Michigan
Last checked 2026-06-16
215
Designated tracts (of 860 eligible)
60
Rural designated — QROF treatment
101
Former OZ 1.0 tracts redesignated
57
Days until designations take effect
How Michigan chose
Treasury published the final list on October 30, 2026. Michigan designated 215 of 860 eligible tracts, its full allocation, in 41 of 69 counties with eligible tracts. Designations take effect January 1, 2027 and run through December 31, 2036. Treasury's October list has 4 more eligible tracts here than the April appendix, qualified under its missing-data rules; 1 was designated.
Compared with the eligible tracts it passed over, Michigan favored former OZ 1.0 tracts, tracts with prior NMTC deals and renter-heavy tracts.
| Trait | Designated | Passed over |
|---|---|---|
| Former OZ 1.0 tract | 47% | 14.7% |
| Rural (QROF) | 27.9% | 29.6% |
| Urban Institute Tier 1 | 36.3% | 14.7% |
| Median poverty rate | 27.6% | 26.8% |
| Median family income, % of area | 57.7% | 59.8% |
| Residents of color (mean) | 51.1% | 54.8% |
| Median density, people / sq mi | 3,311 | 3,733 |
Poverty and income: Treasury's own eligibility figures (ACS 2020–2024). Demographics: ACS 2020–2024. Former OZ 1.0 = at least half the tract's land area was in a 2018 QOZ. How every state compares →
Record: how Michigan ran its nomination input process
Nomination process
The lead agency has been identified, but no public process has been published yet. Contact information is below.
Map: designated and eligible tracts
Loading 860 eligible tracts…
Designated tracts by county
The county is usually the first local partner on an OZ deal — zoning, infrastructure, incentives. CDEs listed are New Markets Tax Credit allocatees that have already financed deals inside this county's designated tracts: the organizations with a working track record of underwriting there.
| County | Designated / eligible | Rural | OZ 1.0 kept / lost | Residents | NMTC CDEs active in designated tracts |
|---|---|---|---|---|---|
| Wayne County | 65 / 337 | — | 38 / 60 | 175,843 | Building America CDE, Inc.; Capital Impact Partners; Civic Builders, Inc.; Consortium America, LLC; Empowerment Reinvestment Fund, LLC; IFF; Invest Detroit CDE; Liberty Financial Services, Inc.; Local Initiatives Support Corporation; MBS Urban Initiatives CDE, LLC; Michigan Community Capital; Midwest Industrial Redevelopment Fund, LLC; National City New Market Fund, Inc.; PNC Community Partners, Inc.; Stonehenge Community Development, LLC; Wayne County - Detroit CDE |
| Kent County | 16 / 32 | 1 | 6 / 4 | 57,743 | Coastal Enterprises, Inc.; Fifth Third New Markets Development Company LLC; HFHI-SA NMTC I, LLC; Habitat for Humanity NMTC, LLC; IFF; Local Initiatives Support Corporation; Michigan Community Capital; National City New Market Fund, Inc. |
| Macomb County | 15 / 45 | — | 5 / 13 | 49,209 | HARBOR BANKSHARES CORPORATION; Midwest Industrial Redevelopment Fund, LLC |
| Ingham County | 13 / 31 | — | 3 / 6 | 39,230 | Chase Community Development Corporation; Chase New Markets Corporation; Michigan Community Capital; National City New Market Fund, Inc. |
| Washtenaw County | 13 / 34 | — | 5 / 6 | 43,099 | Habitat for Humanity NMTC, LLC |
| Kalamazoo County | 12 / 25 | — | 4 / 2 | 39,143 | Local Initiatives Support Corporation; National City New Market Fund, Inc.; PNC Community Partners, Inc. |
| Oakland County | 9 / 34 | — | 5 / 12 | 27,837 | Michigan Community Capital |
| Calhoun County | 7 / 15 | — | 2 / 2 | 20,588 | — |
| Muskegon County | 7 / 13 | 7 | 3 / 2 | 19,531 | — |
| Genesee County | 5 / 56 | — | 4 / 12 | 9,095 | Chase New Markets Corporation; Cinnaire New Markets LLC; Consortium America, LLC; Local Initiatives Support Corporation; Michigan Community Capital; National Trust Community Investment Corporation |
| Marquette County | 5 / 8 | 5 | 2 / 0 | 12,883 | — |
| Van Buren County | 4 / 5 | 4 | 0 / 3 | 13,444 | — |
| Berrien County | 3 / 13 | 2 | 3 / 2 | 7,028 | Michigan Community Capital |
| Isabella County | 3 / 10 | 3 | 0 / 2 | 7,855 | PNC Community Partners, Inc. |
| Jackson County | 3 / 11 | 3 | 2 / 3 | 6,064 | — |
| Saginaw County | 3 / 25 | 3 | 2 / 6 | 5,099 | Cinnaire New Markets LLC |
| St. Joseph County | 3 / 3 | 3 | 0 / 2 | 7,339 | Michigan Community Capital |
| Houghton County | 2 / 2 | 2 | 0 / 1 | 5,726 | Cinnaire New Markets LLC |
| Iosco County | 2 / 6 | 2 | 1 / 1 | 4,510 | — |
| Lapeer County | 2 / 4 | 2 | 1 / 0 | 7,958 | Midwest Industrial Redevelopment Fund, LLC |
| Mason County | 2 / 2 | 2 | 1 / 0 | 7,973 | — |
| Tuscola County | 2 / 2 | 2 | 1 / 0 | 7,905 | — |
| Allegan County | 1 / 1 | 1 | 0 / 1 | 5,827 | — |
| Alpena County | 1 / 5 | 1 | 1 / 0 | 2,808 | Rural Development Partners LLC |
| Bay County | 1 / 5 | 1 | 1 / 1 | 1,909 | Michigan Community Capital; Stonehenge Community Development, LLC |
| Branch County | 1 / 4 | 1 | 1 / 0 | 3,847 | — |
| Cass County | 1 / 2 | 1 | 0 / 1 | 2,894 | — |
| Chippewa County | 1 / 2 | 1 | 0 / 2 | 2,980 | — |
| Clare County | 1 / 9 | 1 | 0 / 3 | 3,697 | — |
| Gladwin County | 1 / 2 | 1 | 1 / 1 | 5,083 | — |
| Huron County | 1 / 1 | 1 | 1 / 0 | 3,928 | — |
