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OZ 2.0 | State Resource

North Carolina

Designated · 204 tracts

Last checked 2026-06-16

204

Designated tracts (of 814 eligible)

126

Rural designated — QROF treatment

85

Former OZ 1.0 tracts redesignated

57

Days until designations take effect

How North Carolina chose

Treasury published the final list on October 30, 2026. North Carolina designated 204 of 814 eligible tracts, its full allocation, in 93 of 93 counties with eligible tracts. Designations take effect January 1, 2027 and run through December 31, 2036. Treasury's October list has 7 more eligible tracts here than the April appendix, qualified under its missing-data rules; 0 were designated.

Compared with the eligible tracts it passed over, North Carolina favored former OZ 1.0 tracts, less dense tracts and tracts with prior NMTC deals.

Trait Designated Passed over
Former OZ 1.0 tract 41.7% 18%
Rural (QROF) 61.8% 50%
Urban Institute Tier 1 30.9% 21%
Median poverty rate 23.1% 23.4%
Median family income, % of area 64.6% 62%
Residents of color (mean) 54.7% 57.1%
Median density, people / sq mi 590 1,028

Poverty and income: Treasury's own eligibility figures (ACS 2020–2024). Demographics: ACS 2020–2024. Former OZ 1.0 = at least half the tract's land area was in a 2018 QOZ. How every state compares →

215 OZ 1.0 tracts in North Carolina were not redesignated. They stay OZ 1.0 zones through December 31, 2028, but under Notice 2026-40 new capital after 2026 generally cannot enter them except under a working capital safe harbor plan adopted by December 31, 2026. If a project in one of these tracts is mid-stream, that deadline is the one that matters. The county table below shows where they are. Transition rules →
Record: how North Carolina ran its nomination input process

Nomination process

Community input window closed 2026-06-21. The state is now in internal review.

The North Carolina Department of Commerce is running a public feedback process on behalf of Governor Josh Stein, who will make final tract nominations to Treasury during the July–September 2026 designation window. Local officials, community organizations, and other stakeholders download an Excel feedback form from public.nccommerce.com/oz and email completed submissions to OZ-Feedback@commerce.nc.gov by June 21, 2026 at 11:59 p.m. (extended from the original June 7 deadline per a June 4, 2026 NC Commerce press release). Respondents identify which eligible tracts they support and explain alignment with one or more of NC Commerce's three published guidelines: Business Development (tracts with high-growth, high-wage sector potential including advanced manufacturing, technology, life sciences, and clean energy; Commerce- or EDPNC-certified industrial or mega sites; and projects with capital investment already underway), Revitalization (tracts backed by documented local plans or recent public investment for site redevelopment, mixed-use, or other community-driven initiatives), and Housing Supply (tracts near major employment centers or transit corridors where OZ designation can meaningfully expand housing production, with documented regional housing need). No numerical weights have been published for the three guidelines — document alignment with all three categories if possible. After the feedback window closes, Commerce reviews submissions and provides recommendations to the Governor; the state's 202 nominations are due to Treasury beginning July 1, 2026.

Scoring rubric →

Map: designated and eligible tracts

Loading 814 eligible tracts…

View on EIG map → Treasury designation files (XLSX) Source: Treasury 2027 QOZ designations (Oct. 30, 2026) · IRS Rev. Proc. 2026-14 · EIG DCI 2023 · FFIEC CRA 2025 · Urban Institute 2026

Designated tracts by county

The county is usually the first local partner on an OZ deal — zoning, infrastructure, incentives. CDEs listed are New Markets Tax Credit allocatees that have already financed deals inside this county's designated tracts: the organizations with a working track record of underwriting there.

