New Jersey
Last checked 2026-06-16
516
Total eligible tracts
37
Rural eligible
129
Max designations (25%)
1
Days to federal window
Nomination process
The lead agency has been identified, but no public process has been published yet. Contact information is below. See how to advocate for what to do while the process develops.
Eligible tracts
Loading 516 eligible tracts…
| County | Eligible tracts |
|---|---|
| Essex County | 114 |
| Hudson County | 82 |
| Passaic County | 54 |
| Camden County | 35 |
| Union County | 35 |
| Middlesex County | 34 |
| Mercer County | 30 |
| Ocean County | 30 |
| Atlantic County | 25 |
| Bergen County | 20 |
Data context
53
Eligible tracts in EIG DCI top distress quintile
The EIG Distressed Communities Index (2019–2023) is referenced in many state scoring rubrics. Quintile 1 = most distressed. See whether OZ 1.0 reached the most distressed places →
0
Counties with eligible tracts designated USDA persistent poverty
Persistent poverty = 20%+ poverty rate in every census 1980–2010. Source: USDA ERS County Typology Codes (2015 edition). Relevant for USDA RD program eligibility and QROF rural bonus. See QROF rural bonus mechanics →
93
Prior NMTC investments in eligible OZ tracts
CDFI Fund NMTC Public Data Release (2024). Indicates prior CDFI capital deployment track record in these tracts. See how NMTC and OZ stack →
428
Eligible tracts with CRA designation (LMI or distressed/underserved)
Banks earn CRA credit for investing in low- or moderate-income tracts (Track 1), and in non-metropolitan middle-income tracts officially designated distressed or underserved by FFIEC (Track 2). When an OZ project sits in a CRA-eligible tract, bank capital can satisfy CRA obligations while generating OZ tax benefits. How CRA and OZ interact →
Cities: Newark, Paterson, Trenton, Elizabeth, Jersey City and 114 more
ZIP codes: 07087, 07108, 07107, 08701, 07501 and 174 more
See all 119 cities and 179 ZIP codes
All cities:
Newark, Paterson, Trenton, Elizabeth, Jersey City, Camden, East Orange, Union City, Lakewood, Irvington, Atlantic City, Perth Amboy, Passaic, North Bergen, New Brunswick, Elizabethport, West New York, Orange, Plainfield, Manchester Township, Clifton, Belleville, Merchantville, Pleasantville, Toms River, Hackensack, Kearny, Harrison, Pennsauken, Asbury Park, Bloomfield, Bridgeton, Clementon, Haledon, Bayonne, Lakehurst, Keasbey, Monroe Township, Neptune, Fairview, Long Branch, Gloucester City, Penns Grove, Egg Harbor Township, Garfield, Oaklyn, Phillipsburg, Middlesex, West Orange, Watchung, Montclair, Pitman, Vineland, Parlin, Piscataway, Old Bridge, Sicklerville, Salem, Absecon, Glassboro, Burlington, Cliffside Park, Bound Brook, Dover, Glen Ridge, Hillside, Stratford, Brigantine, Browns Mills, Tenafly, Lodi, South River, South Amboy, Budd Lake, Sayreville, South Orange, Union, Rochelle Park, Blackwood, Bergenfield, Weehawken, West Long Branch, Bellmawr, Bayville, Westville, Wharton, Williamstown, Woodbine, Woodbridge, Woodbury, Saddle Brook, Carteret, Riverside, Northfield, Linden, Lawrence Township, Millville, Keansburg, Joint Base Mdl, Morristown, Mount Holly, Jackson, Hawthorne, Hasbrouck Heights, North Brunswick, Hancocks Bridge, Randolph, Ocean Grove, Gibbstown, Gibbsboro, Freehold, Paulsboro, Flanders, Englewood, Eatontown, Dunellen, Cranbury, Maple Shade, Wrightstown
All ZIP codes:
07087, 07108, 07107, 08701, 07501, 07103, 07111, 07105, 07112, 08401, 07018, 08861, 07055, 08618, 07104, 07102, 07202, 08611, 07017, 07047, 07201, 08104, 07206, 07093, 07305, 07304, 07208, 08901, 07050, 08638, 07114, 07060, 08759, 08103, 07522, 07109, 07011, 07306, 07106, 08609, 08109, 07524, 07502, 07503, 08105, 08757, 08629, 08102, 07513, 08232, 07514, 07712, 07601, 07003, 08021, 08610, 08110, 08302, 07029, 07032, 07504, 08733, 08234, 07022, 07026, 08069, 08608, 08030, 07505, 07753, 07740, 07002, 08831, 08832, 07508, 07052, 07042, 08854, 08028, 07205, 08016, 08107, 08360, 07302, 08857, 08071, 08079, 08081, 07028, 07062, 08619, 08628, 07069, 07801, 07019, 08201, 08859, 07063, 08805, 07010, 08865, 08846, 08903, 08601, 08527, 08404, 08512, 08405, 08562, 08862, 08602, 08879, 08721, 08872, 08690, 08812, 08648, 08641, 08620, 08603, 08882, 08902, 08753, 08606, 08605, 08604, 08607, 07960, 08332, 07307, 07724, 07670, 07663, 07662, 07644, 07631, 07621, 07604, 07543, 07506, 07207, 07734, 07175, 07101, 07095, 07086, 07083, 07079, 07061, 07051, 07036, 07008, 07728, 07754, 08270, 08052, 08225, 08203, 08101, 08096, 08094, 08093, 08084, 08075, 08066, 08060, 08038, 07756, 08031, 08027, 08026, 08015, 08012, 07885, 07869, 07836, 07828, 07764, 08933
Look up a specific tract (FFIEC) → Source: FFIEC Census Flat File 2026, joined to IRS Rev. Proc. 2026-14 eligible tracts.
146
Eligible tracts in top investability quintile (Urban Institute model)
The Urban Institute investability model scores OZ-eligible tracts by predicted likelihood of attracting private capital, based on OZ 1.0 investment patterns. Quintile 1 = highest predicted investability among scored tracts. Not all tracts are scored — coverage reflects tracts with sufficient OZ 1.0 data.
How to influence the nomination
No public process has been announced for New Jersey yet. See how to advocate for steps to engage the governor's office and build a coalition now, and off-list nominations for strategies available when a state hasn't opened a formal process. While waiting, the Accelerator for America OZ Designation Toolkit provides frameworks you can prepare in advance.
Who to contact
NJ Dept. of Community Affairs (DCA) / NJ Economic Development Authority (NJEDA)
https://www.nj.gov/dca/dlps/home/opp_zones.shtmlCertified CDFIs
12 certified CDFIs headquartered in New Jersey. CDFI Fund certified list →
USDA Rural Development
USDA RD New Jersey State Office →RCAP Regional Partner
RCAP Solutions →Rural LISC
Rural LISC →Native / tribal
No formal tribal consultation process has been published for New Jersey's OZ 2.0 nomination. If your jurisdiction contains or is adjacent to tribal land, contact the relevant Tribal Historic Preservation Office (THPO) or tribal government directly before submitting a nomination.
Eligible tract counts: IRS Rev. Proc. 2026-14 (April 6, 2026). Rural designation: Notice 2025-50, Section 4.01. Status tier last verified 2026-06-16. Full methodology.