| Ionia County | 1 / 1 | 1 | 0 / 1 | 2,006 | — |
| Mecosta County | 1 / 5 | 1 | 1 / 1 | 3,677 | — |
| Midland County | 1 / 3 | 1 | 1 / 1 | 3,493 | — |
| Montcalm County | 1 / 5 | 1 | 1 / 1 | 5,600 | CEI Capital Management LLC |
| Ogemaw County | 1 / 4 | 1 | 1 / 1 | 4,642 | — |
| Ottawa County | 1 / 5 | 1 | 0 / 2 | 3,695 | — |
| Roscommon County | 1 / 7 | 1 | 1 / 1 | 2,836 | — |
| Shiawassee County | 1 / 4 | 1 | 1 / 0 | 1,790 | Local Initiatives Support Corporation; Michigan Community Capital; National Trust Community Investment Corporation |
| St. Clair County | 1 / 11 | 1 | 1 / 2 | 1,408 | Michigan Community Capital |
| Wexford County | 1 / 4 | 1 | 1 / 0 | 2,862 | — |
| Alcona County | 0 / 1 | — | 0 / 1 | — | — |
| Alger County | 0 / 1 | — | 0 / 1 | — | — |
| Barry County | 0 / 1 | — | 0 / 2 | — | — |
| Charlevoix County | 0 / 1 | — | 0 / 1 | — | — |
| Clinton County | 0 / 3 | — | 0 / 1 | — | — |
| Crawford County | 0 / 1 | — | 0 / 1 | — | — |
| Delta County | 0 / 4 | — | 0 / 1 | — | — |
| Eaton County | 0 / 3 | — | 0 / 1 | — | — |
| Gogebic County | 0 / 2 | — | 0 / 1 | — | — |
| Grand Traverse County | 0 / 2 | — | 0 / 3 | — | — |
| Gratiot County | 0 / 1 | — | 0 / 1 | — | — |
| Hillsdale County | 0 / 4 | — | 0 / 2 | — | — |
| Iron County | 0 / 2 | — | 0 / 1 | — | — |
| Lake County | 0 / 3 | — | 0 / 1 | — | — |
| Lenawee County | 0 / 4 | — | 0 / 1 | — | — |
| Livingston County | 0 / 1 | — | 0 / 1 | — | — |
| Luce County | 0 / 2 | — | 0 / 1 | — | — |
| Mackinac County | 0 / 1 | — | 0 / 1 | — | — |
| Manistee County | 0 / 2 | — | 0 / 1 | — | — |
| Menominee County | 0 / 2 | — | 0 / 1 | — | — |
| Missaukee County | 0 / 1 | — | 0 / 1 | — | — |
| Monroe County | 0 / 7 | — | 0 / 2 | — | — |
| Montmorency County | 0 / 3 | — | 0 / 1 | — | — |
| Newaygo County | 0 / 3 | — | 0 / 1 | — | — |
| Osceola County | 0 / 2 | — | 0 / 1 | — | — |
| Oscoda County | 0 / 5 | — | 0 / 1 | — | — |
| Presque Isle County | 0 / 1 | — | 0 / 1 | — | — |
| Sanilac County | 0 / 4 | — | 0 / 1 | — | — |
Counties with no designated tracts are listed only if they lost OZ 1.0 tracts. NMTC: CDFI Fund NMTC public data release. 27 distinct CDEs across Michigan's designated tracts.
Find projects and partners in the designated tracts
Every designated tract in Michigan, tagged by the signals that point to a project type or a partner. Pick tags to narrow the list — a tract must carry every tag selected. Tags are simple published rules, not a score; hover a tag for its definition.
215 of 215 tracts shown
Download all eligible tracts, national (CSV) →| Tract | County | Pov. | MFI | Pop. | Rent. | Vac. | Signals | Prior NMTC CDEs |
|---|---|---|---|---|---|---|---|---|
| 26005031200 | Allegan County | 14.9% | 66% | 5,827 | 28.8% | 3.9% | Rural / QROFCRA-eligible | — |
| 26007000400 | Alpena County | 19.6% | 58.2% | 2,808 | 42.4% | 7.5% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligible | Rural Development Partners LLC |
| 26017286500 | Bay County | 30.8% | 68% | 1,909 | 56.3% | 13.2% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | Michigan Community Capital; Stonehenge Community Development, LLC $1.4M · 2 deals |
| 26021000400 Bridgeport | Berrien County | 44.5% | 37.5% | 1,526 | 87.7% | 14.4% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleHousing pressure | Michigan Community Capital $27.9M · 2 deals |
| 26021002500 | Berrien County | 30.7% | 66.4% | 2,447 | 21.1% | 9.9% | Rural / QROFFormer OZ 1.0CRA-eligible | — |
| 26021020500 | Berrien County | 27% | 79.6% | 3,055 | 58.6% | 9.2% | Former OZ 1.0CRA-eligibleUI Tier 1 | — |
| 26023951600 Detroit | Branch County | 23.6% | 94% | 3,847 | 30.8% | 5.5% | Rural / QROFFormer OZ 1.0UI Tier 1 | — |
| 26025000200 Muskegon Heights | Calhoun County | 20.6% | 79.4% | 3,711 | 41% | 11.5% | Former OZ 1.0CRA-eligibleUI Tier 1 | — |
| 26025000300 | Calhoun County | 47.7% | 30.8% | 2,393 | 56.1% | 17% | CRA-eligibleHousing pressureHigh vacancy | — |
| 26025000700 | Calhoun County | 23.7% | 81.6% | 3,166 | 38.1% | 16.4% | CRA-eligibleHigh vacancyUI Tier 1 | — |
| 26025001000 Detroit | Calhoun County | 26.4% | 40.7% | 3,604 | 30.6% | 16.1% | CRA-eligibleHigh vacancy | — |
| 26025001802 | Calhoun County | 24.3% | 57.7% | 3,446 | 84.2% | 20% | CRA-eligibleHigh vacancy | — |
| 26025002600 Detroit | Calhoun County | 19.5% | 68.5% | 2,226 | 84.9% | 11.7% | CRA-eligibleUI Tier 1 | — |
| 26025004100 | Calhoun County | 22.3% | 53.1% | 2,042 | 53.5% | 10.8% | Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1 | — |
| 26027001901 Detroit | Cass County | 22.1% | 92.6% | 2,894 | 34% | 11.9% | Rural / QROFCRA-eligible | — |
| 26033970900 Sault Ste. Marie Off-Reservation Trust Land | Chippewa County | 26.7% | 53.9% | 2,980 | 50.8% | 6.6% | Rural / QROFCRA-eligibleTribal | — |
| 26035000400 | Clare County | 27.7% | 72.5% | 3,697 | 16.5% | 25.8% | Rural / QROFCRA-eligibleHigh vacancy | — |
| 26049001500 | Genesee County | 69.6% | 30.7% | 942 | 49.6% | 33.9% | Former OZ 1.0NMTC track recordCRA-eligibleHigh vacancy | Consortium America, LLC $15.1M · 1 deal |
| 26049002200 | Genesee County | 42.9% | 37% | 1,294 | 28.4% | 32.5% | Former OZ 1.0CRA-eligibleHigh vacancy | — |