County Designated / eligible Rural OZ 1.0 kept / lost Residents NMTC CDEs active in designated tracts
Mecklenburg County 13 / 79 — 8 / 10 46,749 Self-Help Ventures Fund; Truist Community Development Enterprises, LLC a Domestic Limited Liability Company
Wake County 13 / 40 2 5 / 10 55,783 Local Initiatives Support Corporation; Self-Help Ventures Fund
Guilford County 7 / 45 — 2 / 11 29,789 —
Forsyth County 5 / 27 — 3 / 8 14,694 CCG Community Partners, LLC; Urban Action Community Development LLC
Buncombe County 4 / 13 — 2 / 4 11,273 Self-Help Ventures Fund
Cumberland County 4 / 31 — 2 / 7 10,670 CCG Community Partners, LLC
Durham County 4 / 24 — 2 / 7 22,651 Brownfield Revitalization, LLC; Chevron NMTC Fund LLC; National Trust Community Investment Corporation; Self-Help Ventures Fund; Truist Community Development Enterprises, LLC a Domestic Limited Liability Company
Union County 4 / 4 1 1 / 1 18,565 —
Alamance County 3 / 9 — 2 / 3 14,683 —
Brunswick County 3 / 7 3 1 / 3 9,250 —
Burke County 3 / 5 3 1 / 2 15,129 —
Cabarrus County 3 / 12 — 2 / 2 12,874 WNC National Community Development Advisors, LLC
Catawba County 3 / 4 3 0 / 2 12,165 —
Cleveland County 3 / 9 3 0 / 2 13,398 —
Davidson County 3 / 9 — 1 / 1 11,175 —
Gaston County 3 / 33 — 2 / 10 6,539 —
Iredell County 3 / 11 3 2 / 1 10,828 —
Johnston County 3 / 21 3 1 / 4 10,651 —
New Hanover County 3 / 17 — 0 / 5 12,376 —
Onslow County 3 / 9 — 2 / 0 14,258 —
Orange County 3 / 6 — 0 / 1 9,840 Habitat for Humanity NMTC, LLC
Pitt County 3 / 18 2 2 / 4 10,385 —
Robeson County 3 / 31 3 1 / 9 13,096 Five Points Community Capital, LLC; Self-Help Ventures Fund
Rowan County 3 / 14 — 2 / 3 11,720 —
Rutherford County 3 / 12 3 1 / 5 11,093 —
Wayne County 3 / 11 3 1 / 3 7,775 —
Wilkes County 3 / 9 3 2 / 1 11,269 Wachovia Community Development Enterprises, LLC
Wilson County 3 / 13 3 1 / 2 8,653 —
Caldwell County 2 / 4 2 2 / 3 9,550 —
Carteret County 2 / 5 2 1 / 1 4,090 —
Chatham County 2 / 5 2 1 / 2 9,609 —
Columbus County 2 / 8 2 2 / 2 9,008 —
Craven County 2 / 10 2 0 / 1 8,620 —
Duplin County 2 / 12 2 1 / 3 5,421 Brownfield Revitalization, LLC
Franklin County 2 / 11 2 0 / 3 5,327 —
Granville County 2 / 5 2 0 / 1 9,567 —
Harnett County 2 / 8 2 2 / 1 7,126 Truist Community Development Enterprises, LLC a Domestic Limited Liability Company
Haywood County 2 / 3 2 1 / 0 6,058 —
Henderson County 2 / 9 2 1 / 0 10,583 —
Hoke County 2 / 5 2 0 / 1 7,860 Waveland Community Development, LLC
Lee County 2 / 6 2 0 / 1 10,723 National Trust Community Investment Corporation
Lenoir County 2 / 8 2 1 / 2 9,882 Self-Help Ventures Fund
Lincoln County 2 / 3 2 1 / 0 12,336 Consortium America, LLC; KHC New Markets CDE, LLC; Wachovia Community Development Enterprises, LLC
Moore County 2 / 3 2 1 / 1 6,151 —
Nash County 2 / 6 — 1 / 2 6,472 Wachovia Community Development Enterprises, LLC
Pender County 2 / 2 2 0 / 2 4,990 —
Randolph County 2 / 7 2 0 / 5 9,216 —
Rockingham County 2 / 6 2 1 / 2 6,308 —
Sampson County 2 / 9 2 1 / 2 9,434 —
Scotland County 2 / 7 2 1 / 0 10,197 —
Stanly County 2 / 3 2 1 / 1 6,518 National Trust Community Investment Corporation
Surry County 2 / 7 2 0 / 3 6,733 —
Watauga County 2 / 4 2 1 / 0 14,153 —
Alexander County 1 / 1 1 1 / 0 6,361 —
Alleghany County 1 / 1 1 1 / 0 3,699 —
Anson County 1 / 4 1 0 / 2 3,187 BlueHub Capital, Inc.
Ashe County 1 / 3 1 0 / 1 2,550 —
Avery County 1 / 1 1 1 / 0 2,895 —
Beaufort County 1 / 7 1 0 / 1 2,152 —
Bertie County 1 / 3 1 0 / 1 3,623 —
Bladen County 1 / 6 1 0 / 2 2,601 —
Caswell County 1 / 2 1 0 / 1 5,114 —
Cherokee County 1 / 5 1 0 / 1 2,329 —
Chowan County 1 / 1 1 0 / 2 5,144 —
Dare County 1 / 1 1 1 / 0 1,236 —
Edgecombe County 1 / 7 1 0 / 5 3,113 —
Graham County 1 / 2 1 0 / 1 2,064 —
Greene County 1 / 4 1 0 / 1 4,809 —
Halifax County 1 / 12 1 0 / 3 2,842 Greenline Community Development Fund, LLC
Hertford County 1 / 5 1 0 / 2 1,729 —
Hyde County 1 / 1 1 1 / 1 2,078 —
Jackson County 1 / 2 1 1 / 0 12,118 —
Jones County 1 / 1 1 0 / 1 2,449 BlueHub Capital, Inc.
Macon County 1 / 2 1 1 / 1 1,801 —
Madison County 1 / 2 1 0 / 1 2,425 —
Martin County 1 / 4 1 1 / 0 4,038 —
McDowell County 1 / 3 1 1 / 1 3,554 —
Mitchell County 1 / 2 1 1 / 0 4,331 Community Hospitality Healthcare Services, LLC
Montgomery County 1 / 5 1 0 / 2 1,984 Self-Help Ventures Fund
Northampton County 1 / 7 1 1 / 0 3,239 Self-Help Ventures Fund; Wachovia Community Development Enterprises, LLC
Pamlico County 1 / 2 1 1 / 1 2,437 —
Pasquotank County 1 / 3 1 1 / 1 1,528 —
Person County 1 / 3 1 0 / 2 6,563 —
Polk County 1 / 2 1 0 / 2 2,768 —
Richmond County 1 / 7 1 0 / 2 3,806 —
Stokes County 1 / 2 1 0 / 2 3,141 —
Swain County 1 / 2 1 1 / 0 3,224 —
Transylvania County 1 / 2 1 0 / 1 2,293 —
Tyrrell County 1 / 1 1 1 / 0 3,423 —
Vance County 1 / 7 1 0 / 1 1,120 —
Warren County 1 / 5 1 1 / 1 1,698 —
Washington County 1 / 3 1 0 / 2 3,904 —
Yadkin County 1 / 2 1 0 / 2 2,779 —

Counties with no designated tracts are listed only if they lost OZ 1.0 tracts. NMTC: CDFI Fund NMTC public data release. 18 distinct CDEs across North Carolina's designated tracts.

Find projects and partners in the designated tracts

Every designated tract in North Carolina, tagged by the signals that point to a project type or a partner. Pick tags to narrow the list — a tract must carry every tag selected. Tags are simple published rules, not a score; hover a tag for its definition.

