Trust Community Development LLC $77.7M · 10 deals |
| 25005651900 Middleborough Center | Bristol County | 22.8% | 43.9% | 2,114 | 75.4% | 6.2% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | Rockland Trust Community Development LLC $8.4M · 1 deal |
| 25009204300 Boston | Essex County | 29.3% | 63.7% | 4,223 | 77.1% | 10.6% | CRA-eligibleHousing pressureUI Tier 1 | — |
| 25009204701 | Essex County | 13.4% | 66.5% | 7,007 | 54.2% | 2.3% | Former OZ 1.0NMTC track recordCRA-eligible | MASCOMA COMMUNITY DEVELOPMENT, LLC |
| 25009206800 Lowell | Essex County | 37.7% | 25.1% | 4,384 | 91.2% | 6.4% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | MassDevelopment New Markets LLC; Massachusetts Housing Investment Corporation; Rockland Trust Community Development Corporation $0.0M · 3 deals |
| 25009206900 | Essex County | 27.8% | 41.7% | 5,102 | 87.8% | 2.3% | CRA-eligibleHousing pressureUI Tier 1 | — |
| 25009207200 Lowell | Essex County | 17.5% | 52.2% | 2,941 | 73% | 3.4% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | MassDevelopment New Markets LLC $9.8M · 1 deal |
| 25009217300 | Essex County | 14% | 68.2% | 4,996 | 61.8% | 3.2% | CRA-eligibleUI Tier 1 | — |
| 25009221400 West Springfield Town | Essex County | 13.9% | 49.2% | 3,921 | 52.3% | 3% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleUI Tier 1 | TD Community Development Corporation $15.0M · 1 deal |
| 25009221500 | Essex County | 21.1% | 58.8% | 2,819 | 60.1% | 7.6% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | MassDevelopment New Markets LLC |
| 25009250100 Barnstable Town | Essex County | 23.8% | 41.4% | 5,295 | 100% | 1.2% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressure | MHIC NE New Markets CDE II LLC $0.0M · 1 deal |
| 25009250300 | Essex County | 25.2% | 41.7% | 2,662 | 86% | 8% | Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1 | — |
| 25009251600 | Essex County | 13.4% | 38% | 6,847 | 82% | 1.7% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | MassDevelopment New Markets LLC $8.1M · 2 deals |
| 25009260100 Lawrence | Essex County | 36.6% | 28.8% | 5,551 | 88.7% | 12% | CRA-eligibleHousing pressureUI Tier 1 | — |
| 25009266400 | Essex County | 12.6% | 61.3% | 3,590 | 40.8% | 1.9% | CRA-eligible | — |
| 25011040701 | Franklin County | 13.9% | 59.7% | 3,965 | 51.6% | 5.1% | Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressure | — |
| 25011041302 | Franklin County | 21.7% | 50.5% | 2,241 | 78.2% | 8.4% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleHousing pressure | MHIC NE New Markets CDE I LLC $29.6M · 3 deals |
| 25011041400 | Franklin County | 16.1% | 38.9% | 2,539 | 71.3% | 6.9% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleHousing pressure | Coastal Enterprises, Inc. $0.0M · 1 deal |
| 25013801101 | Hampden County | 60.9% | — | 1,683 | 96.7% | 4.9% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressure | MHIC NE New Markets CDE II LLC; MassDevelopment New Markets LLC $10.0M · 3 deals |
| 25013801200 | Hampden County | 59.5% | 30.2% | 2,593 | 93.3% | 4% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 25013801901 | Hampden County | 40.9% | 36.8% | 3,985 | 86.1% | 17.9% | CRA-eligibleHigh vacancy | — |
| 25013801902 | Hampden County | 53.1% | — | 3,323 | 72.8% | 14.3% | Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1 | — |
| 25013802101 Boston | Hampden County | 31.1% | 89.1% | 6,701 | 52.2% | 3.7% | Housing pressureUI Tier 1 | — |
| 25013802200 Cambridge | Hampden County | 40.8% | 59.2% | 3,098 | 54.8% | 7.8% | CRA-eligibleHousing pressure | — |