| 26049002700 | Genesee County | 34.3% | 74.2% | 2,951 | 45.3% | 4.2% | CRA-eligible | — |
| 26049002800 | Genesee County | 49.1% | 59.3% | 2,568 | 79.5% | 27.5% | Former OZ 1.0NMTC track recordHigh vacancy | Chase New Markets Corporation; Cinnaire New Markets LLC; Local Initiatives Support Corporation; Michigan Community Capital; National Trust Community Investment Corporation $16.7M · 5 deals |
| 26049013600 | Genesee County | 50% | — | 1,340 | 77.6% | 0% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 26051000700 | Gladwin County | 14.3% | 61.8% | 5,083 | 32.4% | 10.7% | Rural / QROFFormer OZ 1.0CRA-eligible | — |
| 26061000300 Detroit | Houghton County | 30.3% | 56.9% | 2,138 | 35.3% | 26.4% | Rural / QROFNMTC track recordHigh vacancy | Cinnaire New Markets LLC $8.8M · 1 deal |
| 26061000600 | Houghton County | 23.2% | 107% | 3,588 | 47.8% | 14% | Rural / QROF | — |
| 26063951000 | Huron County | 20.1% | 77.7% | 3,928 | 36.8% | 9.6% | Rural / QROFFormer OZ 1.0CRA-eligible | — |
| 26065000100 | Ingham County | 15% | 57.1% | 1,854 | 14.9% | 7.7% | CRA-eligible | — |
| 26065000600 Grand Rapids | Ingham County | 36.6% | 65.6% | 1,957 | 81.4% | 8.2% | CRA-eligibleUI Tier 1 | — |
| 26065000700 | Ingham County | 28.1% | 48.2% | 2,412 | 75.5% | 6.7% | CRA-eligibleHousing pressureUI Tier 1 | — |
| 26065000800 Detroit | Ingham County | 31.5% | 49.9% | 2,720 | 60.9% | 1.8% | CRA-eligibleHousing pressureUI Tier 1 | — |
| 26065002000 West Monroe | Ingham County | 19.4% | 49.5% | 2,404 | 57.1% | 21.8% | CRA-eligibleHigh vacancy | — |
| 26065003301 | Ingham County | 34.4% | 69.1% | 3,154 | 32.6% | 4.7% | Former OZ 1.0NMTC track recordCRA-eligibleUI Tier 1 | Chase Community Development Corporation $18.6M · 1 deal |
| 26065003700 | Ingham County | 26.6% | 66.8% | 4,781 | 40.7% | 5.3% | Former OZ 1.0CRA-eligible | — |
| 26065004100 | Ingham County | 58.2% | — | 4,690 | 91.4% | 12.8% | Housing pressure | — |
| 26065004302 | Ingham County | 74.3% | 13.9% | 2,593 | 100% | 11.5% | Housing pressure | — |
| 26065004403 Detroit | Ingham County | 43.7% | 67.5% | 2,547 | 72.5% | 9.3% | CRA-eligibleHousing pressure | — |
| 26065005304 | Ingham County | 36.6% | 62.6% | 2,985 | 66.2% | 10.1% | CRA-eligibleHousing pressureUI Tier 1 | — |
| 26065006600 | Ingham County | 31.7% | 57.7% | 3,284 | 79% | 8.2% | Former OZ 1.0NMTC track recordCRA-eligibleUI Tier 1 | Chase New Markets Corporation; Michigan Community Capital; National City New Market Fund, Inc. $15.2M · 3 deals |
| 26065006800 | Ingham County | 22.6% | 65.9% | 3,849 | 37.8% | 12.3% | CRA-eligible | — |
| 26067032100 Detroit | Ionia County | 7.9% | 62.3% | 2,006 | 9.7% | 10.3% | Rural / QROFCRA-eligibleUI Tier 1 | — |
| 26069000102 Detroit | Iosco County | 39.7% | 41.9% | 1,271 | 38.5% | 31% | Rural / QROFCRA-eligibleHigh vacancy | — |
| 26069000400 Farmington Hills | Iosco County | 21.6% | 66.8% | 3,239 | 18.9% | 31.6% | Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancy | — |
| 26073000701 Isabella Off-Reservation Trust Land|Isabella Reservation | Isabella County | 39.2% | 32.8% | 2,681 | 94.5% | 9.1% | Rural / QROFNMTC track recordCRA-eligibleTribalHousing pressure | PNC Community Partners, Inc. |
| 26073000702 | Isabella County | 56.5% | 43.6% | 2,465 | 100% | 9% | Rural / QROF | — |
| 26073000800 Detroit | Isabella County | 42.8% | 41.1% | 2,709 | 72% | 13.1% | Rural / QROFCRA-eligible | — |
| 26075000600 | Jackson County | 38.9% | 47.3% | 1,310 | 93.3% | 14.2% | Rural / QROFFormer OZ 1.0UI Tier 1 | — |
| 26075001100 Kalamazoo | Jackson County | 32.6% | 64% | 2,009 | 74.7% | 5.4% | Rural / QROFCRA-eligible | — |
| 26075005501 Detroit | Jackson County | 25.6% | 47.5% | 2,745 | 80.6% | 11.5% | Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressure | — |
| 26077000100 | Kalamazoo County | 32.6% | 41.6% | 2,216 | 46.7% | 13.8% | CRA-eligible | — |
| 26077000201 | Kalamazoo County | 41.3% | — | 2,440 | 90.1% | 4.5% | Former OZ 1.0NMTC track recordUI Tier 1 | Local Initiatives Support Corporation; National City New Market Fund, Inc.; PNC Community Partners, Inc. $17.7M · 3 deals |
| 26077000202 | Kalamazoo County | 37.4% | 45.6% | 784 | 50.9% | 30.1% | Former OZ 1.0CRA-eligibleHousing pressureHigh vacancy | — |
| 26077000300 | Kalamazoo County | 25.4% | 38.6% | 3,365 | 58.5% | 13.6% | CRA-eligibleHousing pressure | — |
| 26077000500 | Kalamazoo County | 33.7% | 35.5% | 4,590 | 79% | 9.7% | CRA-eligibleHousing pressure | — |
| 26077000601 Ypsilanti | Kalamazoo County | 21.8% | 57.7% | 4,151 | 80% | 12.6% | CRA-eligibleHousing pressure | — |
| 26077000900 Dearborn | Kalamazoo County | 28.3% | — | 725 | 58.2% | 22.6% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancyUI Tier 1 | Local Initiatives Support Corporation $1.6M · 1 deal |
| 26077001002 | Kalamazoo County | 23.6% | 55.4% | 3,992 | 64.2% | 14.8% | Former OZ 1.0CRA-eligible | — |
| 26077001509 | Kalamazoo County | 36% | 59.8% | 5,828 | 90.2% | 8.1% | CRA-eligibleHousing pressure | — |
| 26077001803 | Kalamazoo County | 16% | 52.5% | 2,119 | 34.1% | 10.9% | CRA-eligible | — |