204 of 204 tracts shown

Download all eligible tracts, national (CSV) →
Tract County Pov. MFI Pop. Rent. Vac. Signals Prior NMTC CDEs
37001020100 Jacksonville Alamance County 25.3% 95.6% 4,222 61.8% 5.3%
UI Tier 1
—
37001020301 Winston-Salem Alamance County 22.1% 84.9% 4,175 61.1% 16.7%
Former OZ 1.0CRA-eligibleHousing pressureHigh vacancy
—
37001021201 Occaneechi-Saponi SDTSA Alamance County 20.7% 88.3% 6,286 32.2% 8.3%
Former OZ 1.0TribalUI Tier 1
—
37003040400 Alexander County 20.9% 97.5% 6,361 29.8% 10.5%
Rural / QROFFormer OZ 1.0
—
37005950200 Alleghany County 13.7% 67.5% 3,699 34.8% 14.2%
Rural / QROFFormer OZ 1.0CRA-eligible
—
37007920100 Anson County 14.4% 65.5% 3,187 31% 14.7%
Rural / QROFNMTC track recordCRA-eligible
BlueHub Capital, Inc. $10.2M · 1 deal
37009970200 Ashe County 16% 56.5% 2,550 18.2% 24.2%
Rural / QROFCRA-eligibleHigh vacancy
—
37011930302 Morganton Avery County 20.2% 84.9% 2,895 23.9% 20.6%
Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancy
—
37013930800 Beaufort County 33% 62.4% 2,152 13.8% 31.3%
Rural / QROFCRA-eligibleHigh vacancy
—
37015960402 Bertie County 21.5% 76.7% 3,623 40.9% 36.3%
Rural / QROFCRA-eligibleHigh vacancyPersistent poverty
—
37017950200 Lumbee SDTSA Bladen County 23.8% 63.9% 2,601 33.6% 15.2%
Rural / QROFCRA-eligibleTribalHigh vacancyPersistent poverty
—
37019020101 Gastonia Brunswick County 15% 68.1% 2,967 16.7% 10.4%
Rural / QROFFormer OZ 1.0CRA-eligible
—
37019020404 Brunswick County 7.1% 65.7% 2,870 25.2% 45.7%
Rural / QROFCRA-eligibleHigh vacancyUI Tier 1
—
37019020505 Brunswick County 25.1% 68.8% 3,413 28.3% 18.1%
Rural / QROFCRA-eligibleHigh vacancy
—
37021000100 Buncombe County 30.3% — 1,207 76.4% 46.2%
CRA-eligibleHousing pressureHigh vacancy
—
37021000900 Greensboro Buncombe County 43.1% — 3,005 67.4% 30.5%
Former OZ 1.0NMTC track recordHousing pressureHigh vacancy
Self-Help Ventures Fund $1.9M · 2 deals
37021001300 Carrboro Buncombe County 20.8% 69.5% 4,125 40.2% 34%
CRA-eligibleHigh vacancy
—
37021001402 Buncombe County 21.3% 47.7% 2,936 46.7% 24.1%
Former OZ 1.0CRA-eligibleHigh vacancy
—
37023020202 Burke County 22% 90.1% 4,313 23.1% 11.2%
Rural / QROF
—
37023020600 Greensboro Burke County 24.9% 67.3% 6,112 49.1% 9.1%
Rural / QROFCRA-eligibleUI Tier 1
—
37023021400 Burke County 28.3% 76% 4,704 60.8% 11.3%
Rural / QROFFormer OZ 1.0CRA-eligibleUI Tier 1
—
37025041002 Charlotte Cabarrus County 17.8% 55.4% 3,296 49% 6.1%
Former OZ 1.0NMTC track recordCRA-eligible
WNC National Community Development Advisors, LLC $32.1M · 1 deal
37025042101 Cabarrus County 19.5% 56.9% 3,847 51.4% 23.1%
CRA-eligibleHousing pressureHigh vacancyUI Tier 1
—
37025042300 Cabarrus County 10.9% 68.8% 5,731 47.1% 20.1%
Former OZ 1.0CRA-eligibleHigh vacancyUI Tier 1
—
37027030100 Caldwell County 20.1% 70.9% 5,643 38.9% 8.5%
Rural / QROFFormer OZ 1.0CRA-eligibleUI Tier 1
—
37027030802 Caldwell County 25.7% 65.7% 3,907 28.1% 3.5%
Rural / QROFFormer OZ 1.0CRA-eligible
—
37031970401 Carteret County 23.3% 60.9% 1,514 74.9% 18.1%
Rural / QROFCRA-eligibleHousing pressureHigh vacancyUI Tier 1
—
37031970501 Carteret County 20.9% 48.7% 2,576 56.4% 5.9%
Rural / QROFFormer OZ 1.0Housing pressure
—
37033930200 Caswell County 28.6% 68.3% 5,114 44.5% 17.2%
Rural / QROFCRA-eligibleHigh vacancy
—
37035010304 Catawba County 18.2% 68.6% 4,316 30.7% 8.7%
Rural / QROFUI Tier 1
—
37035010402 Catawba County 22% 79.7% 4,968 57.1% 17.7%
Rural / QROFHousing pressureHigh vacancyUI Tier 1
—
37035011000 Catawba County 33.9% 54.2% 2,881 66.9% 12.9%
Rural / QROFCRA-eligible
—
37037020300 Charlotte Chatham County 8.3% 56.1% 3,148 29% 9.3%
Rural / QROFFormer OZ 1.0CRA-eligible
—
37037020401 Chatham County 37% 44.6% 6,461 37.2% 2%
Rural / QROFCRA-eligibleUI Tier 1
—
37039930101 Cherokee County 19.7% 63.7% 2,329 38.5% 14.8%
Rural / QROFCRA-eligible
—
37041930101 Winston-Salem Chowan County 26% 56.4% 5,144 42.9% 20.7%
Rural / QROFCRA-eligibleHigh vacancy
—
37045951100 Cleveland County 37.4% 57.9% 3,570 51.8% 14.8%
Rural / QROFCRA-eligibleUI Tier 1
—
37045951200 Cleveland County 20.3% 49.5% 5,708 33.1% 8.6%
Rural / QROF
—
37045951602 Fayetteville Cleveland County 21.6% 86.3% 4,120 34.7% 24.3%
Rural / QROFCRA-eligibleHigh vacancy
—
37047930900 Columbus County 23.9% 70.6% 4,053 51.3% 13.9%
Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressurePersistent poverty
—
37047931201 Fairplains Columbus County 24.9% 54.6% 4,955 37% 14.7%
Rural / QROFFormer OZ 1.0CRA-eligiblePersistent poverty
—
37049960501 Craven County 11.4% 68.6% 4,308 54.3% 4%
Rural / QROF
—
37049961302 Charlotte Craven County 18.3% 63.9% 4,312 67.2% 8.9%
Rural / QROF
—
37051001000 Lumbee SDTSA Cumberland County 35.8% 49.8% 2,640 86% 20.2%
Former OZ 1.0CRA-eligibleTribalHousing pressureHigh vacancy
—
37051001402 Charlotte Cumberland County 35.2% 56.7% 2,384 62.7% 13.3%
CRA-eligibleTribalHousing pressure
—
37051002402 Lumbee SDTSA Cumberland County 26.8% 59.2% 3,554 64.3% 7.8%
CRA-eligibleTribalHousing pressure
—
37051003800 Lumbee SDTSA Cumberland County 31.7% 57.9% 2,092 62.7% 28.4%
Former OZ 1.0NMTC track recordCRA-eligibleTribalHousing pressureHigh vacancyUI Tier 1
CCG Community Partners, LLC $9.8M · 1 deal
37055970501 Dare County 20.3% 64.6% 1,236 27.9% 14.1%
Rural / QROFFormer OZ 1.0
—
37057061400 Davidson County 48.1% 37.5% 3,476 71.4% 13.8%
Former OZ 1.0CRA-eligibleHousing pressure
—
37057061501 Davidson County 33.5% 54.9% 4,678 78.9% 18.7%
CRA-eligibleHigh vacancy
—
37057061803 Robersonville Davidson County 12.6% 62.7% 3,021 16.9% 12.4%
CRA-eligible
—
37061090705 Duplin County 33.3% 66.3% 2,479 32.2% 8.6%
Rural / QROFFormer OZ 1.0CRA-eligible
