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OZ 2.0 | State Resource

Pennsylvania

Input closed

Last checked 2026-06-16

866

Total eligible tracts

274

Rural eligible

217

Max designations (25%)

1

Days to federal window

Nomination process

Community input window closed 2026-06-05. The state is now in internal review.

DCED hosted a public webinar ("Opportunity Zones in Pennsylvania: What You Need To Know") on May 19, 2026 and opened a Stakeholder Engagement form (Microsoft Forms) for municipalities and stakeholders to nominate or comment on census tracts, with submissions due June 5, 2026 (county deadline now passed — DCED is in internal review). DCED's five priority sectors are housing, industrial sites, main street, rural, and innovation. With 866 eligible tracts and a cap of 217, rural-flagged tracts under Rev. Proc. 2026-14 with a clear investment pipeline were highest-priority submissions. Contact DCED at oppzones@pa.gov for status updates.

Eligible tracts

Loading 866 eligible tracts…

View on EIG map → IRS appendix (XLSX) Source: IRS Rev. Proc. 2026-14 · EIG DCI 2023 · FFIEC CRA 2025 · Urban Institute 2026
County Eligible tracts
Philadelphia County 218
Allegheny County 97
Delaware County 43
Luzerne County 39
Westmoreland County 28
Lehigh County 27
Erie County 26
Berks County 25
Lackawanna County 21
Dauphin County 18

Data context

174

Eligible tracts in EIG DCI top distress quintile

The EIG Distressed Communities Index (2019–2023) is referenced in many state scoring rubrics. Quintile 1 = most distressed. See whether OZ 1.0 reached the most distressed places →

1

Counties with eligible tracts designated USDA persistent poverty

Persistent poverty = 20%+ poverty rate in every census 1980–2010. Source: USDA ERS County Typology Codes (2015 edition). Relevant for USDA RD program eligibility and QROF rural bonus. See QROF rural bonus mechanics →

146

Prior NMTC investments in eligible OZ tracts

CDFI Fund NMTC Public Data Release (2024). Indicates prior CDFI capital deployment track record in these tracts. See how NMTC and OZ stack →

617

Eligible tracts with CRA designation (LMI or distressed/underserved)

Banks earn CRA credit for investing in low- or moderate-income tracts (Track 1), and in non-metropolitan middle-income tracts officially designated distressed or underserved by FFIEC (Track 2). When an OZ project sits in a CRA-eligible tract, bank capital can satisfy CRA obligations while generating OZ tax benefits. How CRA and OZ interact →

Cities: Philadelphia, Pittsburgh, Allentown, Reading, Erie and 291 more

ZIP codes: 19140, 19143, 19124, 18102, 19120 and 441 more

See all 296 cities and 446 ZIP codes

All cities:

Philadelphia, Pittsburgh, Allentown, Reading, Erie, York, Scranton, Harrisburg, Chester, Johnstown, Wilkes Barre, Hazleton, New Castle, Mckeesport, Bethlehem, Pottstown, Altoona, Lancaster, New Kensington, Upper Darby, Kingston, Braddock, Homestead, Washington, Lebanon, Titusville, Norristown, Belle Vernon, Beaver Falls, Vandergrift, Sharon, Uniontown, Connellsville, East Pittsburgh, Easton, Shamokin, Greensburg, Middletown, Pottsville, Plymouth, Coatesville, Lewistown, Mc Kees Rocks, Monessen, Lemont Furnace, Carlisle, Clairton, Brookhaven, Bristol, Brownsville, Carbondale, Bensalem, Aliquippa, Butler, Punxsutawney, Jeannette, Aston, Union City, Masontown, Farrell, Fayette City, Templeton, Forest City, Bloomsburg, Tamaqua, Kittanning, Hopwood, Glassport, Pittston, Grand Valley, Verona, Leechburg, Lansford, Shenandoah, Irvona, Sheffield, Hermitage, Mount Pleasant, Kennett Square, Chambersburg, Bradford, Whitehall, West Mifflin, Donora, North Versailles, Wilmerding, New Bethlehem, Corry, Coal Center, Duquesne, Charleroi, Croydon, Columbia, Breezewood, Pottersdale, New Brighton, Bentleyville, Ramey, Pricedale, New Alexandria, Plymouth Meeting, Beavertown, Renovo, Republic, Nesquehoning, Nazareth, Nanticoke, Point Marion, Berwick, New Eagle, Perryopolis, Oil City, Olanta, Norvelt, Oliver, Riddlesburg, Oxford, Palmyra, Penn, North Bend, New Geneva, Brackenridge, Newville, New Salem, Pitcairn, Blairsville, Pittsfield, New Millport, Oak Ridge, Osceola, Clarendon, Rochester, Webster, Transfer, Turtle Creek, Unionville, United, Ambridge, Vestaburg, Vowinckel, Wallingford, Warminster, Albrightsville, Washington Boro, West Chester, Royersford, West Newton, Westfield, Westover, Westport, Wheatland, Adrian, Williamsport, Willow Grove, Windsor, Wood, Wrightsville, Trafford, Towanda, Toughkenamon, Avondale, Sabinsville, Saxton, Scenery Hill, Schenley, Beaver Springs, Seminole, Beaver, Bath, Sharon Hill, Myerstown, Shippensburg, Six Mile Run, Smithfield, Smokerun, Somerset, Spartansburg, State College, Sugarloaf, Summit Hill, Sunbury, Susquehanna, Tarentum, Tidioute, Shawville, Merrittstown, Mount Union, Freeland, Emporium, Centerville, Essington, Everett, Fairbank, Fairmount City, Feasterville Trevose, Folcroft, Ford City, Fredericktown, Freedom, Freeport, Ellsworth, Gans, Garrett, Glen Campbell, Glen Hope, Greenville, Grindstone, Hanover, Cardale, Hastings, Hatboro, Hellertown, Ellwood City, Elkins Park, Mount Carmel, Curwensville, Clarksville, Clearfield, Clifford, Coal Township, Coalport, Cherry Tree, Conway, Cooksburg, Cowansville, Cross Fork, Crum Lynne, Custer City, Elgin, Daisytown, Dallas, Dallastown, Dayton, Defiance, Derry, Drifton, Dunbar, East Vandergrift, Ebervale, Edinboro, Herman, Hershey, Highspire, Mendenhall, Mammoth, Mar Lin, Marcus Hook, Marienville, Martin, Mayport, Mc Clure, Mc Veytown, Mcadoo, Brockway, Meadville, Clarington, Hiller, Meyersdale, Midland, Millsboro, Milnesville, Milroy, Minersville, Bridgeport, Monongahela, Monroeville, Morrisville, Mount Braddock, Mahanoy City, Mahaffey, Madera, Lyndora, Cambridge Springs, Hopewell, Houtzdale, Hummelstown, Jamestown, Jermyn, California, Karthaus, Kelayres, Knoxville, La Jose, Lake Lynn, Burnside, Lanesboro, Langhorne, Lansdale, Lansdowne, Latrobe, Lattimer Mines, Burlington, Adah, Levittown, Lock Haven, Abington

All ZIP codes:

19140, 19143, 19124, 18102, 19120, 19601, 19132, 19139, 15221, 19121, 19149, 16503, 19134, 19133, 19013, 19104, 18201, 16501, 18702, 19131, 16101, 15132, 19142, 16507, 19111, 19144, 19135, 18202, 19138, 17403, 19141, 19122, 15210, 15219, 19602, 19464, 17401, 15213, 19604, 15235, 15212, 15068, 17103, 15206, 18101, 15208, 18701, 15260, 18503, 17603, 19082, 18103, 17602, 18109, 18704, 18015, 15214, 16508, 19125, 15104, 19145, 16502, 16601, 19151, 15906, 15690, 18505, 17104, 18504, 16146, 19401, 15012, 15010, 16354, 18711, 18705, 15120, 17046, 15301, 15902, 16602, 19136, 19137, 15901, 17101, 15401, 17102, 19126, 17044, 18042, 17042, 16001, 15601, 17013, 17901, 17872, 16504, 17404, 16510, 17057, 17110, 15001, 15425, 18651, 15062, 19129, 15211, 19123, 15136, 15112, 19020, 19015, 15417, 19007, 19153, 19320, 15207, 18509, 18407, 15025, 18508, 15456, 19606, 16347, 19607, 16407, 16656, 16420, 19146, 16438, 19348, 16511, 19148, 19152, 16701, 18052, 19115, 19130, 19119, 18232, 18018, 18252, 17976, 18421, 17815, 17512, 17406, 18510, 18640, 17201, 17120, 17113, 16242, 19014, 19021, 18104, 16259, 19611, 15110, 15148, 16121, 16105, 15461, 15445, 15666, 15122, 15137, 15147, 15202, 16201, 15203, 15204, 15205, 15438, 15220, 15261, 15423, 15905, 16148, 15767, 15033, 15644, 15045, 15656, 15022, 15473, 15435, 18703, 15431, 18766, 15427, 15439, 15474, 18706, 18710, 15475, 18764, 18769, 18210, 18814, 18827, 18847, 18848, 18974, 19001, 18105, 15420, 15419, 15410, 15368, 15360, 15442, 18249, 18221, 18250, 15468, 15467, 18240, 18413, 15465, 18433, 18501, 15463, 18239, 15460, 15451, 18237, 18234, 15444, 18515, 15348, 15472, 18519, 18577, 18603, 18612, 18634, 18231, 18224, 18223, 16226, 19056, 19022, 19027, 15084, 15074, 19150, 15072, 15067, 15066, 19311, 15063, 15059, 19357, 19363, 19374, 19375, 19380, 19382, 19403, 19404, 19405, 19446, 19462, 15042, 19465, 19468, 15027, 19603, 19605, 15014, 15009, 19610, 15085, 15087, 15089, 15331, 19029, 19032, 19040, 19047, 19050, 19053, 15501, 19061, 19067, 19079, 15333, 19086, 19090, 15322, 15131, 15314, 19116, 15236, 15227, 15226, 15224, 15218, 15217, 15209, 15146, 15145, 15140, 15134, 15478, 15542, 15533, 16661, 16692, 16681, 16679, 16678, 16672, 16671, 16039, 16045, 16651, 16650, 16646, 16645, 16633, 16627, 16694, 16003, 16725, 16803, 16830, 16833, 16845, 16861, 16863, 16871, 15003, 16928, 16942, 16943, 16950, 16002, 17033, 16603, 16102, 17036, 16301, 16217, 16351, 16218, 16340, 16335, 16313, 16260, 16544, 16222, 16253, 16245, 16224, 16240, 16239, 16403, 16404, 16210, 16412, 16413, 16434, 16161, 16444, 16154, 16134, 16125, 16505, 16117, 16108, 16512, 16534, 16541, 17034, 15909, 15537, 17745, 17813, 17812, 17801, 17778, 17764, 17760, 17729, 15689, 17703, 17701, 15670, 17582, 15674, 15675, 15664, 17841, 17851, 17866, 15650, 17948, 17951, 17954, 18014, 15629, 18017, 15627, 15552, 18045, 16229, 18055, 18064, 15682, 15717, 15907, 15824, 15724, 15742, 15753, 17108, 17105, 15757, 15828, 17368, 17078, 17067, 17066, 17063, 15834, 17051, 17121, 17122, 17123, 17124, 17125, 17126, 17127, 17128, 17129, 17130, 15721, 17202, 17241, 17257, 17313, 17331, 17366, 16873

Look up a specific tract (FFIEC) → Source: FFIEC Census Flat File 2026, joined to IRS Rev. Proc. 2026-14 eligible tracts.

177

Eligible tracts in top investability quintile (Urban Institute model)

The Urban Institute investability model scores OZ-eligible tracts by predicted likelihood of attracting private capital, based on OZ 1.0 investment patterns. Quintile 1 = highest predicted investability among scored tracts. Not all tracts are scored — coverage reflects tracts with sufficient OZ 1.0 data.

How to influence the nomination

The state submission window closed 2026-06-05. Pennsylvania is in internal review. Monitor the lead agency's page for draft recommendations. The Accelerator for America OZ Designation Toolkit remains useful for preparing documentation that may inform the state's internal review.

Who to contact

Certified CDFIs

33 certified CDFIs headquartered in Pennsylvania. CDFI Fund certified list →

USDA Rural Development

USDA RD Pennsylvania State Office →

RCAP Regional Partner

RCAP Solutions →

Rural LISC

Rural LISC →

Native / tribal

No formal tribal consultation process has been published for Pennsylvania's OZ 2.0 nomination. If your jurisdiction contains or is adjacent to tribal land, contact the relevant Tribal Historic Preservation Office (THPO) or tribal government directly before submitting a nomination.

Eligible tract counts: IRS Rev. Proc. 2026-14 (April 6, 2026). Rural designation: Notice 2025-50, Section 4.01. Status tier last verified 2026-06-16. Full methodology.