Michigan
Last checked 2026-06-16
856
Total eligible tracts
251
Rural eligible
214
Max designations (25%)
1
Days to federal window
Nomination process
The lead agency has been identified, but no public process has been published yet. Contact information is below. See how to advocate for what to do while the process develops.
Eligible tracts
Loading 856 eligible tracts…
| County | Eligible tracts |
|---|---|
| Wayne County | 333 |
| Genesee County | 56 |
| Macomb County | 45 |
| Oakland County | 34 |
| Washtenaw County | 34 |
| Kent County | 32 |
| Ingham County | 31 |
| Kalamazoo County | 25 |
| Saginaw County | 25 |
| Calhoun County | 15 |
Data context
312
Eligible tracts in EIG DCI top distress quintile
The EIG Distressed Communities Index (2019–2023) is referenced in many state scoring rubrics. Quintile 1 = most distressed. See whether OZ 1.0 reached the most distressed places →
0
Counties with eligible tracts designated USDA persistent poverty
Persistent poverty = 20%+ poverty rate in every census 1980–2010. Source: USDA ERS County Typology Codes (2015 edition). Relevant for USDA RD program eligibility and QROF rural bonus. See QROF rural bonus mechanics →
107
Prior NMTC investments in eligible OZ tracts
CDFI Fund NMTC Public Data Release (2024). Indicates prior CDFI capital deployment track record in these tracts. See how NMTC and OZ stack →
645
Eligible tracts with CRA designation (LMI or distressed/underserved)
Banks earn CRA credit for investing in low- or moderate-income tracts (Track 1), and in non-metropolitan middle-income tracts officially designated distressed or underserved by FFIEC (Track 2). When an OZ project sits in a CRA-eligible tract, bank capital can satisfy CRA obligations while generating OZ tax benefits. How CRA and OZ interact →
Cities: Detroit, Flint, Grand Rapids, Saginaw, Lansing and 198 more
ZIP codes: 48227, 48205, 48505, 48228, 48224 and 303 more
See all 203 cities and 308 ZIP codes
All cities:
Detroit, Flint, Grand Rapids, Saginaw, Lansing, Kalamazoo, Ypsilanti, Warren, Hamtramck, Highland Park, Pontiac, Muskegon, Battle Creek, Dearborn, Jackson, Port Huron, Roseville, Dearborn Heights, Benton Harbor, Clinton Township, Redford, Inkster, Ann Arbor, Burton, Harrison, Oscoda, Harper Woods, River Rouge, Ecorse, Wyoming, Eastpointe, Oak Park, Taylor, Grosse Pointe, Mount Morris, Mount Clemens, Monroe, Adrian, Auburn Hills, Midland, Belleville, Stanton, South Branch, Hale, Saint Helen, Prudenville, Bay City, Marion, Lincoln Park, Owosso, Hartford, Southfield, Canton, Glennie, Gladwin, Clio, Hazel Park, Hersey, Baldwin, Houghton Lake, Houghton Lake Heights, Lapeer, Prescott, Allendale, Ironwood, Rose City, Alpena, Albion, Madison Heights, Niles, Coloma, Wixom, Westland, Wayne, Watervliet, Waterford, East Lansing, Vestaburg, Three Rivers, Sterling Heights, Evart, Edmore, Escanaba, Bad Axe, Newaygo, Reed City, Atlanta, Nazareth, Negaunee, New Baltimore, Oshtemo, Pointe Aux Pins, Oxford, Portage, Newport, Otisville, Augusta, Avoca, Novi, Otter Lake, Sanford, Riverdale, Sterling, Alger, Whittemore, White Cloud, Weston, Wells, Algonac, Wallace, Utica, Tustin, Traverse City, Allegan, Tawas City, Sturgis, Stephenson, Rochester, Spruce, Southgate, South Haven, Six Lakes, Sidney, Sheridan, Sears, Sandusky, Saint Joseph, Saint Ignace, Allen Park, Royal Oak, Roscommon, National City, Marquette, Mount Pleasant, Garden City, Emmett, Farmington, Ferndale, Carrollton, Fort Gratiot, Fostoria, Carney, Eau Claire, Greenville, Carleton, Cadillac, Breckenridge, Harrison Township, Branch, Cedar Lake, Cedar Springs, Barton City, Curran, Columbiaville, Comins, Comstock, Comstock Park, Covert, Crystal, Daggett, East Tawas, Davison, Chase, Charlotte, Center Line, Dowagiac, East Leroy, Hillman, Holland, Holt, Coldwater, Lincoln, Lupton, Luzerne, Macomb, Manton, Marlette, Mcbrides, Hubbard Lake, Melvindale, Metamora, Mikado, Mio, Beaverton, Montrose, Lewiston, Leroy, Lawrence, Lakeview, Lake George, Lake City, Lake, Kingston, Kincheloe, Big Rapids, Bitely, Ishpeming, Ionia, Blanchard, Ingalls, Imlay City, Idlewild, Kinross