| 26077001907 | Kalamazoo County | 9% | 67.9% | 4,757 | 44.4% | 0.9% | CRA-eligibleUI Tier 1 | — |
| 26077002907 | Kalamazoo County | 30.6% | 51% | 4,176 | 84.8% | 16.2% | CRA-eligibleHigh vacancyUI Tier 1 | — |
| 26081000800 | Kent County | 21% | 63.6% | 2,813 | 59.6% | 15.5% | CRA-eligibleHousing pressureHigh vacancyUI Tier 1 | — |
| 26081001300 | Kent County | 25.6% | 46% | 3,492 | 63.7% | 5.2% | CRA-eligibleHousing pressureUI Tier 1 | — |
| 26081001500 | Kent County | 32.9% | 46.9% | 3,333 | 64.1% | 7.8% | NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | Fifth Third New Markets Development Company LLC; Habitat for Humanity NMTC, LLC $11.7M · 2 deals |
| 26081002000 | Kent County | 36.3% | 113.6% | 2,845 | 92.5% | 8.9% | NMTC track recordUI Tier 1 | IFF; Local Initiatives Support Corporation; Michigan Community Capital; National City New Market Fund, Inc. $42.8M · 5 deals |
| 26081002100 | Kent County | 22.1% | 123.1% | 2,840 | 82.5% | 6.9% | NMTC track recordUI Tier 1 | Michigan Community Capital $4.9M · 1 deal |
| 26081002600 | Kent County | 30.9% | 73.6% | 4,278 | 72.7% | 5.7% | Former OZ 1.0CRA-eligible | — |
| 26081002800 | Kent County | 59.1% | 26.4% | 2,072 | 84.4% | 2.7% | Former OZ 1.0CRA-eligible | — |
| 26081003000 | Kent County | 26.9% | 73.9% | 2,056 | 44.1% | 6.9% | Former OZ 1.0CRA-eligibleUI Tier 1 | — |
| 26081003200 Detroit | Kent County | 30.2% | 43.3% | 5,236 | 43.9% | 2.9% | Former OZ 1.0NMTC track recordCRA-eligibleUI Tier 1 | Coastal Enterprises, Inc.; HFHI-SA NMTC I, LLC $22.3M · 2 deals |
| 26081003500 Westland | Kent County | 16.5% | 53.2% | 5,246 | 24.3% | 3.3% | Former OZ 1.0CRA-eligibleUI Tier 1 | — |
| 26081003600 Detroit | Kent County | 44.8% | 38.3% | 2,088 | 63.7% | 11.3% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 26081003900 | Kent County | 25.2% | 27.5% | 3,601 | 66.1% | 5.9% | CRA-eligible | — |
| 26081004000 Detroit | Kent County | 23.4% | 64.4% | 3,742 | 54.4% | 5.2% | CRA-eligibleUI Tier 1 | — |
| 26081010200 | Kent County | 18.4% | 65.4% | 4,433 | 36.1% | 1.7% | Rural / QROFCRA-eligibleUI Tier 1 | — |
| 26081013700 | Kent County | 8.9% | 64.6% | 7,510 | 25.7% | 5.2% | CRA-eligibleUI Tier 1 | — |
| 26081014100 | Kent County | 11.4% | 66.5% | 2,158 | 18.5% | 4.4% | | — |
| 26087337500 | Lapeer County | 23.7% | 65.5% | 4,237 | 32.8% | 8.2% | Rural / QROFFormer OZ 1.0CRA-eligibleUI Tier 1 | — |
| 26087339500 | Lapeer County | 23.5% | 67.5% | 3,721 | 45.3% | 8.7% | Rural / QROFNMTC track recordCRA-eligibleUI Tier 1 | Midwest Industrial Redevelopment Fund, LLC $14.8M · 2 deals |
| 26099230501 | Macomb County | 22.7% | 62.5% | 3,820 | 51% | 3.8% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 26099232200 | Macomb County | 13% | 64.4% | 5,268 | 41.4% | 2.8% | CRA-eligible | — |
| 26099240000 | Macomb County | 37.2% | 43.4% | 4,446 | 42.4% | 4.8% | Former OZ 1.0NMTC track recordCRA-eligibleUI Tier 1 | HARBOR BANKSHARES CORPORATION; Midwest Industrial Redevelopment Fund, LLC $23.0M · 3 deals |
| 26099245000 | Macomb County | 15.8% | 65.6% | 3,197 | 63.4% | 10.9% | Former OZ 1.0CRA-eligible | — |
| 26099255600 | Macomb County | 10.9% | 62.8% | 3,113 | 37.1% | 4.4% | CRA-eligible | — |
| 26099255900 | Macomb County | 12.1% | 62.5% | 1,978 | 16.6% | 4.6% | CRA-eligible | — |
| 26099258400 | Macomb County | 16% | 46.2% | 5,389 | 36.6% | 7.1% | CRA-eligible | — |
| 26099258600 Flint | Macomb County | 27.6% | 58.3% | 4,445 | 30.4% | 5.4% | CRA-eligible | — |
| 26099258700 | Macomb County | 25.7% | 65.5% | 3,114 | 44.3% | 2.3% | CRA-eligible | — |
| 26099258900 Lincoln Park | Macomb County | 21.3% | 87.7% | 3,250 | 40% | 10.2% | Former OZ 1.0CRA-eligibleUI Tier 1 | — |
| 26099262100 | Macomb County | 10.5% | 68.7% | 937 | 12.7% | 12% | CRA-eligibleUI Tier 1 | — |
| 26099263600 | Macomb County | 31.5% | 55.9% | 4,279 | 38.4% | 21.4% | CRA-eligibleHigh vacancy | — |
| 26099263900 | Macomb County | 13.4% | 55.4% | 3,402 | 42.2% | 16.8% | CRA-eligibleHigh vacancyUI Tier 1 | — |
| 26099268100 | Macomb County | 23.1% | 83.2% | 2,551 | 54.6% | 1.7% | CRA-eligibleHousing pressure | — |
| 26099982200 | Macomb County | 100% | — | 20 | — | — | Former OZ 1.0 | — |
| 26103000300 Hamtramck | Marquette County | 24.1% | 95.3% | 2,229 | 59.2% | 8.8% | Rural / QROFHousing pressureUI Tier 1 | — |
| 26103000400 | Marquette County | 22.4% | 97.8% | 2,021 | 29.8% | 11.6% | Rural / QROF | — |
| 26103000600 | Marquette County | 29.5% | 89.9% | 2,755 | 65.3% | 0.7% | Rural / QROFFormer OZ 1.0Housing pressure | — |
| 26103000700 Detroit | Marquette County | 26% | 69.1% | 4,495 | 70.5% | 8% | Rural / QROFFormer OZ 1.0Housing pressure | — |
| 26103001900 Mount Pleasant | Marquette County | 15.7% | 57.3% | 1,383 | 48.7% | 20.3% | Rural / QROFHigh vacancy | — |
| 26105950400 Detroit | Mason County | 21.7% | 71.5% | 4,439 | 49.3% | 12.7% | Rural / QROF | — |
| 26105950500 Ann Arbor | Mason County | 23% | 91.6% | 3,534 | 30.9% | 18.9% | Rural / QROFFormer OZ 1.0High vacancy | — |
| 26107960500 | Mecosta County | 31.7% | 51.7% | 3,677 | 49% | 10.3% | Rural / QROFFormer OZ 1.0CRA-eligibleUI Tier 1 | — |