—
37061090801 Charlotte Duplin County 25.9% 69.7% 2,942 33.9% 6.2%
Rural / QROFNMTC track recordCRA-eligible
Brownfield Revitalization, LLC $8.9M · 1 deal
37063001001 Winston-Salem Durham County 32.5% 28.5% 3,579 51.4% 18.4%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancy
Brownfield Revitalization, LLC; National Trust Community Investment Corporation; Self-Help Ventures Fund $2.6M · 4 deals
37063001802 Charlotte Durham County 24.2% 62.5% 7,253 43.4% 13.1%
CRA-eligible
—
37063002026 Charlotte Durham County 21.3% 41.3% 9,094 60.5% 7.4%
CRA-eligibleHousing pressureUI Tier 1
—
37063002300 Durham County 22.5% 54.6% 2,725 87.1% 6.2%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1
Chevron NMTC Fund LLC; Truist Community Development Enterprises, LLC a Domestic Limited Liability Company $5.1M · 3 deals
37065020800 Edgecombe County 28.1% 100.6% 3,113 21.7% 13.8%
Rural / QROF
—
37067000600 Forsyth County 28.1% 60.6% 2,488 72.6% 20.2%
CRA-eligibleHigh vacancyUI Tier 1
—
37067000700 Forsyth County 41.7% 42.2% 1,575 77.2% 15.7%
Former OZ 1.0CRA-eligibleHousing pressureHigh vacancy
—
37067001400 Asheville Forsyth County 23.4% 74.1% 4,534 46.4% 9.4%
Former OZ 1.0NMTC track recordCRA-eligibleUI Tier 1
CCG Community Partners, LLC; Urban Action Community Development LLC $32.1M · 2 deals
37067001601 Forsyth County 12% 67.2% 2,826 19.6% 20.7%
High vacancy
—
37067001602 Forsyth County 46.8% — 3,271 66.8% 22.5%
Former OZ 1.0CRA-eligibleHousing pressureHigh vacancy
—
37069060401 Franklin County 14.9% 56.1% 2,959 21.7% 4.2%
Rural / QROFCRA-eligibleUI Tier 1
—
37069060403 Franklin County 7.7% 54.5% 2,368 14.9% 15.2%
Rural / QROFCRA-eligibleHigh vacancy
—
37071031901 Gaston County 23.3% — 596 73.3% 22.7%
Former OZ 1.0Housing pressureHigh vacancy
—
37071032000 Gaston County 19.5% 68.3% 3,201 58.7% 10.7%
Former OZ 1.0CRA-eligibleUI Tier 1
—
37071032100 Kannapolis Gaston County 24.6% 45.2% 2,742 78.6% 12.4%
CRA-eligibleHousing pressureUI Tier 1
—
37075920100 Eastern Cherokee Reservation Graham County 5.1% 69% 2,064 22.1% 51.4%
Rural / QROFCRA-eligibleTribalHigh vacancy
—
37077970200 Granville County 21.5% 67.8% 4,408 28.5% 6.2%
Rural / QROF
—
37077970607 Granville County 21.6% 89.1% 5,159 26.6% 12.8%
Rural / QROF
—
37079950102 Albemarle Greene County 21% 68.8% 4,809 29% 15.5%
Rural / QROFCRA-eligibleHigh vacancy
—
37081011601 Guilford County 18.7% 56% 3,304 48.4% 3.9%
CRA-eligibleUI Tier 1
—
37081012804 Durham Guilford County 11.3% 63% 4,194 41.9% 8.9%
CRA-eligibleUI Tier 1
—
37081013800 Guilford County 30% 50.5% 3,750 52.3% 16.1%
Former OZ 1.0CRA-eligibleHousing pressureHigh vacancy
—
37081014000 Greenville Guilford County 21.5% 70.8% 3,335 74.2% 11.9%
CRA-eligibleUI Tier 1
—
37081014300 Guilford County 21.1% 58.8% 2,887 64.2% 10.9%
Former OZ 1.0CRA-eligibleUI Tier 1
—
37081015302 Guilford County 18.5% 56.4% 4,187 48.2% 2.2%
—
37081016800 Guilford County 20.7% 82.2% 8,132 34.3% 5.3%
UI Tier 1
—
37083931000 Halifax County 21% 80.3% 2,842 31.3% 21.2%
Rural / QROFNMTC track recordCRA-eligibleHigh vacancyPersistent poverty
Greenline Community Development Fund, LLC $1.0M · 1 deal
37085070100 Coharie SDTSA Harnett County 21% 73.4% 4,084 48.8% 11.7%
Rural / QROFFormer OZ 1.0TribalUI Tier 1
—
37085070200 Coharie SDTSA Harnett County 21.7% 72.9% 3,042 34.7% 12.1%
Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleTribal
Truist Community Development Enterprises, LLC a Domestic Limited Liability Company $4.9M · 1 deal
37087920300 Asheville Haywood County 25.8% 92.7% 3,274 36.7% 10.9%
Rural / QROFFormer OZ 1.0
—
37087921100 Black Creek Haywood County 29.6% 77.8% 2,784 35.1% 21%
Rural / QROFHigh vacancy
—
37089931000 Henderson County 18% 69.9% 6,131 51.2% 3.1%
Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
37089931401 Henderson County 15.3% 59.9% 4,452 31.1% 2.7%
Rural / QROFCRA-eligibleUI Tier 1
—
37091950202 Meherrin SDTSA Hertford County 16.5% 69.2% 1,729 26.8% 17.3%
Rural / QROFCRA-eligibleTribalHigh vacancy
—
37093970202 Lumbee SDTSA Hoke County 21.4% 64.9% 4,051 18.6% 10.7%
Rural / QROFTribal
—
37093970401 Lumbee SDTSA Hoke County 27.2% 77.7% 3,809 29.9% 9.2%
Rural / QROFNMTC track recordCRA-eligibleTribal
Waveland Community Development, LLC $6.7M · 1 deal
37095920101 Salisbury Hyde County 25.5% 59.1% 2,078 26.7% 40.6%
Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancy
—
37097060100 Iredell County 25.5% 62.3% 5,693 49.9% 9.8%
Rural / QROFFormer OZ 1.0CRA-eligible
—
37097060200 Iredell County 28.1% 44.3% 2,359 45.8% 16.4%
Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancy
—
37097060300 Iredell County 25.1% 57% 2,776 51.9% 9.9%
Rural / QROFCRA-eligibleUI Tier 1
—
37099950600 Belmont Jackson County 31.2% 92.6% 12,118 67.2% 13.5%
Rural / QROFFormer OZ 1.0Housing pressure
—
37101040400 Johnston County 16% 62.6% 5,186 29.6% 12.8%
Rural / QROFFormer OZ 1.0CRA-eligible
—
37101041204 Johnston County 12.1% 67.1% 2,399 19.5% 16.9%
Rural / QROFCRA-eligibleHigh vacancy
—
37101041401 Spring Lake Johnston County 7.2% 59.7% 3,066 32.5% 21.8%
Rural / QROFHigh vacancy
—
37103920200 Haw River Jones County 19.8% 68.9% 2,449 22.2% 10.5%
Rural / QROFNMTC track recordCRA-eligibleUI Tier 1
BlueHub Capital, Inc.
37105030300 Lee County 40.3% 42.4% 2,965 71.3% 28.2%
Rural / QROFNMTC track recordCRA-eligibleHousing pressureHigh vacancyUI Tier 1
National Trust Community Investment Corporation
37105030402 New Bern Lee County 25% 67.7% 7,758 37.9% 4.4%
Rural / QROFCRA-eligibleUI Tier 1
—
37107010100 Lenoir County 22.4% 48.3% 4,463 25.4% 20%
Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleHigh vacancy
Self-Help Ventures Fund $70.0M · 1 deal