| 25013810800 | Hampden County | 25.3% | 75.8% | 4,075 | 69.4% | 8.3% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressure | Capital Impact Partners $13.0M · 1 deal |
| 25013811400 | Hampden County | 32.2% | 46.3% | 2,405 | 83.1% | 9.7% | Former OZ 1.0NMTC track recordCRA-eligibleUI Tier 1 | MassDevelopment New Markets LLC |
| 25013811500 | Hampden County | 74.4% | 26% | 2,004 | 96.9% | 12.9% | CRA-eligibleHousing pressure | — |
| 25013811600 | Hampden County | 45.1% | 40% | 3,071 | 93% | 15.5% | NMTC track recordCRA-eligibleHigh vacancy | CDF Development, LLC; MHIC NE New Markets CDE II LLC $12.9M · 2 deals |
| 25013811700 Swampscott | Hampden County | 34% | 34.8% | 1,713 | 86.4% | 19.2% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancy | MassDevelopment New Markets LLC; Massachusetts Housing Investment Corporation |
| 25013812702 | Hampden County | 35% | 65.4% | 5,276 | 80.2% | 9.2% | Rural / QROFFormer OZ 1.0 | — |
| 25015820400 Worcester | Hampshire County | 62.6% | — | 13,502 | 100% | 27.9% | Rural / QROFHousing pressureHigh vacancy | — |
| 25015820500 Holyoke | Hampshire County | 26.9% | 124% | 6,272 | 62.6% | 10.3% | Rural / QROFHousing pressure | — |
| 25015821903 Worcester | Hampshire County | 31.4% | 40.2% | 4,546 | 81% | 1.3% | Rural / QROFFormer OZ 1.0Housing pressureUI Tier 1 | — |
| 25017310101 | Middlesex County | 22.3% | 46.8% | 3,760 | 78.2% | 5.3% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | AI Wainwright LLC; Capital Impact Partners; MHIC NE New Markets CDE II LLC; MassDevelopment New Markets LLC; USBCDE, LLC $43.7M · 6 deals |
| 25017310102 | Middlesex County | 39.8% | 36.8% | 2,608 | 80.5% | 4.6% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressure | Development Ventures CDE, LLC; MassDevelopment New Markets LLC $1.7M · 2 deals |
| 25017311900 | Middlesex County | 20.6% | 33.4% | 2,998 | 84% | 6.4% | Former OZ 1.0CRA-eligibleUI Tier 1 | — |
| 25017321301 | Middlesex County | 19.7% | 53.7% | 4,687 | 72.1% | 5.2% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 25017341800 | Middlesex County | 12.4% | 43.6% | 6,256 | 75.6% | 10.7% | CRA-eligibleHousing pressureUI Tier 1 | — |
| 25017342402 | Middlesex County | 32.7% | 33.9% | 4,542 | 75.9% | 5.7% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 25017351500 | Middlesex County | 13% | 69.9% | 2,926 | 62.6% | 5.2% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 25017352400 | Middlesex County | 18.7% | 26.6% | 1,655 | 86.2% | 5.9% | NMTC track recordCRA-eligible | Urban Action Community Development LLC $17.8M · 1 deal |
| 25017353102 | Middlesex County | 26.4% | — | 5,848 | 100% | 9.8% | Housing pressure | — |
| 25017383401 | Middlesex County | 16% | 67.5% | 2,714 | 73.1% | 4% | CRA-eligibleHousing pressure | — |
| 25017388300 | Middlesex County | 37.5% | 17% | 6,259 | 88% | 6.8% | CRA-eligibleHousing pressure | — |
| 25021413500 Chicopee | Norfolk County | 16.4% | 47.5% | 4,559 | 67.2% | 2% | CRA-eligibleHousing pressureUI Tier 1 | — |
| 25021417901 | Norfolk County | 15.2% | 41.2% | 7,161 | 73.7% | 6.1% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | Rockland Trust Community Development Corporation; Rockland Trust Community Development Corporation II; USBCDE, LLC $7.4M · 3 deals |
| 25021419800 | Norfolk County | 7.6% | 68.4% | 4,666 | 28.2% | 6.1% | | — |
| 25023511000 Worcester | Plymouth County | 24.3% | 50.4% | 2,974 | 58% | 9.4% | Former OZ 1.0NMTC track recordCRA-eligible | Rockland Trust Community Development Corporation; Rockland Trust Community Development Corporation II; Rockland Trust Community Development LLC $29.7M · 6 deals |