| 26111290200 | Midland County | 25.7% | 65.1% | 3,493 | 62.7% | 4.6% | Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressure | — |
| 26117971200 | Montcalm County | 13.1% | 68.7% | 5,600 | 24.3% | 3.2% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligible | CEI Capital Management LLC $14.5M · 1 deal |
| 26121000300 | Muskegon County | 36.3% | 37.4% | 3,014 | 48% | 23% | Rural / QROFCRA-eligibleHigh vacancy | — |
| 26121000402 Detroit | Muskegon County | 52.7% | 26.7% | 3,449 | 40.6% | 3.6% | Rural / QROFCRA-eligible | — |
| 26121000601 Detroit | Muskegon County | 26.9% | 89.3% | 1,738 | 34.4% | 13.7% | Rural / QROFCRA-eligibleUI Tier 1 | — |
| 26121000800 Inkster | Muskegon County | 25.3% | 81.4% | 3,443 | 27.7% | 9.6% | Rural / QROFFormer OZ 1.0CRA-eligible | — |
| 26121001200 Marquette | Muskegon County | 13.9% | 60.2% | 2,194 | 40.4% | 14.8% | Rural / QROFCRA-eligible | — |
| 26121004200 | Muskegon County | 22.5% | 94.9% | 3,829 | 61% | 16.7% | Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressureHigh vacancyUI Tier 1 | — |
| 26121004300 | Muskegon County | 31.3% | 46.2% | 1,864 | 59% | 17% | Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressureHigh vacancyUI Tier 1 | — |
| 26125133101 Detroit | Oakland County | 8% | 69.8% | 4,574 | 99.2% | 3.1% | Former OZ 1.0CRA-eligible | — |
| 26125133102 | Oakland County | 25.8% | 56.9% | 1,735 | 74.6% | 0% | Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1 | — |
| 26125141002 | Oakland County | 21.9% | 61.2% | 2,362 | 79.7% | 12.8% | CRA-eligibleHousing pressure | — |
| 26125141300 | Oakland County | 12.4% | 42% | 3,205 | 48.1% | 10.3% | CRA-eligible | — |
| 26125142200 East Lansing | Oakland County | 48.8% | 34.1% | 2,755 | 76.2% | 9.3% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 26125142300 Garden City | Oakland County | 51.5% | 23.9% | 2,652 | 83% | 5.8% | NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | Michigan Community Capital $4.9M · 1 deal |
| 26125171400 | Oakland County | 9.1% | 58.6% | 5,930 | 30% | 0.6% | CRA-eligible | — |
| 26125181001 Detroit | Oakland County | 23.6% | — | 3,428 | 96.9% | 15.4% | Former OZ 1.0CRA-eligibleHigh vacancy | — |
| 26125194500 | Oakland County | 15.9% | 66.3% | 1,196 | 26.4% | 3.9% | Former OZ 1.0CRA-eligible | — |
| 26129950500 | Ogemaw County | 15.7% | 69.9% | 4,642 | 36% | 13.4% | Rural / QROFFormer OZ 1.0CRA-eligible | — |
| 26139025101 | Ottawa County | 25.8% | 49.8% | 3,695 | 25.6% | 2.6% | Rural / QROFCRA-eligible | — |
| 26143971200 | Roscommon County | 17.8% | 68.4% | 2,836 | 16.8% | 49.7% | Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancy | — |
| 26145000400 | Saginaw County | 50.2% | 29.5% | 1,136 | 63.7% | 22.9% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancyUI Tier 1 | Cinnaire New Markets LLC $9.7M · 1 deal |
| 26145001800 | Saginaw County | 36.4% | 58.3% | 1,364 | 54.6% | 16% | Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressureHigh vacancy | — |
| 26145010401 | Saginaw County | 22.6% | 98.1% | 2,599 | 31.1% | 4.7% | Rural / QROFCRA-eligible | — |
| 26155030600 | Shiawassee County | 22.4% | 56.4% | 1,790 | 58.3% | 14.6% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleUI Tier 1 | Local Initiatives Support Corporation; Michigan Community Capital; National Trust Community Investment Corporation $33.4M · 3 deals |
| 26147625001 | St. Clair County | 29.5% | — | 1,408 | 70.9% | 14.3% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | Michigan Community Capital |
| 26149040200 East Lansing | St. Joseph County | 13.3% | 60.5% | 2,035 | 35% | 10.4% | Rural / QROFCRA-eligible | — |
| 26149040400 | St. Joseph County | 30.3% | 56.9% | 2,423 | 45.1% | 8.4% | Rural / QROFCRA-eligible | — |
| 26149040600 | St. Joseph County | 21.4% | 60.1% | 2,881 | 58.1% | 6.8% | Rural / QROFNMTC track recordCRA-eligible | Michigan Community Capital $16.6M · 1 deal |
| 26157000600 Okemos | Tuscola County | 27.1% | 59.4% | 4,532 | 35.5% | 7.8% | Rural / QROFFormer OZ 1.0 | — |
| 26157000700 | Tuscola County | 23.1% | 79.1% | 3,373 | 9.3% | 8.1% | Rural / QROFUI Tier 1 | — |
| 26159010400 Detroit | Van Buren County | 20.7% | 68.8% | 2,377 | 35.2% | 32.3% | Rural / QROFCRA-eligibleHigh vacancy | — |
| 26159010600 | Van Buren County | 30.1% | 40.7% | 2,502 | 41.7% | 31.2% | Rural / QROFCRA-eligibleHigh vacancy | — |
| 26159011400 Detroit | Van Buren County | 13.7% | 55.8% | 4,212 | 27.5% | 5.4% | Rural / QROFCRA-eligibleTribal | — |
| 26159012001 Pokagon Off-Reservation Trust Land | Van Buren County | 24.3% | 73.8% | 4,353 | 27.1% | 13% | Rural / QROFCRA-eligibleTribal | — |
| 26161400100 Detroit | Washtenaw County | 46.2% | — | 1,759 | 78.9% | 30.5% | Housing pressureHigh vacancy | — |
| 26161404200 | Washtenaw County | 17.1% | 48.3% | 2,058 | 64.4% | 3.9% | CRA-eligible | — |
| 26161405600 Pontiac | Washtenaw County | 38.6% | 36.5% | 4,718 | 85.3% | 8.2% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 26161407400 | Washtenaw County | 20.4% | 50.6% | 6,902 | 30.7% | 5.1% | NMTC track recordCRA-eligibleUI Tier 1 | Habitat for Humanity NMTC, LLC $7.7M · 1 deal |
