New Hampshire
Last checked 2026-06-16
25
Designated tracts (of 53 eligible)
17
Rural designated — QROF treatment
14
Former OZ 1.0 tracts redesignated
57
Days until designations take effect
How New Hampshire chose
Treasury published the final list on October 30, 2026. New Hampshire designated 25 of 53 eligible tracts, its full allocation, in 10 of 10 counties with eligible tracts. Designations take effect January 1, 2027 and run through December 31, 2036.
Compared with the eligible tracts it passed over, New Hampshire favored higher-poverty tracts, former OZ 1.0 tracts and renter-heavy tracts.
| Trait | Designated | Passed over |
|---|---|---|
| Former OZ 1.0 tract | 56% | 17.9% |
| Rural (QROF) | 68% | 67.9% |
| Urban Institute Tier 1 | 24% | 25% |
| Median poverty rate | 21.1% | 12.5% |
| Median family income, % of area | 61.7% | 62.3% |
| Residents of color (mean) | 21.8% | 16.5% |
| Median density, people / sq mi | 1,295 | 383 |
Poverty and income: Treasury's own eligibility figures (ACS 2020–2024). Demographics: ACS 2020–2024. Former OZ 1.0 = at least half the tract's land area was in a 2018 QOZ. How every state compares →
Record: how New Hampshire ran its nomination input process
Nomination process
The lead agency has been identified, but no public process has been published yet. Contact information is below.
Map: designated and eligible tracts
Loading 53 eligible tracts…
Designated tracts by county
The county is usually the first local partner on an OZ deal — zoning, infrastructure, incentives. CDEs listed are New Markets Tax Credit allocatees that have already financed deals inside this county's designated tracts: the organizations with a working track record of underwriting there.
| County | Designated / eligible | Rural | OZ 1.0 kept / lost | Residents | NMTC CDEs active in designated tracts |
|---|---|---|---|---|---|
| Hillsborough County | 6 / 14 | — | 2 / 2 | 20,869 | MASCOMA COMMUNITY DEVELOPMENT, LLC |
| Strafford County | 5 / 7 | 5 | 4 / 2 | 20,018 | — |
| Coos County | 4 / 7 | 4 | 3 / 2 | 11,813 | Coastal Enterprises, Inc.; MASCOMA COMMUNITY DEVELOPMENT, LLC |
| Grafton County | 3 / 4 | 3 | 2 / 4 | 8,035 | Coastal Enterprises, Inc. |
| Rockingham County | 2 / 5 | — | 0 / 3 | 6,669 | Urban Development Fund, LLC |
| Belknap County | 1 / 2 | 1 | 0 / 1 | 4,188 | — |
| Carroll County | 1 / 4 | 1 | 1 / 3 | 2,719 | — |
| Cheshire County | 1 / 3 | 1 | 1 / 0 | 4,548 | Evernorth Rural Ventures, Inc. |
| Merrimack County | 1 / 3 | 1 | 0 / 2 | 4,378 | — |
| Sullivan County | 1 / 4 | 1 | 1 / 2 | 4,849 | — |
Counties with no designated tracts are listed only if they lost OZ 1.0 tracts. NMTC: CDFI Fund NMTC public data release. 4 distinct CDEs across New Hampshire's designated tracts.
Find projects and partners in the designated tracts
Every designated tract in New Hampshire, tagged by the signals that point to a project type or a partner. Pick tags to narrow the list — a tract must carry every tag selected. Tags are simple published rules, not a score; hover a tag for its definition.
