North Dakota
Last checked 2026-06-16
25
Designated tracts (of 37 eligible)
11
Rural designated — QROF treatment
11
Former OZ 1.0 tracts redesignated
57
Days until designations take effect
How North Dakota chose
Treasury published the final list on October 30, 2026. North Dakota designated 25 of 37 eligible tracts, its full allocation, in 11 of 12 counties with eligible tracts. Designations take effect January 1, 2027 and run through December 31, 2036.
Compared with the eligible tracts it passed over, North Dakota favored more populous tracts, lower-vacancy tracts and tracts with fewer residents of color.
| Trait | Designated | Passed over |
|---|---|---|
| Former OZ 1.0 tract | 44% | 33.3% |
| Rural (QROF) | 44% | 58.3% |
| Urban Institute Tier 1 | 8% | 8.3% |
| Median poverty rate | 23.8% | 25.8% |
| Median family income, % of area | 64.5% | 63% |
| Residents of color (mean) | 34.9% | 47.9% |
| Median density, people / sq mi | 2,262 | 390 |
Poverty and income: Treasury's own eligibility figures (ACS 2020–2024). Demographics: ACS 2020–2024. Former OZ 1.0 = at least half the tract's land area was in a 2018 QOZ. How every state compares →
Record: how North Dakota ran its nomination input process
Nomination process
The lead agency has been identified, but no public process has been published yet. Contact information is below.
Map: designated and eligible tracts
Loading 37 eligible tracts…
Designated tracts by county
The county is usually the first local partner on an OZ deal — zoning, infrastructure, incentives. CDEs listed are New Markets Tax Credit allocatees that have already financed deals inside this county's designated tracts: the organizations with a working track record of underwriting there.
| County | Designated / eligible | Rural | OZ 1.0 kept / lost | Residents | NMTC CDEs active in designated tracts |
|---|---|---|---|---|---|
| Cass County | 7 / 8 | — | 3 / 3 | 28,368 | Midwest Minnesota Community Development Corporation |
| Grand Forks County | 4 / 8 | — | 2 / 1 | 15,689 | — |
| Burleigh County | 3 / 3 | — | 2 / 1 | 10,250 | Midwest Minnesota Community Development Corporation |
| Mountrail County | 2 / 2 | 2 | 0 / 0 | 4,737 | — |
| Ramsey County | 2 / 2 | 2 | 0 / 0 | 9,028 | — |
| Ward County | 2 / 4 | 2 | 1 / 0 | 9,255 | — |
| Barnes County | 1 / 1 | 1 | 1 / 0 | 2,860 | — |
| Benson County | 1 / 2 | 1 | 0 / 1 | 2,031 | — |
| Rolette County | 1 / 3 | 1 | 1 / 2 | 5,005 | BREMER CDE, LLC |
| Sioux County | 1 / 2 | 1 | 1 / 0 | 2,251 | DAKOTAS AMERICA LLC |
| Stutsman County | 1 / 1 | 1 | 0 / 1 | 1,982 | — |
| McKenzie County | 0 / 1 | — | 0 / 1 | — | — |
Counties with no designated tracts are listed only if they lost OZ 1.0 tracts. NMTC: CDFI Fund NMTC public data release. 3 distinct CDEs across North Dakota's designated tracts.
Find projects and partners in the designated tracts
Every designated tract in North Dakota, tagged by the signals that point to a project type or a partner. Pick tags to narrow the list — a tract must carry every tag selected. Tags are simple published rules, not a score; hover a tag for its definition.