| 26161410600 | Washtenaw County | 37.7% | — | 2,916 | 69.7% | 9% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 26161410700 | Washtenaw County | 28% | 36.3% | 1,384 | 72.9% | 11.1% | CRA-eligibleHousing pressure | — |
| 26161410800 Detroit | Washtenaw County | 28.2% | 54.1% | 1,570 | 67.6% | 8.2% | Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1 | — |
| 26161411000 | Washtenaw County | 36.2% | 57.4% | 2,836 | 90.5% | 9.3% | CRA-eligibleHousing pressure | — |
| 26161412000 | Washtenaw County | 23.1% | 48% | 3,438 | 36.7% | 11.7% | Former OZ 1.0CRA-eligible | — |
| 26161412100 | Washtenaw County | 7.9% | 63.4% | 3,558 | 40% | 0% | CRA-eligibleUI Tier 1 | — |
| 26161412600 | Washtenaw County | 14.4% | 62.5% | 2,648 | 86% | 9.7% | CRA-eligible | — |
| 26161414000 Pontiac | Washtenaw County | 16.3% | 48.7% | 3,741 | 99.3% | 1.3% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 26161455000 | Washtenaw County | 12.9% | 61.6% | 5,571 | 20.9% | 4.4% | | — |
| 26163501000 | Wayne County | 37.4% | 45.9% | 3,072 | 39% | 26.2% | CRA-eligibleHigh vacancy | — |
| 26163501400 Detroit | Wayne County | 15.8% | 66.9% | 3,521 | 26.1% | 7.2% | Former OZ 1.0 | — |
| 26163501700 | Wayne County | 48.2% | 36.4% | 1,809 | 38.6% | 23.9% | CRA-eligibleHigh vacancy | — |
| 26163501900 Lansing | Wayne County | 43.1% | 43.3% | 2,674 | 50.9% | 19.4% | CRA-eligibleHousing pressureHigh vacancy | — |
| 26163505700 Eastpointe | Wayne County | 35.2% | 41.2% | 2,838 | 28.1% | 38.3% | Former OZ 1.0CRA-eligibleHigh vacancyUI Tier 1 | — |
| 26163505800 | Wayne County | 34.7% | 37.8% | 3,419 | 41.8% | 20.4% | Former OZ 1.0NMTC track recordCRA-eligibleHigh vacancyUI Tier 1 | Stonehenge Community Development, LLC $8.8M · 1 deal |
| 26163511200 | Wayne County | 36.6% | 42.8% | 1,258 | 64.9% | 26.5% | Former OZ 1.0CRA-eligibleHousing pressureHigh vacancy | — |
| 26163511400 | Wayne County | 25.9% | 70.6% | 1,980 | 51% | 32% | CRA-eligibleHigh vacancyUI Tier 1 | — |
| 26163511900 | Wayne County | 39.4% | 44.7% | 1,148 | 78.4% | 40.9% | Former OZ 1.0NMTC track recordHousing pressureHigh vacancy | Consortium America, LLC; Local Initiatives Support Corporation $2.8M · 2 deals |
| 26163513700 Coldwater | Wayne County | 46.7% | 94.8% | 3,343 | 35.7% | 9.9% | Former OZ 1.0NMTC track record | Midwest Industrial Redevelopment Fund, LLC $4.8M · 1 deal |
| 26163513800 | Wayne County | 35.3% | 39.4% | 2,172 | 73.5% | 30.4% | CRA-eligibleHousing pressureHigh vacancyUI Tier 1 | — |
| 26163515200 | Wayne County | 53.6% | — | 1,506 | 31.9% | 30.9% | Former OZ 1.0CRA-eligibleHigh vacancy | — |
| 26163515300 Detroit | Wayne County | 26.5% | 64.8% | 3,262 | 82% | 19.8% | Former OZ 1.0CRA-eligibleHigh vacancyUI Tier 1 | — |
| 26163516600 Detroit | Wayne County | 44.9% | 24.7% | 1,930 | 87.3% | 14.1% | Former OZ 1.0CRA-eligibleUI Tier 1 | — |
| 26163517300 Detroit | Wayne County | 32.8% | — | 2,472 | 69.7% | 20.5% | Former OZ 1.0CRA-eligibleHigh vacancyUI Tier 1 | — |
| 26163517500 | Wayne County | 47.1% | 35% | 2,991 | 93.6% | 10.7% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | Liberty Financial Services, Inc.; Michigan Community Capital; PNC Community Partners, Inc. $37.8M · 3 deals |
| 26163518000 | Wayne County | 22.1% | 113.5% | 2,622 | 79.5% | 7.9% | Former OZ 1.0NMTC track recordHousing pressureUI Tier 1 | Capital Impact Partners; Civic Builders, Inc.; Consortium America, LLC $56.4M · 3 deals |
| 26163518900 | Wayne County | 59.3% | 27.7% | 2,061 | 99.1% | 15.2% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancy | Local Initiatives Support Corporation $1.4M · 1 deal |
| 26163519000 | Wayne County | 28.4% | 86.2% | 1,008 | 56.5% | 29.2% | Former OZ 1.0CRA-eligibleHigh vacancy | — |
| 26163519200 Detroit | Wayne County | 39.6% | 42.3% | 1,427 | 31.4% | 48.4% | Former OZ 1.0NMTC track recordCRA-eligibleHigh vacancyUI Tier 1 | Michigan Community Capital |
| 26163520200 | Wayne County | 34.7% | 95.4% | 2,951 | 97.8% | 13.8% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 26163520300 | Wayne County | 29.3% | — | 2,602 | 79.3% | 12.9% | Former OZ 1.0NMTC track record | Invest Detroit CDE; Michigan Community Capital; National City New Market Fund, Inc. $13.7M · 4 deals |
| 26163520400 | Wayne County | 39.4% | — | 1,743 | 97.9% | 28.9% | Former OZ 1.0Housing pressureHigh vacancy | — |
| 26163520700 | Wayne County | 25.2% | — | 3,157 | 98.4% | 21.4% | Former OZ 1.0NMTC track recordHigh vacancyUI Tier 1 | Invest Detroit CDE; Michigan Community Capital; Wayne County - Detroit CDE $21.2M · 3 deals |
| 26163521100 | Wayne County | 30.4% | 80.2% | 1,533 | 60.6% | 18.4% | Former OZ 1.0NMTC track recordHigh vacancyUI Tier 1 | Local Initiatives Support Corporation; Wayne County - Detroit CDE $33.0M · 2 deals |
| 26163521400 | Wayne County | 19.4% | — | 1,517 | 75% | 15.7% | Former OZ 1.0High vacancyAdded Oct. 2026 | — |
| 26163521500 | Wayne County | 51.2% | 32% | 1,307 | 65.2% | 14.3% | Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1 | — |
| 26163521900 | Wayne County | 28.8% | 93.3% | 2,784 | 81.6% | 8.7% | CRA-eligibleUI Tier 1 | — |
| 26163522000 | Wayne County | 37.3% | 33.5% | 1,658 | 91.2% | 14.4% | CRA-eligibleHousing pressure | — |