25 of 25 tracts shown
Download all eligible tracts, national (CSV) →| Tract | County | Pov. | MFI | Pop. | Rent. | Vac. | Signals | Prior NMTC CDEs |
|---|---|---|---|---|---|---|---|---|
| 33001965900 | Belknap County | 23.7% | 64.1% | 4,188 | 39% | 5.5% | Rural / QROFCRA-eligibleUI Tier 1 | — |
| 33003955301 | Carroll County | 17% | 52.7% | 2,719 | 33.5% | 37.2% | Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancy | — |
| 33005971403 | Cheshire County | 21.7% | 84.2% | 4,548 | 45% | 24.8% | Rural / QROFFormer OZ 1.0NMTC track recordHigh vacancy | Evernorth Rural Ventures, Inc. |
| 33007950300 Portsmouth | Coos County | 7.3% | 63.7% | 1,988 | 9.9% | 49.5% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleHigh vacancy | Coastal Enterprises, Inc. $3.4M · 1 deal |
| 33007950400 | Coos County | 21.2% | 54.1% | 3,184 | 18% | 28.6% | Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancy | — |
| 33007950600 | Coos County | 21.5% | 53.8% | 4,659 | 48.3% | 11% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligible | Coastal Enterprises, Inc.; MASCOMA COMMUNITY DEVELOPMENT, LLC $15.2M · 2 deals |
| 33007950800 | Coos County | 17.2% | 69.7% | 1,982 | 37.3% | 23% | Rural / QROFCRA-eligibleHigh vacancy | — |
| 33009960101 | Grafton County | 17.9% | 68.8% | 2,869 | 42.9% | 0% | Rural / QROFFormer OZ 1.0CRA-eligible | — |
| 33009961001 | Grafton County | 27.3% | 80.7% | 2,983 | 48% | 13% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligible | Coastal Enterprises, Inc. $6.4M · 1 deal |
| 33009961101 | Grafton County | 21.1% | 57.4% | 2,183 | 35.9% | 25.7% | Rural / QROFCRA-eligibleHigh vacancy | — |
| 33011001300 | Hillsborough County | 23.7% | 39.9% | 2,914 | 73.8% | 9.8% | CRA-eligibleHousing pressure | — |
| 33011001400 | Hillsborough County | 27.1% | 44.8% | 2,444 | 89% | 11.5% | CRA-eligibleHousing pressureUI Tier 1 | — |
| 33011001500 Manchester | Hillsborough County | 29.7% | 32.6% | 3,320 | 91.4% | 12.2% | CRA-eligibleHousing pressure | — |
| 33011001600 | Hillsborough County | 22.8% | 44.6% | 4,293 | 86.5% | 9.4% | CRA-eligibleHousing pressure | — |
| 33011010700 | Hillsborough County | 25% | 38.5% | 1,821 | 90.7% | 3.1% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1 | MASCOMA COMMUNITY DEVELOPMENT, LLC $4.0M · 1 deal |
| 33011010802 Somersworth | Hillsborough County | 27.4% | 42.7% | 6,077 | 84% | 2.5% | Former OZ 1.0CRA-eligible | — |
| 33013032900 | Merrimack County | 11.7% | 65% | 4,378 | 89.5% | 0.6% | Rural / QROFCRA-eligibleUI Tier 1 | — |
| 33015003400 | Rockingham County | 5.5% | 69.7% | 4,707 | 41.9% | 15.1% | NMTC track recordCRA-eligibleHigh vacancyUI Tier 1 | Urban Development Fund, LLC $1.3M · 1 deal |
| 33015065008 | Rockingham County | 8.9% | 61.7% | 1,962 | 47.6% | 55.1% | High vacancy | — |
| 33017080203 | Strafford County | 30.3% | 122.8% | 5,172 | 55.4% | 33.8% | Rural / QROFFormer OZ 1.0Housing pressureHigh vacancy | — |
| 33017081400 | Strafford County | 11.3% | 67.9% | 2,245 | 71.6% | 9.3% | Rural / QROFFormer OZ 1.0UI Tier 1 | — |
| 33017083001 | Strafford County | 15.6% | 58% | 6,442 | 53.9% | 9.9% | Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressure | — |
| 33017084301 | Strafford County | 9.3% | 69.7% | 2,235 | 57.2% | 7.8% | Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressure | — |
| 33017087001 | Strafford County | 14% | 48.7% | 3,924 | 34.7% | 4.3% | Rural / QROFCRA-eligible | — |
| 33019975800 | Sullivan County | 11.5% | 66.1% | 4,849 | 26% | 11.2% | Rural / QROFFormer OZ 1.0CRA-eligible | — |
Reading the signals for projects
- Rural / QROF — a rural QOF investment gets a 30% basis step-up at five years, and existing buildings need only 50% improvement. Rehab of existing stock pencils here in ways it does not elsewhere. Mechanics →
- Housing pressure — mostly renters, most of them cost-burdened. Housing deals here have demand; they also carry displacement risk, which is where community benefit terms matter.
- High vacancy — vacant structures to bring back. Pair with the 50% rural improvement threshold where both apply.
- UI Tier 1 — the Urban Institute's read that private capital is likely to come and the impact would be larger.
Reading the signals for partners
- NMTC track record — the listed CDEs have underwritten deals in this exact tract. They know the market and can layer NMTC with OZ equity. How they stack →
- CRA-eligible — bank investment here earns CRA credit. Start with community development officers at banks with branches in the county.