| 25023511200 | Plymouth County | 13.7% | 66.1% | 5,331 | 46.9% | 7.2% | NMTC track recordCRA-eligibleUI Tier 1 | Rockland Trust Community Development LLC $18.4M · 2 deals |
| 25023511301 | Plymouth County | 11.5% | 59.6% | 6,185 | 35.5% | 2.5% | NMTC track recordCRA-eligible | Rockland Trust Community Development Corporation $12.4M · 2 deals |
| 25023530200 Brockton | Plymouth County | 20.6% | 88.5% | 4,337 | 59.5% | 1.1% | Rural / QROFNMTC track recordCRA-eligibleHousing pressureUI Tier 1 | National New Markets Tax Credit Fund, Inc. |
| 25023545100 | Plymouth County | 10.5% | 56.7% | 6,808 | 12.6% | 6% | Rural / QROF | — |
| 25025000102 | Suffolk County | 21.7% | 47.1% | 3,428 | 79.1% | 10.6% | NMTC track record | Capital Impact Partners; Consortium America, LLC $0.0M · 2 deals |
| 25025000202 Amherst Town | Suffolk County | 25.9% | 38.6% | 3,668 | 63.8% | 6% | CRA-eligible | — |
| 25025000804 | Suffolk County | 12.4% | 46% | 3,383 | 68.6% | 7.5% | NMTC track record | Rockland Trust Community Development Corporation |
| 25025000805 | Suffolk County | 31% | — | 2,943 | 97.7% | 26% | Housing pressureHigh vacancy | — |
| 25025000806 Fall River | Suffolk County | 25.6% | 77.5% | 2,235 | 93.5% | 18.6% | CRA-eligibleHousing pressureHigh vacancy | — |
| 25025040200 | Suffolk County | 30.2% | 116.7% | 1,670 | 50.6% | 11.4% | Former OZ 1.0Housing pressure | — |
| 25025040801 Revere | Suffolk County | 13% | 53% | 3,872 | 57.3% | 6.9% | Former OZ 1.0UI Tier 1 | — |
| 25025061101 | Suffolk County | 47.2% | 26.2% | 2,585 | 100% | 9% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 25025061201 | Suffolk County | 17.5% | — | 1,845 | 44.3% | 0.6% | Added Oct. 2026 | — |
| 25025070102 Springfield | Suffolk County | 34% | 85% | 3,346 | 68.9% | 21.1% | High vacancy | — |
| 25025071201 | Suffolk County | 23.3% | 68.8% | 4,254 | 67.1% | 5.8% | CRA-eligible | — |
| 25025080100 | Suffolk County | 28.5% | 113.9% | 2,775 | 65.5% | 9.2% | NMTC track recordCRA-eligibleHousing pressure | AI Wainwright LLC; Brownfield Revitalization, LLC; MHIC NE New Markets CDE II LLC $23.8M · 3 deals |
| 25025080401 Boston | Suffolk County | 29.4% | 27.9% | 3,112 | 92.5% | 9.2% | NMTC track recordCRA-eligibleHousing pressure | Banc of America CDE, LLC; MHIC NE New Markets CDE I LLC; MHIC NE New Markets CDE II LLC; Massachusetts Housing Investment Corporation $34.2M · 7 deals |
| 25025080601 | Suffolk County | 59% | 18.6% | 3,890 | 79.3% | 17.1% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancy | Citibank NMTC Corporation $0.1M · 1 deal |
| 25025081200 Fall River | Suffolk County | 33.3% | — | 3,481 | 87.6% | 5.8% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressure | Banc of America CDE, LLC |
| 25025090901 | Suffolk County | 34.9% | 52.3% | 3,062 | 99.9% | 9.3% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 25025091001 | Suffolk County | 7.5% | 62.6% | 3,521 | 64% | 4.7% | NMTC track recordCRA-eligibleHousing pressure | Rockland Trust Community Development Corporation $21.9M · 1 deal |
| 25025160200 | Suffolk County | 23.7% | 43.9% | 4,703 | 87.7% | 8.2% | Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1 | — |
| 25025160400 | Suffolk County | 24.3% | 51.1% | 3,614 | 93.3% | 6% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 25025160502 | Suffolk County | 23.2% | 45.8% | 5,352 | 70.3% | 3.7% | CRA-eligibleHousing pressure | — |
| 25025170504 | Suffolk County | 4% | 69.9% | 3,213 | 77.5% | 12.6% | Former OZ 1.0 | — |