| 26163522300 | Wayne County | 47% | 51.9% | 1,074 | 78.2% | 38.1% | CRA-eligibleHousing pressureHigh vacancy | — |
| 26163522400 Detroit | Wayne County | 47.6% | 16.9% | 950 | 65.4% | 20.9% | Former OZ 1.0NMTC track recordHousing pressureHigh vacancy | Michigan Community Capital $13.3M · 1 deal |
| 26163522500 | Wayne County | 61.4% | 23.8% | 1,804 | 98.8% | 43.9% | Former OZ 1.0CRA-eligibleHousing pressureHigh vacancy | — |
| 26163523400 | Wayne County | 32% | 56.5% | 2,308 | 52.4% | 30% | Former OZ 1.0CRA-eligibleHousing pressureHigh vacancyUI Tier 1 | — |
| 26163523800 | Wayne County | 27.6% | 63.8% | 4,008 | 42.2% | 9.4% | CRA-eligible | — |
| 26163524200 | Wayne County | 21.2% | 57.2% | 4,434 | 26.5% | 10.3% | NMTC track recordCRA-eligible | Local Initiatives Support Corporation $17.0M · 1 deal |
| 26163524600 | Wayne County | 41.9% | 39.2% | 1,189 | 58.5% | 30.6% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancy | Invest Detroit CDE |
| 26163527900 Detroit | Wayne County | 33.9% | 43.8% | 1,794 | 29% | 47.8% | CRA-eligibleHigh vacancyUI Tier 1 | — |
| 26163531100 | Wayne County | 40.1% | 43.9% | 1,037 | 86.8% | 36.7% | CRA-eligibleHousing pressureHigh vacancy | — |
| 26163532700 | Wayne County | 28.7% | 46% | 450 | 51% | 60.8% | Former OZ 1.0CRA-eligibleHousing pressureHigh vacancy | — |
| 26163533900 Brownlee Park | Wayne County | 20.8% | 103.2% | 3,027 | 78.2% | 24.4% | Former OZ 1.0NMTC track recordHigh vacancyUI Tier 1 | Capital Impact Partners; Empowerment Reinvestment Fund, LLC; IFF $20.9M · 4 deals |
| 26163534800 Detroit | Wayne County | 35.6% | 31.9% | 2,032 | 29.8% | 34.4% | CRA-eligibleHigh vacancy | — |
| 26163536100 | Wayne County | 46.7% | 35.4% | 3,076 | 53.3% | 22.4% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancy | Building America CDE, Inc.; Invest Detroit CDE; MBS Urban Initiatives CDE, LLC $0.4M · 3 deals |
| 26163538300 | Wayne County | 15.1% | 57.7% | 1,612 | 68.8% | 51.6% | CRA-eligibleHigh vacancyUI Tier 1 | — |
| 26163538500 | Wayne County | 17.6% | 63.4% | 5,620 | 41% | 19.3% | Former OZ 1.0NMTC track recordHigh vacancy | Invest Detroit CDE $10.9M · 2 deals |
| 26163540400 Detroit | Wayne County | 37.6% | — | 2,396 | 57.7% | 16.4% | NMTC track recordHousing pressureHigh vacancy | Civic Builders, Inc. $1.2M · 1 deal |
| 26163552000 | Wayne County | 28.3% | 48.2% | 3,564 | 40.4% | 11.6% | CRA-eligibleUI Tier 1 | — |
| 26163552100 Ecorse | Wayne County | 42.3% | 36.4% | 5,124 | 45.2% | 23.5% | CRA-eligibleHigh vacancyUI Tier 1 | — |
| 26163552300 | Wayne County | 42.8% | 47.1% | 4,783 | 56.6% | 11.3% | Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1 | — |
| 26163552400 | Wayne County | 42.2% | 38.7% | 3,258 | 42.8% | 10.6% | NMTC track recordCRA-eligible | Wayne County - Detroit CDE $2.6M · 1 deal |
| 26163553000 | Wayne County | 43.4% | 55.4% | 861 | 79.6% | 31.1% | Housing pressureHigh vacancy | — |
| 26163554500 | Wayne County | 28.9% | 59.9% | 2,839 | 29% | 10.6% | CRA-eligible | — |
| 26163559800 | Wayne County | 60.1% | — | 3,020 | 91.5% | 26.1% | CRA-eligibleHousing pressureHigh vacancy | — |
| 26163565301 | Wayne County | 19.1% | 68% | 2,115 | 90.5% | 11.7% | Former OZ 1.0CRA-eligible | — |
| 26163566500 | Wayne County | 28.2% | 48.9% | 2,614 | 58.9% | 7.8% | Former OZ 1.0Housing pressureUI Tier 1 | — |
| 26163568800 Wixom | Wayne County | 11.9% | 48.7% | 3,272 | 91.4% | 4.4% | Former OZ 1.0 | — |
| 26163570100 | Wayne County | 19.9% | 59.5% | 4,307 | 75.3% | 8.4% | Housing pressure | — |
| 26163570200 Roseville | Wayne County | 38.2% | 38.4% | 2,876 | 43.9% | 5.1% | CRA-eligible | — |
| 26163573501 | Wayne County | 49.6% | 38.9% | 5,445 | 68.6% | 3.3% | Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1 | — |
| 26163573702 | Wayne County | 25.5% | 51.2% | 7,187 | 39.2% | 4.2% | CRA-eligibleUI Tier 1 | — |
| 26163573800 | Wayne County | 29.5% | 56.8% | 6,025 | 33.8% | 9.5% | CRA-eligibleUI Tier 1 | — |
| 26163574000 Romulus | Wayne County | 38.4% | 45.3% | 6,600 | 42.1% | 8.4% | CRA-eligibleUI Tier 1 | — |
| 26163574100 | Wayne County | 23.8% | 47.8% | 3,844 | 54.3% | 7.1% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressure | Midwest Industrial Redevelopment Fund, LLC $12.3M · 1 deal |
| 26163585700 | Wayne County | 20% | 78.8% | 2,259 | 21.2% | 4.1% | UI Tier 1 | — |
| 26163585900 | Wayne County | 10.8% | 61.7% | 2,965 | 48.1% | 10.3% | Former OZ 1.0 | — |
| 26163985300 | Wayne County | 39.7% | — | 309 | 90.3% | 14.4% | Former OZ 1.0NMTC track record | Invest Detroit CDE |
| 26165380700 | Wexford County | 18.9% | 65.2% | 2,862 | 33.2% | 13.3% | Rural / QROFFormer OZ 1.0CRA-eligibleUI Tier 1 | — |
Reading the signals for projects
- Rural / QROF — a rural QOF investment gets a 30% basis step-up at five years, and existing buildings need only 50% improvement. Rehab of existing stock pencils here in ways it does not elsewhere. Mechanics →
- Housing pressure — mostly renters, most of them cost-burdened. Housing deals here have demand; they also carry displacement risk, which is where community benefit terms matter.