- Former OZ 1.0 — QOFs and sponsors may already hold assets here. They are the most likely early OZ 2.0 investors and know the local approvals path.
- Tribal — the tribal government is a principal, not a stakeholder to consult. Persistent poverty — USDA Rural Development programs can fill gaps.
Data context
3
Eligible tracts in EIG DCI top distress quintile
The EIG Distressed Communities Index (2019–2023) is referenced in many state scoring rubrics. Quintile 1 = most distressed. See whether OZ 1.0 reached the most distressed places →
0
Counties with eligible tracts designated USDA persistent poverty
Persistent poverty = 20%+ poverty rate in every census 1980–2010. Source: USDA ERS County Typology Codes (2015 edition). Relevant for USDA RD program eligibility and QROF rural bonus. See QROF rural bonus mechanics →
10
Prior NMTC investments in eligible OZ tracts
CDFI Fund NMTC Public Data Release (2024). Indicates prior CDFI capital deployment track record in these tracts. See how NMTC and OZ stack →
40
Eligible tracts with CRA designation (LMI or distressed/underserved)
Banks earn CRA credit for investing in low- or moderate-income tracts (Track 1), and in non-metropolitan middle-income tracts officially designated distressed or underserved by FFIEC (Track 2). When an OZ project sits in a CRA-eligible tract, bank capital can satisfy CRA obligations while generating OZ tax benefits. How CRA and OZ interact →
Cities: Manchester, Rochester, Claremont, Colebrook, Nashua and 37 more
ZIP codes: 03103, 03867, 03104, 03576, 03743 and 46 more
See all 42 cities and 51 ZIP codes
All cities:
Manchester, Rochester, Claremont, Colebrook, Nashua, Derry, North Stratford, Berlin, Somersworth, Plymouth, Laconia, Groveton, Littleton, Milan, North Conway, Ashland, Nottingham, Ossipee, Pittsburg, Raymond, Tamworth, West Ossipee, Lancaster, Intervale, Keene, Kearsarge, Bethlehem, Campton, Center Conway, Center Ossipee, Charlestown, Concord, Dover, Epping, Errol, Farmington, Freedom, Gilford, Hinsdale, Holderness, Belmont, West Stewartstown
All ZIP codes:
03103, 03867, 03104, 03576, 03743, 03102, 03038, 03264, 03582, 03570, 03246, 03590, 03060, 03878, 03813, 03592, 03886, 03597, 03603, 03868, 03864, 03860, 03820, 03835, 03866, 03836, 03588, 03845, 03847, 03814, 03574, 03584, 03579, 03061, 03064, 03077, 03101, 03109, 03217, 03220, 03223, 03245, 03249, 03290, 03301, 03305, 03431, 03451, 03561, 03042, 03890
Look up a specific tract (FFIEC) → Source: FFIEC Census Flat File 2026, joined to IRS Rev. Proc. 2026-14 eligible tracts.
13
Eligible tracts in top investability quintile (Urban Institute model)
The Urban Institute investability model scores OZ-eligible tracts by predicted likelihood of attracting private capital, based on OZ 1.0 investment patterns. Quintile 1 = highest predicted investability among scored tracts. Not all tracts are scored — coverage reflects tracts with sufficient OZ 1.0 data.
Who to contact
New Hampshire Dept. of Business and Economic Affairs (BEA)
https://www.nheconomy.com/grow/opportunity-zones(603) 271-2341
Certified CDFIs
4 certified CDFIs headquartered in New Hampshire. CDFI Fund certified list →
USDA Rural Development
USDA RD New Hampshire State Office →RCAP Regional Partner
RCAP Solutions →Rural LISC
Rural LISC →Native / tribal
No formal tribal consultation process has been published for New Hampshire's OZ 2.0 nomination. If your jurisdiction contains or is adjacent to tribal land, contact the relevant Tribal Historic Preservation Office (THPO) or tribal government directly before submitting a nomination.
Designations: Treasury, 2027 QOZ designations and revised eligible-tract file (October 30, 2026). Demographics: ACS 2020–2024 5-year. OZ 1.0: IRS Notice 2018-48, crosswalked to 2020 tracts. Eligible tract counts: IRS Rev. Proc. 2026-14 (April 6, 2026). Rural designation: Notice 2025-50, Section 4.01. Status tier last verified 2026-06-16. Full methodology.