37107011100 Lenoir County 23.4% 57.3% 5,419 40.5% 8.7%
Rural / QROFCRA-eligible
—
37109070201 Lincoln County 23.8% 52.8% 5,684 59.5% 5.6%
Rural / QROFCRA-eligibleHousing pressureUI Tier 1
—
37109070800 Lincoln County 32% 63.1% 6,652 32.8% 0.8%
Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleUI Tier 1
Consortium America, LLC; KHC New Markets CDE, LLC; Wachovia Community Development Enterprises, LLC $33.3M · 3 deals
37113970303 Macon County 22.2% 69.6% 1,801 18% 18.6%
Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancy
—
37115010100 Madison County 9.5% 68.3% 2,425 17.2% 44.8%
Rural / QROFCRA-eligibleHigh vacancy
—
37117970200 Martin County 34% 72.7% 4,038 41.2% 12%
Rural / QROFFormer OZ 1.0CRA-eligiblePersistent poverty
—
37111970500 McDowell County 18% 66.6% 3,554 41.9% 10.3%
Rural / QROFFormer OZ 1.0
—
37119001607 Mecklenburg County 8.4% 57.7% 2,342 76.7% 11.7%
Former OZ 1.0CRA-eligibleHousing pressure
—
37119001922 Mecklenburg County 10.5% 60.1% 5,992 25.6% 4.9%
CRA-eligibleUI Tier 1
—
37119003108 Winston-Salem Mecklenburg County 20% 65.8% 4,018 64.3% 8.2%
CRA-eligibleHousing pressureUI Tier 1
—
37119003807 Mecklenburg County 29.9% 55.1% 5,523 63.9% 5.8%
CRA-eligibleHousing pressureUI Tier 1
—
37119003902 Mecklenburg County 34.1% 47.7% 5,539 73.2% 4.2%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
37119004500 Goldsboro Mecklenburg County 19.8% 54.6% 3,894 47.5% 3%
Former OZ 1.0CRA-eligible
—
37119004600 Mecklenburg County 24.3% 47.8% 2,986 45.3% 6.7%
Former OZ 1.0CRA-eligible
—
37119004800 Mecklenburg County 17.4% 56.1% 2,750 63.7% 10.9%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1
Self-Help Ventures Fund $24.7M · 1 deal
37119005100 Mecklenburg County 39.7% 34.3% 2,416 70.1% 8.5%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
37119005200 Mecklenburg County 24.8% 67.7% 2,123 75.3% 8.4%
Former OZ 1.0NMTC track recordCRA-eligible
Truist Community Development Enterprises, LLC a Domestic Limited Liability Company $19.6M · 1 deal
37119005301 Mecklenburg County 25.5% 56.3% 4,594 64% 7.3%
Former OZ 1.0CRA-eligible
—
37119005829 Mecklenburg County 8.1% 68.5% 2,256 90.3% 11.9%
CRA-eligibleHousing pressure
—
37119006112 Mecklenburg County 23.3% 52.8% 2,316 78% 7.1%
CRA-eligibleHousing pressure
—
37121950300 Mitchell County 22.1% 57.4% 4,331 35.7% 20.4%
Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleHigh vacancy
Community Hospitality Healthcare Services, LLC $2.0M · 1 deal
37123960501 Montgomery County 20.2% 60.2% 1,984 23.6% 13.9%
Rural / QROFNMTC track recordCRA-eligible
Self-Help Ventures Fund
37125950100 Moore County 25% 64.3% 3,140 12.8% 13.4%
Rural / QROFCRA-eligibleUI Tier 1
—
37125950201 Moore County 17.3% 59.8% 3,011 38.7% 10.2%
Rural / QROFFormer OZ 1.0CRA-eligible
—
37127010400 Nash County 35.5% 76.2% 3,471 68.7% 28.7%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancyUI Tier 1
Wachovia Community Development Enterprises, LLC $32.3M · 2 deals
37127010700 Nash County 22.3% 92.7% 3,001 18.1% 19.2%
High vacancyUI Tier 1
—
37129010800 Charlotte New Hanover County 30.4% 67.4% 2,933 62.9% 2.7%
CRA-eligibleHousing pressureUI Tier 1
—
37129011503 Wilmington New Hanover County 23.8% 80% 4,831 13.4% 4.5%
CRA-eligible
—
37129011610 Pembroke New Hanover County 32.6% 72.4% 4,612 61.7% 17.1%
CRA-eligibleHigh vacancy
—
37131920401 Northampton County 29.9% 64.5% 3,239 30.8% 11.6%
Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligiblePersistent poverty
Self-Help Ventures Fund; Wachovia Community Development Enterprises, LLC $29.5M · 2 deals
37133001000 Onslow County 20.5% 54.1% 6,088 100% 2.4%
CRA-eligibleHousing pressure
—
37133001101 Onslow County 29.9% 87.6% 5,777 46% 5.5%
Former OZ 1.0
—
37133002600 Onslow County 38.9% 44.4% 2,393 66.8% 19.8%
Former OZ 1.0CRA-eligibleHousing pressureHigh vacancyUI Tier 1
—
37135010707 Greenville Orange County 16.7% 69.1% 3,070 83% 10.4%
CRA-eligibleHousing pressure
—
37135011103 Orange County 5.5% 64.9% 3,472 19.5% 26.2%
NMTC track recordHigh vacancy
Habitat for Humanity NMTC, LLC $9.7M · 1 deal
37135011800 Greensboro Orange County 25.9% 104.5% 3,298 60.2% 9.3%
—
37137950103 Pamlico County 15.2% 69.5% 2,437 31.1% 19.7%
Rural / QROFFormer OZ 1.0High vacancy
—
37139960100 Pasquotank County 21.3% 68.4% 1,528 67.4% 20.1%
Rural / QROFFormer OZ 1.0High vacancyUI Tier 1
—
37141920204 Pender County 24.1% 69.4% 1,899 20.3% 25.1%
Rural / QROFHigh vacancy
—
37141920403 Pender County 15.6% 62.5% 3,091 18.2% 13.9%
Rural / QROF
—
37145920300 Person County 35.4% 43.4% 6,563 42.6% 12.2%
Rural / QROFCRA-eligibleUI Tier 1
—
37147000800 Pitt County 28.7% 56.5% 3,194 48.8% 5.3%
Former OZ 1.0CRA-eligiblePersistent poverty
—
37147001404 Pitt County 25% 85.8% 1,657 35% 19.1%
Rural / QROFCRA-eligibleHigh vacancyPersistent poverty
—
37147001800 Rockingham Pitt County 33.3% 83% 5,534 36.1% 9.4%
Rural / QROFFormer OZ 1.0Persistent poverty
—
37149920101 Polk County 23.2% 73.4% 2,768 15.2% 14.4%
Rural / QROFCRA-eligible
—
37151030302 Randolph County 42.2% 53.8% 3,622 65.2% 4.6%
Rural / QROFCRA-eligible
—
37151030400 Randolph County 22% 69.2% 5,594 58.6% 2.4%
Rural / QROFCRA-eligibleHousing pressureUI Tier 1
—
37153970600 Richmond County 55.4% 30% 3,806 61.7% 12.1%
Rural / QROFCRA-eligibleHousing pressure
—
37155960801 Lumbee SDTSA Robeson County 48.6% 33.7% 3,178 67.5% 31.5%
Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleTribalHigh vacancyPersistent poverty
Five Points Community Capital, LLC
37155961302 Lumbee SDTSA Robeson County 22.9% 66.7% 4,725 61.9% 10.8%
Rural / QROFCRA-eligibleTribalPersistent poverty
—
37155961802 Lumbee SDTSA Robeson County 29.9% 63.9% 5,193 27.6% 10%