All ZIP codes:
48227, 48205, 48505, 48228, 48224, 48234, 48213, 48238, 48204, 48212, 48235, 48203, 48198, 48206, 48207, 48210, 48219, 48221, 48208, 48223, 48089, 48503, 48602, 48601, 48504, 48066, 48209, 48060, 49507, 48507, 48214, 48126, 48211, 49201, 48201, 49503, 48906, 48910, 48202, 48197, 48506, 49022, 49001, 49017, 49048, 48625, 48141, 49444, 49203, 48340, 48218, 49548, 49442, 48091, 48225, 48342, 48911, 48750, 49006, 49007, 49202, 48240, 49037, 48458, 48604, 48229, 48341, 48912, 49014, 48933, 48326, 48237, 49008, 48215, 48127, 48021, 49441, 48180, 48216, 48161, 49221, 49440, 48043, 48739, 48915, 48888, 48761, 49509, 49015, 48036, 48035, 49665, 48651, 48529, 48640, 48607, 48917, 49508, 48656, 48239, 48105, 48236, 49004, 48146, 48108, 48125, 49009, 48111, 48642, 48654, 49093, 49057, 49631, 48630, 49707, 49038, 48629, 49829, 48624, 49639, 49401, 49098, 48706, 49304, 48737, 49120, 48756, 48823, 48829, 48867, 48891, 49506, 49504, 49224, 48708, 49938, 48184, 48532, 48071, 48104, 48109, 48393, 48120, 48509, 48420, 48030, 48446, 48217, 48093, 48188, 48603, 49423, 49424, 48092, 49402, 48088, 49443, 48101, 48075, 49445, 49349, 49337, 49321, 49319, 49289, 49310, 49309, 49064, 49074, 49077, 49081, 49085, 49090, 49091, 48166, 48135, 49111, 48122, 48117, 48106, 48103, 49307, 48073, 48615, 49505, 49812, 49709, 49746, 49747, 49752, 49756, 49775, 49781, 49788, 49821, 48061, 48015, 49848, 49849, 49855, 49866, 49887, 49893, 49894, 48022, 49688, 49684, 49679, 49051, 48051, 48045, 49510, 49519, 49544, 49546, 48042, 49601, 49623, 48034, 48033, 49642, 49651, 49655, 49663, 49677, 48059, 49041, 48185, 48444, 48464, 48724, 48728, 48730, 48463, 48457, 48741, 48742, 48745, 48748, 48455, 48453, 48762, 48763, 48770, 48812, 48813, 48707, 48471, 48705, 48638, 48612, 48610, 48550, 48632, 48633, 48635, 48636, 48641, 48663, 48531, 48647, 48519, 48653, 48006, 48657, 48659, 48818, 48435, 49047, 48838, 48317, 48314, 48312, 48309, 49010, 49012, 48230, 48220, 49016, 49019, 48195, 49023, 49024, 49036, 48186, 48619, 49043, 48327, 49002, 48328, 48884, 48842, 48846, 48850, 48852, 48858, 48423, 48877, 48885, 48335, 48886, 48421, 48413, 48377, 48374, 48371, 48370, 48001
Look up a specific tract (FFIEC) → Source: FFIEC Census Flat File 2026, joined to IRS Rev. Proc. 2026-14 eligible tracts.
173
Eligible tracts in top investability quintile (Urban Institute model)
The Urban Institute investability model scores OZ-eligible tracts by predicted likelihood of attracting private capital, based on OZ 1.0 investment patterns. Quintile 1 = highest predicted investability among scored tracts. Not all tracts are scored — coverage reflects tracts with sufficient OZ 1.0 data.
How to influence the nomination
No public process has been announced for Michigan yet. See how to advocate for steps to engage the governor's office and build a coalition now, and off-list nominations for strategies available when a state hasn't opened a formal process. While waiting, the Accelerator for America OZ Designation Toolkit provides frameworks you can prepare in advance.
Who to contact
Michigan Economic Development Corporation (MEDC) / MSHDA
https://www.michigan.gov/opportunityzones517-335-9885
Certified CDFIs
44 certified CDFIs headquartered in Michigan. CDFI Fund certified list →
USDA Rural Development
USDA RD Michigan State Office →RCAP Regional Partner
Great Lakes Community Action Partnership →Rural LISC
Rural LISC →Native / tribal
No formal tribal consultation process has been published for Michigan's OZ 2.0 nomination. If your jurisdiction contains or is adjacent to tribal land, contact the relevant Tribal Historic Preservation Office (THPO) or tribal government directly before submitting a nomination.
Eligible tract counts: IRS Rev. Proc. 2026-14 (April 6, 2026). Rural designation: Notice 2025-50, Section 4.01. Status tier last verified 2026-06-16. Full methodology.