25 of 25 tracts shown
Download all eligible tracts, national (CSV) →| Tract | County | Pov. | MFI | Pop. | Rent. | Vac. | Signals | Prior NMTC CDEs |
|---|---|---|---|---|---|---|---|---|
| 38003968200 | Barnes County | 28.4% | 73% | 2,860 | 56.2% | 8% | Rural / QROFFormer OZ 1.0CRA-eligible | — |
| 38005940200 Spirit Lake Reservation | Benson County | 26.6% | 61% | 2,031 | 21.5% | 21.7% | Rural / QROFCRA-eligibleTribalHigh vacancyPersistent poverty | — |
| 38015010200 | Burleigh County | 15.8% | 59.6% | 3,962 | 43.5% | 17.8% | Former OZ 1.0CRA-eligibleHigh vacancy | — |
| 38015010800 | Burleigh County | 13.5% | 53.7% | 3,496 | 22.9% | 5.1% | Former OZ 1.0NMTC track recordCRA-eligible | Midwest Minnesota Community Development Corporation |
| 38015011103 Valley City | Burleigh County | 18% | 67.6% | 2,792 | 60.6% | 8.3% | CRA-eligibleHousing pressure | — |
| 38017000502 | Cass County | 56.4% | — | 4,649 | 88.9% | 5.9% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 38017000601 | Cass County | 22.7% | 59.5% | 2,808 | 50.2% | 10.7% | Former OZ 1.0CRA-eligible | — |
| 38017000602 | Cass County | 34.5% | 52.6% | 2,356 | 61.1% | 13.4% | Former OZ 1.0NMTC track recordCRA-eligibleHousing pressure | Midwest Minnesota Community Development Corporation $7.3M · 1 deal |
| 38017000802 Jamestown | Cass County | 9.8% | 68.1% | 5,381 | 39.6% | 5.1% | CRA-eligible | — |
| 38017000903 | Cass County | 7.9% | 62% | 4,163 | 72.7% | 0.3% | CRA-eligible | — |
| 38017001003 | Cass County | 27.4% | 62.3% | 3,511 | 58% | 10.7% | CRA-eligible | — |
| 38017010106 | Cass County | 34.6% | 43.6% | 5,500 | 98% | 7.5% | CRA-eligible | — |
| 38035010100 | Grand Forks County | 16.2% | 66.6% | 3,372 | 60.9% | 8.7% | Former OZ 1.0CRA-eligibleHousing pressure | — |
| 38035010600 | Grand Forks County | 23.8% | 103.9% | 2,287 | 59.4% | 10.7% | Former OZ 1.0CRA-eligible | — |
| 38035010801 | Grand Forks County | 31.9% | 89.6% | 5,500 | 65.6% | 12.4% | Housing pressure | — |
| 38035010804 | Grand Forks County | 14.5% | 69.3% | 4,530 | 72.3% | 3.6% | CRA-eligibleHousing pressure | — |
| 38061940300 Grand Forks | Mountrail County | 27.3% | 83.9% | 1,295 | 43.6% | 23.1% | Rural / QROFCRA-eligibleTribalHigh vacancy | — |
| 38061940400 Fort Berthold Reservation | Mountrail County | 18.9% | 61.6% | 3,442 | 54.5% | 28.2% | Rural / QROFCRA-eligibleTribalHigh vacancy | — |
| 38071957600 | Ramsey County | 15.7% | 67.9% | 4,412 | 66% | 2.2% | Rural / QROFCRA-eligible | — |
| 38071957800 Fargo | Ramsey County | 20.5% | 96.2% | 4,616 | 36% | 5.1% | Rural / QROFCRA-eligibleTribal | — |
| 38079941800 Grand Forks | Rolette County | 25.2% | 58% | 5,005 | 40.7% | 19.4% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleTribalHigh vacancyUI Tier 1Persistent poverty | BREMER CDE, LLC $12.6M · 1 deal |
| 38085940900 Standing Rock Reservation | Sioux County | 48.2% | 32.7% | 2,251 | 58.8% | 13% | Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleTribalPersistent poverty | DAKOTAS AMERICA LLC |
| 38093967401 | Stutsman County | 25.7% | 54.2% | 1,982 | 82.2% | 4.7% | Rural / QROFCRA-eligible | — |
| 38101010100 | Ward County | 24.6% | 79.8% | 3,270 | 58.8% | 11.5% | Rural / QROFFormer OZ 1.0UI Tier 1 | — |
| 38101010602 | Ward County | 20.5% | 112.3% | 5,985 | 44.1% | 12.4% | Rural / QROF | — |
Reading the signals for projects
- Rural / QROF — a rural QOF investment gets a 30% basis step-up at five years, and existing buildings need only 50% improvement. Rehab of existing stock pencils here in ways it does not elsewhere. Mechanics →
- Housing pressure — mostly renters, most of them cost-burdened. Housing deals here have demand; they also carry displacement risk, which is where community benefit terms matter.
- High vacancy — vacant structures to bring back. Pair with the 50% rural improvement threshold where both apply.