Rural / QROFNMTC track recordCRA-eligibleTribalPersistent poverty
Self-Help Ventures Fund $3.4M · 1 deal
37157040200 Roxboro Rockingham County 23.3% 65.5% 3,529 45.7% 16%
Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancy
—
37157041400 Rockingham County 28.7% 55.2% 2,779 51.3% 15.7%
Rural / QROFCRA-eligibleHousing pressureHigh vacancy
—
37159050201 Rowan County 23.9% 92.7% 4,818 34.6% 3.8%
Former OZ 1.0CRA-eligible
—
37159050300 Rowan County 25% 66.1% 3,933 58% 14.7%
CRA-eligibleUI Tier 1
—
37159052000 Rowan County 39.9% 50.1% 2,969 59.4% 9.6%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
37161960503 Rutherford County 19.6% 49.7% 1,613 53% 4.3%
Rural / QROFCRA-eligible
—
37161960800 Rutherford County 32.9% 42.2% 4,561 60.5% 15.7%
Rural / QROFCRA-eligibleHousing pressureHigh vacancy
—
37161960900 Rutherford County 19.7% 46.8% 4,919 39.1% 10.1%
Rural / QROFFormer OZ 1.0CRA-eligible
—
37163970600 Gastonia Sampson County 28.7% 80.1% 4,502 48.6% 12.6%
Rural / QROFFormer OZ 1.0CRA-eligibleTribalUI Tier 1
—
37163970802 Coharie SDTSA Sampson County 41.5% 56.8% 4,932 40.5% 18.6%
Rural / QROFCRA-eligibleTribalHigh vacancy
—
37165010102 Lumbee SDTSA Scotland County 24.6% 70.4% 5,848 56.9% 6.8%
Rural / QROFCRA-eligibleTribalHousing pressureUI Tier 1
—
37165010400 Lumbee SDTSA Scotland County 23% 65.5% 4,349 18% 6.4%
Rural / QROFFormer OZ 1.0CRA-eligibleTribal
—
37167931002 Stanly County 27.3% 94.5% 3,293 28.1% 15.9%
Rural / QROFFormer OZ 1.0High vacancy
—
37167931203 Stanly County 47.7% 31.9% 3,225 72.3% 19.5%
Rural / QROFNMTC track recordHousing pressureHigh vacancy
National Trust Community Investment Corporation
37169070101 High Point Stokes County 3.2% 70% 3,141 17.1% 8.1%
Rural / QROFCRA-eligible
—
37171930202 Surry County 15.2% 61.2% 3,705 31.5% 5.7%
Rural / QROF
—
37171930501 Surry County 28.9% 65.9% 3,028 13.6% 13.8%
Rural / QROFCRA-eligible
—
37173960200 Eastern Cherokee Reservation Swain County 22.7% 61.5% 3,224 33.8% 26.7%
Rural / QROFFormer OZ 1.0CRA-eligibleTribalHigh vacancy
—
37175960502 Charlotte Transylvania County 21.6% 63.2% 2,293 38.5% 31.2%
Rural / QROFCRA-eligibleHigh vacancy
—
37177960100 Fayetteville Tyrrell County 18.7% 60.2% 3,423 22.2% 30.6%
Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancyPersistent poverty
—
37179020405 Smithfield Union County 24.2% 51.7% 1,969 70.9% 9.9%
CRA-eligibleHousing pressure
—
37179020406 Jacksonville Union County 12.2% 57.9% 4,067 62.5% 19.4%
CRA-eligibleHousing pressureHigh vacancy
—
37179020601 Union County 20.4% 81.2% 5,873 45.8% 2.1%
Former OZ 1.0CRA-eligibleUI Tier 1
—
37179020701 Union County 21.9% 79.5% 6,656 24.8% 4.7%
Rural / QROFCRA-eligible
—
37181960600 Salisbury Vance County 37.9% 41.3% 1,120 61.8% 37.4%
Rural / QROFCRA-eligibleHousing pressureHigh vacancy
—
37183050700 Concord Wake County 23% 46.6% 3,348 51.4% 5.2%
NMTC track recordCRA-eligibleHousing pressure
Local Initiatives Support Corporation; Self-Help Ventures Fund $18.9M · 2 deals
37183050900 Greensboro Wake County 29.3% — 2,187 77.8% 11.6%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
37183052001 Wake County 26.3% 26.2% 4,030 91.4% 10.7%
CRA-eligibleHousing pressureUI Tier 1
—
37183052816 Wake County 8.4% 62.3% 6,407 25.1% 2.4%
Former OZ 1.0CRA-eligibleUI Tier 1
—
37183053516 Wake County 9.9% 67.8% 3,501 62.9% 8.4%
Housing pressure
—
37183053517 Wake County 21.7% 91.2% 5,552 53.3% 9.1%
CRA-eligibleUI Tier 1
—
37183053519 Wake County 11.8% 60.5% 3,061 50.4% 19.4%
Former OZ 1.0CRA-eligibleHousing pressureHigh vacancy
—
37183054015 Wake County 24.7% 68.6% 5,094 64.1% 6.7%
CRA-eligibleHousing pressureUI Tier 1
—
37183054113 Sanford Wake County 17.1% 46.1% 5,624 51.9% 8%
Housing pressureUI Tier 1
—
37183054306 Wake County 13.5% 51.9% 3,702 40.1% 6.6%
Rural / QROFCRA-eligible
—
37183054403 Wake County 6.8% 68.3% 3,957 17.2% 2%
Rural / QROFUI Tier 1
—
37183054501 Wake County 21.9% 66.6% 5,115 63.9% 6.4%
Former OZ 1.0Housing pressure
—
37183054502 Chapel Hill Wake County 35.3% — 4,205 60.6% 2.3%
Former OZ 1.0CRA-eligibleHousing pressure
—
37185950202 Warren County 29.1% 58.9% 1,698 50.7% 22.7%
Rural / QROFFormer OZ 1.0Housing pressureHigh vacancy
—
37187950100 Greensboro Washington County 25.1% 68.9% 3,904 30.5% 21.9%
Rural / QROFCRA-eligibleHigh vacancyPersistent poverty
—
37189920500 Charlotte Watauga County 44.6% 94.4% 8,477 74.9% 13.6%
Rural / QROFHousing pressure
—
37189920601 Watauga County 59.8% 77.3% 5,676 69.5% 16.9%
Rural / QROFFormer OZ 1.0Housing pressureHigh vacancy
—
37191001200 Goldsboro Wayne County 20.7% 95% 4,262 56.2% 9.2%
Rural / QROFCRA-eligible
—
37191001800 Wayne County 58% — 2,608 77.4% 16.4%
Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressureHigh vacancy
—
37191002000 Wayne County 32% 54.8% 905 77.9% 24.3%
Rural / QROFCRA-eligibleHousing pressureHigh vacancy
—
37193960600 Wilkes County 22.1% 59.3% 2,573 37.9% 6.8%
Rural / QROFFormer OZ 1.0UI Tier 1
—
37193960700 Greensboro Wilkes County 27.3% 49.9% 4,515 56% 8.7%
Rural / QROFNMTC track recordCRA-eligible
Wachovia Community Development Enterprises, LLC
37193961100 Wilkes County 15.9% 66% 4,181 44.9% 16.8%
Rural / QROFFormer OZ 1.0High vacancyUI Tier 1
—
37195000200 Greensboro Wilson County 35.4% 69.6% 900 97.3% 33.7%
Rural / QROFCRA-eligibleHousing pressureHigh vacancy
—
37195000801 Greensboro Wilson County 53.6% — 1,668 84.7% 18.3%
Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressureHigh vacancy
—
37195001402 Albemarle Wilson County 9.1% 66.3% 6,085 46.6% 5.7%
Rural / QROF
—
37197050401 Yadkin County 5.5% 69.8% 2,779 15.2% 16.9%
Rural / QROFCRA-eligibleHigh vacancy
—