- High vacancy — vacant structures to bring back. Pair with the 50% rural improvement threshold where both apply.
- UI Tier 1 — the Urban Institute's read that private capital is likely to come and the impact would be larger.
Reading the signals for partners
- NMTC track record — the listed CDEs have underwritten deals in this exact tract. They know the market and can layer NMTC with OZ equity. How they stack →
- CRA-eligible — bank investment here earns CRA credit. Start with community development officers at banks with branches in the county.
- Former OZ 1.0 — QOFs and sponsors may already hold assets here. They are the most likely early OZ 2.0 investors and know the local approvals path.
- Tribal — the tribal government is a principal, not a stakeholder to consult. Persistent poverty — USDA Rural Development programs can fill gaps.
Data context
312
Eligible tracts in EIG DCI top distress quintile
The EIG Distressed Communities Index (2019–2023) is referenced in many state scoring rubrics. Quintile 1 = most distressed. See whether OZ 1.0 reached the most distressed places →
0
Counties with eligible tracts designated USDA persistent poverty
Persistent poverty = 20%+ poverty rate in every census 1980–2010. Source: USDA ERS County Typology Codes (2015 edition). Relevant for USDA RD program eligibility and QROF rural bonus. See QROF rural bonus mechanics →
107
Prior NMTC investments in eligible OZ tracts
CDFI Fund NMTC Public Data Release (2024). Indicates prior CDFI capital deployment track record in these tracts. See how NMTC and OZ stack →
645
Eligible tracts with CRA designation (LMI or distressed/underserved)
Banks earn CRA credit for investing in low- or moderate-income tracts (Track 1), and in non-metropolitan middle-income tracts officially designated distressed or underserved by FFIEC (Track 2). When an OZ project sits in a CRA-eligible tract, bank capital can satisfy CRA obligations while generating OZ tax benefits. How CRA and OZ interact →
Cities: Detroit, Flint, Grand Rapids, Saginaw, Lansing and 198 more
ZIP codes: 48227, 48205, 48505, 48228, 48224 and 303 more
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All ZIP codes:
48227, 48205, 48505, 48228, 48224, 48234, 48213, 48238, 48204, 48212, 48235, 48203, 48198, 48206, 48207, 48210, 48219, 48221, 48208, 48223, 48089, 48503, 48602, 48601, 48504, 48066, 48209, 48060, 49507, 48507, 48214, 48126, 48211, 49201, 48201, 49503, 48906, 48910, 48202, 48197, 48506, 49022, 49001, 49017, 49048, 48625, 48141, 49444, 49203, 48340, 48218, 49548, 49442, 48091, 48225, 48342, 48911, 48750, 49006, 49007, 49202, 48240, 49037, 48458, 48604, 48229, 48341, 48912, 49014, 48933, 48326, 48237, 49008, 48215, 48127, 48021, 49441, 48180, 48216, 48161, 49221, 49440, 48043, 48739, 48915, 48888, 48761, 49509, 49015, 48036, 48035, 49665, 48651, 48529, 48640, 48607, 48917, 49508, 48656, 48239, 48105, 48236, 49004, 48146, 48108, 48125, 49009, 48111, 48642, 48654, 49093, 49057, 49631, 48630, 49707, 49038, 48629, 49829, 48624, 49639, 49401, 49098, 48706, 49304, 48737, 49120, 48756, 48823, 48829, 48867, 48891, 49506, 49504, 49224, 48708, 49938, 48184, 48532, 48071, 48104, 48109, 48393, 48120, 48509, 48420, 48030, 48446, 48217, 48093, 48188, 48603, 49423, 49424, 48092, 49402, 48088, 49443, 48101, 48075, 49445, 49349, 49337, 49321, 49319, 49289, 49310, 49309, 49064, 49074, 49077, 49081, 49085, 49090, 49091, 48166, 48135, 49111, 48122, 48117, 48106, 48103, 49307, 48073, 48615, 49505, 49812, 49709, 49746, 49747, 49752, 49756, 49775, 49781, 49788, 49821, 48061, 48015, 49848, 49849, 49855, 49866, 49887, 49893, 49894, 48022, 49688, 49684, 49679, 49051, 48051, 48045, 49510, 49519, 49544, 49546, 48042, 49601, 49623, 48034, 48033, 49642, 49651, 49655, 49663, 49677, 48059, 49041, 48185, 48444, 48464, 48724, 48728, 48730, 48463, 48457, 48741, 48742, 48745, 48748, 48455, 48453, 48762, 48763, 48770, 48812, 48813, 48707, 48471, 48705, 48638, 48612, 48610, 48550, 48632, 48633, 48635, 48636, 48641, 48663, 48531, 48647, 48519, 48653, 48006, 48657, 48659, 48818, 48435, 49047, 48838, 48317, 48314, 48312, 48309, 49010, 49012, 48230, 48220, 49016, 49019, 48195, 49023, 49024, 49036, 48186, 48619, 49043, 48327, 49002, 48328, 48884, 48842, 48846, 48850, 48852, 48858, 48423, 48877, 48885, 48335, 48886, 48421, 48413, 48377, 48374, 48371, 48370, 48001
Look up a specific tract (FFIEC) → Source: FFIEC Census Flat File 2026, joined to IRS Rev. Proc. 2026-14 eligible tracts.
173
Eligible tracts in top investability quintile (Urban Institute model)
The Urban Institute investability model scores OZ-eligible tracts by predicted likelihood of attracting private capital, based on OZ 1.0 investment patterns. Quintile 1 = highest predicted investability among scored tracts. Not all tracts are scored — coverage reflects tracts with sufficient OZ 1.0 data.
Who to contact
Michigan Economic Development Corporation (MEDC) / MSHDA
https://www.michigan.gov/opportunityzones517-335-9885
Certified CDFIs
44 certified CDFIs headquartered in Michigan. CDFI Fund certified list →
USDA Rural Development
USDA RD Michigan State Office →RCAP Regional Partner
Great Lakes Community Action Partnership →Rural LISC
Rural LISC →Native / tribal
No formal tribal consultation process has been published for Michigan's OZ 2.0 nomination. If your jurisdiction contains or is adjacent to tribal land, contact the relevant Tribal Historic Preservation Office (THPO) or tribal government directly before submitting a nomination.
Designations: Treasury, 2027 QOZ designations and revised eligible-tract file (October 30, 2026). Demographics: ACS 2020–2024 5-year. OZ 1.0: IRS Notice 2018-48, crosswalked to 2020 tracts. Eligible tract counts: IRS Rev. Proc. 2026-14 (April 6, 2026). Rural designation: Notice 2025-50, Section 4.01. Status tier last verified 2026-06-16. Full methodology.