| 25025170702 | Suffolk County | 17% | 46.3% | 7,854 | 71% | 2.9% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 25025980300 | Suffolk County | 69.6% | — | 202 | — | — | Former OZ 1.0 | — |
| 25027703100 Brockton | Worcester County | 17.9% | 58% | 4,780 | 33.8% | 3.5% | Rural / QROFFormer OZ 1.0CRA-eligibleUI Tier 1 | — |
| 25027707300 | Worcester County | 20.8% | 51.7% | 4,026 | 65% | 13.1% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligible | Merrill Lynch Community Development Company $0.5M · 1 deal |
| 25027710602 | Worcester County | 28.3% | 62.7% | 4,508 | 53.1% | 2.2% | Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressure | — |
| 25027710700 Boston | Worcester County | 40.5% | 32.1% | 1,655 | 99.3% | 11.8% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligible | MHIC NE New Markets CDE I LLC $6.0M · 1 deal |
| 25027730500 | Worcester County | 14.5% | 67.7% | 4,255 | 63.8% | 8.9% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | MassDevelopment New Markets LLC $0.0M · 1 deal |
| 25027731300 | Worcester County | 28.7% | 35.8% | 5,121 | 89.2% | 4.8% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | The Community Builders CDE LLC |
| 25027731400 Revere | Worcester County | 37.6% | 44% | 4,872 | 94.9% | 12.8% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | ESIC New Markets Partners LP $0.0M · 1 deal |
| 25027731500 | Worcester County | 36% | 41.9% | 5,289 | 87.4% | 6.4% | NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | MassDevelopment New Markets LLC |
| 25027731700 | Worcester County | 38.8% | — | 4,003 | 91% | 13.6% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressure | MassDevelopment New Markets LLC; Massachusetts Housing Investment Corporation; The Community Builders CDE LLC; USBCDE, LLC $35.5M · 6 deals |
| 25027732002 Worcester | Worcester County | 21.8% | 97% | 4,733 | 56.4% | 9% | CRA-eligibleUI Tier 1 | — |
| 25027732500 | Worcester County | 24.5% | 67.5% | 1,940 | 80.3% | 23.8% | Former OZ 1.0CRA-eligibleHousing pressureHigh vacancy | — |
| 25027739201 | Worcester County | 7.8% | 67.2% | 3,885 | 63% | 7% | | — |
| 25027757300 | Worcester County | 21% | 43% | 2,966 | 90.7% | 10.4% | Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressureUI Tier 1 | — |
Reading the signals for projects
- Rural / QROF — a rural QOF investment gets a 30% basis step-up at five years, and existing buildings need only 50% improvement. Rehab of existing stock pencils here in ways it does not elsewhere. Mechanics →
- Housing pressure — mostly renters, most of them cost-burdened. Housing deals here have demand; they also carry displacement risk, which is where community benefit terms matter.
- High vacancy — vacant structures to bring back. Pair with the 50% rural improvement threshold where both apply.
- UI Tier 1 — the Urban Institute's read that private capital is likely to come and the impact would be larger.
Reading the signals for partners
- NMTC track record — the listed CDEs have underwritten deals in this exact tract. They know the market and can layer NMTC with OZ equity. How they stack →
- CRA-eligible — bank investment here earns CRA credit. Start with community development officers at banks with branches in the county.
- Former OZ 1.0 — QOFs and sponsors may already hold assets here. They are the most likely early OZ 2.0 investors and know the local approvals path.
- Tribal — the tribal government is a principal, not a stakeholder to consult. Persistent poverty — USDA Rural Development programs can fill gaps.