Reading the signals for projects

  • Rural / QROF — a rural QOF investment gets a 30% basis step-up at five years, and existing buildings need only 50% improvement. Rehab of existing stock pencils here in ways it does not elsewhere. Mechanics →
  • Housing pressure — mostly renters, most of them cost-burdened. Housing deals here have demand; they also carry displacement risk, which is where community benefit terms matter.
  • High vacancy — vacant structures to bring back. Pair with the 50% rural improvement threshold where both apply.
  • UI Tier 1 — the Urban Institute's read that private capital is likely to come and the impact would be larger.

Reading the signals for partners

  • NMTC track record — the listed CDEs have underwritten deals in this exact tract. They know the market and can layer NMTC with OZ equity. How they stack →
  • CRA-eligible — bank investment here earns CRA credit. Start with community development officers at banks with branches in the county.
  • Former OZ 1.0 — QOFs and sponsors may already hold assets here. They are the most likely early OZ 2.0 investors and know the local approvals path.
  • Tribal — the tribal government is a principal, not a stakeholder to consult. Persistent poverty — USDA Rural Development programs can fill gaps.

Data context

104

Eligible tracts in EIG DCI top distress quintile

The EIG Distressed Communities Index (2019–2023) is referenced in many state scoring rubrics. Quintile 1 = most distressed. See whether OZ 1.0 reached the most distressed places →

10

Counties with eligible tracts designated USDA persistent poverty

Persistent poverty = 20%+ poverty rate in every census 1980–2010. Source: USDA ERS County Typology Codes (2015 edition). Relevant for USDA RD program eligibility and QROF rural bonus. See QROF rural bonus mechanics →

89

Prior NMTC investments in eligible OZ tracts

CDFI Fund NMTC Public Data Release (2024). Indicates prior CDFI capital deployment track record in these tracts. See how NMTC and OZ stack →

597

Eligible tracts with CRA designation (LMI or distressed/underserved)

Banks earn CRA credit for investing in low- or moderate-income tracts (Track 1), and in non-metropolitan middle-income tracts officially designated distressed or underserved by FFIEC (Track 2). When an OZ project sits in a CRA-eligible tract, bank capital can satisfy CRA obligations while generating OZ tax benefits. How CRA and OZ interact →

Cities: Charlotte, Raleigh, Greensboro, Winston Salem, Gastonia and 283 more

ZIP codes: 28052, 28205, 27610, 27105, 28212 and 445 more

See all 288 cities and 450 ZIP codes

All cities:

Charlotte, Raleigh, Greensboro, Winston Salem, Gastonia, Durham, Fayetteville, Wilmington, High Point, Lumberton, Salisbury, Statesville, Red Springs, Louisburg, Maxton, Pembroke, Selma, Lexington, Greenville, Kannapolis, Smithfield, Burlington, Concord, Kinston, Wilson, Benson, Kings Mountain, Laurinburg, Henderson, Spring Hope, Garner, Roanoke Rapids, Four Oaks, Asheville, Goldsboro, Sanford, Whiteville, Rocky Mount, Dunn, Dallas, Fairmont, Enfield, Forest City, Fort Bragg, Franklinton, Monroe, Jacksonville, Clayton, Shallotte, Asheboro, Rowland, Siler City, Spindale, China Grove, Belmont, Supply, Bessemer City, Warrenton, Wadesboro, Shannon, Rockingham, Garysburg, Staley, Littleton, Castalia, Lincolnton, Hamlet, Laurel Hill, Whitakers, Hendersonville, Windsor, Kenly, Morganton, Shelby, Zebulon, Roxboro, Chadbourn, Rutherfordton, Mount Holly, Elizabethtown, Rich Square, Parkton, Chapel Hill, Randleman, Raeford, Warsaw, Lenoir, Jackson, Kittrell, Reidsville, Lansing, Williamston, Princeton, Rose Hill, Robbins, Wingate, Lilesville, Scotland Neck, Polkton, Morven, Plymouth, Lumber Bridge, Turkey, Andrews, Teachey, Madison, Pineville, Pine Level, Spring Lake, Morehead City, Norlina, Murphy, Mount Airy, Saint Pauls, Ahoskie, Macon, Eagle Springs, Flat Rock, Candler, Candor, Carrboro, Carthage, Cary, Bladenboro, Castle Hayne, Biscoe, Graham, Grifton, Cherryville, Eden, Halifax, Franklinville, Ash, Hollister, Hope Mills, Aulander, Cleveland, Ayden, Hickory, Como, Caroleen, Columbus, Snow Hill, Rockwell, Sparta, Camp Lejeune, Calabash, Bunn, Brunswick, Conover, Seven Springs, Clarendon, Seaboard, Chinquapin, Scottville, Cedar Falls, Sandy Ridge, Saluda, Cerro Gordo, Stanley, Roper, Clarkton, Rosman, Rural Hall, Roxobel, Cherry Point, Tabor City, Star, Bear Creek, Warrensville, Beulaville, Bennett, Weldon, Wendell, Westfield, Belhaven, Wilkesboro, Wallace, Balsam Grove, Willow Spring, Aurora, Angier, Woodland, Woodleaf, Yadkinville, Walnut Cove, Wagram, Brevard, Boonville, Stoneville, Sunset Beach, Bostic, Richlands, Tar Heel, Tarawa Terrace, Tarboro, Thomasville, Vaughan, Toast, Topton, Trinity, Troy, Tryon, Turnersburg, Union Grove, Riegelwood, Jackson Springs, Richfield, Midway Park, Granite Falls, Goldston, Godwin, Magnolia, Maiden, Marietta, Marion, Mars Hill, Marshall, Marshville, Marston, Gibson, Mayodan, Mc Farlan, Mcas New River, Merry Hill, Micro, Grassy Creek, Longwood, Linwood, Haw River, Jefferson, Hudson, Kelford, Hobgood, Highfalls, Lake Toxaway, Lake Waccamaw, Laurel Springs, Grover, Havelock, Leasburg, Leicester, Leland, Harmony, Lewiston Woodville, Hamptonville, Middlesex, Mill Spring, Council, Millers Creek, Peachland, Edenton, Pikeville, Pilot Mountain, Pine Hall, East Flat Rock, Pinnacle, Pleasant Hill, Dudley, Dublin, Proctorville, Dover, Danbury, Hurdle Mills, Crumpler, Creswell, Cove City, Edward, Orrum, Olin, Murfreesboro, Gaston, Mooresboro, Mooresville, Faison, Elm City, Ellerbe, Mount Olive, Ellenboro, Ocean Isle Beach, Nakina, Nashville, New Bern, Newton, Newton Grove, Elizabeth City, North Wilkesboro, Ramseur