- UI Tier 1 — the Urban Institute's read that private capital is likely to come and the impact would be larger.
Reading the signals for partners
- NMTC track record — the listed CDEs have underwritten deals in this exact tract. They know the market and can layer NMTC with OZ equity. How they stack →
- CRA-eligible — bank investment here earns CRA credit. Start with community development officers at banks with branches in the county.
- Former OZ 1.0 — QOFs and sponsors may already hold assets here. They are the most likely early OZ 2.0 investors and know the local approvals path.
- Tribal — the tribal government is a principal, not a stakeholder to consult. Persistent poverty — USDA Rural Development programs can fill gaps.
Data context
4
Eligible tracts in EIG DCI top distress quintile
The EIG Distressed Communities Index (2019–2023) is referenced in many state scoring rubrics. Quintile 1 = most distressed. See whether OZ 1.0 reached the most distressed places →
3
Counties with eligible tracts designated USDA persistent poverty
Persistent poverty = 20%+ poverty rate in every census 1980–2010. Source: USDA ERS County Typology Codes (2015 edition). Relevant for USDA RD program eligibility and QROF rural bonus. See QROF rural bonus mechanics →
6
Prior NMTC investments in eligible OZ tracts
CDFI Fund NMTC Public Data Release (2024). Indicates prior CDFI capital deployment track record in these tracts. See how NMTC and OZ stack →
31
Eligible tracts with CRA designation (LMI or distressed/underserved)
Banks earn CRA credit for investing in low- or moderate-income tracts (Track 1), and in non-metropolitan middle-income tracts officially designated distressed or underserved by FFIEC (Track 2). When an OZ project sits in a CRA-eligible tract, bank capital can satisfy CRA obligations while generating OZ tax benefits. How CRA and OZ interact →
Cities: Fargo, Grand Forks, Bismarck, Belcourt, Saint John and 18 more
ZIP codes: 58103, 58201, 58102, 58203, 58367 and 28 more
See all 23 cities and 33 ZIP codes
All cities:
Fargo, Grand Forks, Bismarck, Belcourt, Saint John, Cannon Ball, Sheyenne, Selfridge, Saint Michael, Rolla, Valley City, Tolna, Tokio, Solen, Minot, Oberon, Minnewaukan, Maddock, Jamestown, Fort Yates, Fort Totten, Dunseith, Warwick
All ZIP codes:
58103, 58201, 58102, 58203, 58367, 58504, 58374, 58370, 58369, 58501, 58316, 58202, 58528, 58568, 58380, 58503, 58405, 58401, 58538, 58570, 58381, 58072, 58379, 58357, 58351, 58348, 58335, 58329, 58125, 58109, 58106, 58105, 58701
Look up a specific tract (FFIEC) → Source: FFIEC Census Flat File 2026, joined to IRS Rev. Proc. 2026-14 eligible tracts.
3
Eligible tracts in top investability quintile (Urban Institute model)
The Urban Institute investability model scores OZ-eligible tracts by predicted likelihood of attracting private capital, based on OZ 1.0 investment patterns. Quintile 1 = highest predicted investability among scored tracts. Not all tracts are scored — coverage reflects tracts with sufficient OZ 1.0 data.
Who to contact
North Dakota Department of Commerce, Economic Development & Finance Division
https://www.commerce.nd.gov/economic-development-finance(701) 328-5344
Certified CDFIs
1 certified CDFIs headquartered in North Dakota. CDFI Fund certified list →
USDA Rural Development
USDA RD North Dakota State Office →RCAP Regional Partner
Midwest Assistance Program (MAP) →Rural LISC
Rural LISC →Native / tribal
No formal tribal consultation process has been published for North Dakota's OZ 2.0 nomination. If your jurisdiction contains or is adjacent to tribal land, contact the relevant Tribal Historic Preservation Office (THPO) or tribal government directly before submitting a nomination.
Designations: Treasury, 2027 QOZ designations and revised eligible-tract file (October 30, 2026). Demographics: ACS 2020–2024 5-year. OZ 1.0: IRS Notice 2018-48, crosswalked to 2020 tracts. Eligible tract counts: IRS Rev. Proc. 2026-14 (April 6, 2026). Rural designation: Notice 2025-50, Section 4.01. Status tier last verified 2026-06-16. Full methodology.