Data context
43
Eligible tracts in EIG DCI top distress quintile
The EIG Distressed Communities Index (2019–2023) is referenced in many state scoring rubrics. Quintile 1 = most distressed. See whether OZ 1.0 reached the most distressed places →
0
Counties with eligible tracts designated USDA persistent poverty
Persistent poverty = 20%+ poverty rate in every census 1980–2010. Source: USDA ERS County Typology Codes (2015 edition). Relevant for USDA RD program eligibility and QROF rural bonus. See QROF rural bonus mechanics →
250
Prior NMTC investments in eligible OZ tracts
CDFI Fund NMTC Public Data Release (2024). Indicates prior CDFI capital deployment track record in these tracts. See how NMTC and OZ stack →
339
Eligible tracts with CRA designation (LMI or distressed/underserved)
Banks earn CRA credit for investing in low- or moderate-income tracts (Track 1), and in non-metropolitan middle-income tracts officially designated distressed or underserved by FFIEC (Track 2). When an OZ project sits in a CRA-eligible tract, bank capital can satisfy CRA obligations while generating OZ tax benefits. How CRA and OZ interact →
Cities: Worcester, Springfield, Dorchester, New Bedford, Boston and 92 more
ZIP codes: 02119, 01902, 01841, 02740, 02121 and 171 more
See all 97 cities and 176 ZIP codes
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All ZIP codes:
02119, 01902, 01841, 02740, 02121, 02150, 02301, 01852, 01610, 02124, 01905, 02151, 02118, 02125, 02149, 02720, 01605, 01604, 02128, 02122, 02721, 01104, 01840, 02746, 01854, 01901, 01040, 01105, 01109, 02120, 01603, 02115, 01420, 01970, 02126, 02130, 02723, 01608, 01904, 02744, 01702, 02148, 01108, 01851, 01107, 01609, 01826, 01830, 01844, 02139, 01832, 02724, 01843, 02136, 02135, 02111, 01440, 01103, 01013, 02155, 01915, 02134, 01930, 02141, 01960, 01850, 02116, 02302, 02215, 02780, 01607, 01020, 01602, 01606, 01301, 01201, 02143, 02601, 01331, 01247, 02127, 02131, 01550, 02360, 01151, 02347, 02346, 01129, 01089, 01119, 01118, 02072, 02169, 01570, 02703, 01906, 01907, 01760, 02745, 02748, 02190, 01095, 01090, 01028, 02303, 01021, 02304, 02305, 02344, 02742, 02189, 02188, 02741, 01022, 02361, 01031, 02649, 02647, 02644, 02673, 02630, 02542, 02186, 02452, 02451, 01082, 02446, 02382, 01041, 02722, 02364, 02362, 02472, 01842, 02163, 01910, 01527, 02062, 02026, 02021, 01952, 01931, 01014, 01913, 01613, 01101, 01903, 01653, 01655, 01752, 01853, 01757, 01810, 01845, 01501, 01453, 01376, 01368, 01115, 01128, 02145, 02144, 01831, 02140, 01138, 02138, 01139, 01144, 02132, 01199, 02129, 01202, 02123, 01302, 01364, 01923
Look up a specific tract (FFIEC) → Source: FFIEC Census Flat File 2026, joined to IRS Rev. Proc. 2026-14 eligible tracts.
150
Eligible tracts in top investability quintile (Urban Institute model)
The Urban Institute investability model scores OZ-eligible tracts by predicted likelihood of attracting private capital, based on OZ 1.0 investment patterns. Quintile 1 = highest predicted investability among scored tracts. Not all tracts are scored — coverage reflects tracts with sufficient OZ 1.0 data.
Who to contact
Massachusetts Office of Business Development (MOBD)
https://www.mass.gov/info-details/2026-massachusetts-opportunity-zone-programCertified CDFIs
32 certified CDFIs headquartered in Massachusetts. CDFI Fund certified list →
USDA Rural Development
USDA RD Massachusetts State Office →RCAP Regional Partner
RCAP Solutions →Rural LISC
Rural LISC →Native / tribal
No formal tribal consultation process has been published for Massachusetts's OZ 2.0 nomination. If your jurisdiction contains or is adjacent to tribal land, contact the relevant Tribal Historic Preservation Office (THPO) or tribal government directly before submitting a nomination.
Designations: Treasury, 2027 QOZ designations and revised eligible-tract file (October 30, 2026). Demographics: ACS 2020–2024 5-year. OZ 1.0: IRS Notice 2018-48, crosswalked to 2020 tracts. Eligible tract counts: IRS Rev. Proc. 2026-14 (April 6, 2026). Rural designation: Notice 2025-50, Section 4.01. Status tier last verified 2026-07-10. Full methodology.