All ZIP codes:

28052, 28205, 27610, 27105, 28212, 27701, 28215, 27260, 28358, 28227, 27549, 28377, 28364, 28360, 27405, 28213, 28216, 27834, 28372, 27576, 28208, 28401, 27707, 27704, 28677, 27101, 27703, 28144, 27406, 27893, 27292, 28352, 28306, 27407, 28269, 28083, 28086, 27606, 27504, 27577, 27537, 28147, 27262, 28054, 27107, 28403, 27217, 28501, 27705, 28146, 28217, 28206, 27401, 28472, 27882, 27524, 27529, 27530, 27870, 28301, 28025, 28405, 27603, 28110, 28625, 28462, 28012, 27604, 28016, 27106, 27601, 27589, 27536, 28023, 27520, 28043, 27525, 28160, 28034, 28303, 28027, 28383, 28470, 28056, 27203, 27330, 28340, 27823, 27344, 28334, 27403, 28307, 28655, 27295, 27542, 27616, 28379, 28386, 28540, 27263, 28139, 27850, 28120, 27597, 27831, 27573, 27574, 27317, 28546, 27869, 28371, 28092, 28351, 28304, 28806, 27816, 27127, 28262, 28431, 27983, 27801, 27891, 28310, 28210, 27355, 28337, 28345, 28792, 27534, 28170, 27892, 27858, 28901, 28081, 27874, 28731, 27962, 28715, 27910, 27013, 28687, 28021, 28150, 28645, 28327, 28458, 28273, 28429, 28420, 28311, 28320, 28348, 28214, 28412, 28357, 28398, 28393, 28376, 28390, 27844, 28464, 28643, 28135, 28602, 28091, 28112, 28557, 28119, 28134, 28530, 28211, 28513, 28384, 28152, 28174, 28204, 28209, 27845, 28906, 27516, 27569, 27563, 27103, 27615, 27030, 27568, 27242, 27229, 27253, 27209, 27803, 27499, 27104, 27713, 27609, 27805, 27248, 27025, 27288, 27332, 27511, 27265, 27551, 27839, 27325, 27320, 27544, 27514, 27510, 28463, 27116, 28459, 28504, 27117, 28466, 28456, 27115, 28521, 28467, 28468, 28469, 28523, 27110, 28518, 27102, 28455, 27843, 28453, 28452, 28365, 28366, 28369, 27281, 27268, 28375, 27264, 27261, 27259, 27258, 27252, 28392, 28396, 27230, 28409, 28410, 27208, 27207, 28424, 27205, 28430, 28526, 28432, 28433, 28434, 28450, 28451, 27199, 28543, 27055, 28747, 28672, 28675, 27042, 27041, 28688, 28689, 28693, 28697, 28708, 28712, 28722, 28726, 27027, 28739, 28748, 28532, 28752, 28753, 28754, 28756, 28772, 28773, 28781, 28782, 28801, 28802, 28803, 27020, 28813, 27016, 28660, 28659, 28658, 27043, 28533, 27054, 28542, 28362, 28544, 28545, 27053, 27052, 28560, 28562, 28574, 28578, 28580, 28601, 27049, 28613, 28617, 27048, 28630, 28631, 28633, 28634, 28638, 28640, 27046, 28644, 27045, 28650, 28651, 28363, 28344, 27291, 28082, 28019, 27712, 27708, 27697, 28026, 27690, 27661, 28040, 27658, 27636, 27620, 28073, 27613, 27607, 27555, 27599, 27592, 28093, 28102, 28103, 27591, 27586, 28114, 28115, 28117, 28133, 27557, 28137, 28018, 27715, 27802, 27970, 27847, 27849, 27835, 27855, 27856, 27833, 27863, 27866, 27832, 27822, 27872, 27821, 27876, 27818, 27886, 27890, 27810, 27806, 27894, 27897, 27906, 27907, 27909, 27804, 27928, 27932, 27957, 28138, 28145, 28359, 28314, 27417, 27416, 28297, 27415, 28302, 27411, 27410, 28305, 27409, 27408, 27402, 27371, 28312, 27370, 27541, 27360, 28332, 28333, 27356, 28338, 27331, 28341, 28343, 27316, 27299, 28353, 27294, 27293, 27419, 28256, 28237, 28236, 27533, 27528, 27527, 28164, 27519, 28202, 28203, 27513, 27512, 27508, 27501, 27498, 27495, 27435, 27429, 27425, 28221, 28222, 28226, 27420, 28229, 28230, 28231, 28232, 28233, 28234, 28235, 27011

Look up a specific tract (FFIEC) → Source: FFIEC Census Flat File 2026, joined to IRS Rev. Proc. 2026-14 eligible tracts.

191

Eligible tracts in top investability quintile (Urban Institute model)

The Urban Institute investability model scores OZ-eligible tracts by predicted likelihood of attracting private capital, based on OZ 1.0 investment patterns. Quintile 1 = highest predicted investability among scored tracts. Not all tracts are scored — coverage reflects tracts with sufficient OZ 1.0 data.

Who to contact

Certified CDFIs

25 certified CDFIs headquartered in North Carolina. CDFI Fund certified list →

Rural LISC

Rural LISC →

Native / tribal

North Carolina is home to two distinct tribal communities with eligible-tract interests. The Eastern Band of Cherokee Indians (EBCI) is a federally recognized tribe with a reservation in Jackson and Swain counties in western North Carolina; EBCI has a Tribal Historic Preservation Office (ebci-nsn.gov/thpo) and should be consulted for nominations in or adjacent to Jackson and Swain counties. The Lumbee Tribe is the largest Native American tribe east of the Mississippi River (approximately 55,000 members), is state-recognized, and is centered in Robeson County — which has 31 eligible tracts and appears in the top-10 county table. Robeson County is not federally recognized, so no formal THPO consultation is legally required; however, the Lumbee Tribal Administration (lumbeetribe.com) has active community development interests in Robeson County and should be engaged directly for nominations in that county. NC Commerce has not published a tribal consultation protocol for the OZ 2.0 process.

Designations: Treasury, 2027 QOZ designations and revised eligible-tract file (October 30, 2026). Demographics: ACS 2020–2024 5-year. OZ 1.0: IRS Notice 2018-48, crosswalked to 2020 tracts. Eligible tract counts: IRS Rev. Proc. 2026-14 (April 6, 2026). Rural designation: Notice 2025-50, Section 4.01. Status tier last verified 2026-06-16. Full methodology.