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OZ 2.0 | State Resource

Pennsylvania

Designated · 218 tracts

Last checked 2026-06-16

218

Designated tracts (of 871 eligible)

76

Rural designated — QROF treatment

95

Former OZ 1.0 tracts redesignated

57

Days until designations take effect

How Pennsylvania chose

Treasury published the final list on October 30, 2026. Pennsylvania designated 218 of 871 eligible tracts, its full allocation, in 63 of 63 counties with eligible tracts. Designations take effect January 1, 2027 and run through December 31, 2036. Treasury's October list has 5 more eligible tracts here than the April appendix, qualified under its missing-data rules; 0 were designated.

Compared with the eligible tracts it passed over, Pennsylvania favored former OZ 1.0 tracts, renter-heavy tracts and tracts with prior NMTC deals.

Trait Designated Passed over
Former OZ 1.0 tract 43.6% 20.5%
Rural (QROF) 34.9% 30.5%
Urban Institute Tier 1 26.1% 18.4%
Median poverty rate 25.7% 23.6%
Median family income, % of area 56% 59.9%
Residents of color (mean) 49.2% 50.6%
Median density, people / sq mi 5,187 6,861

Poverty and income: Treasury's own eligibility figures (ACS 2020–2024). Demographics: ACS 2020–2024. Former OZ 1.0 = at least half the tract's land area was in a 2018 QOZ. How every state compares →

207 OZ 1.0 tracts in Pennsylvania were not redesignated. They stay OZ 1.0 zones through December 31, 2028, but under Notice 2026-40 new capital after 2026 generally cannot enter them except under a working capital safe harbor plan adopted by December 31, 2026. If a project in one of these tracts is mid-stream, that deadline is the one that matters. The county table below shows where they are. Transition rules →
Record: how Pennsylvania ran its nomination input process

Nomination process

Community input window closed 2026-06-05. The state is now in internal review.

DCED hosted a public webinar ("Opportunity Zones in Pennsylvania: What You Need To Know") on May 19, 2026 and opened a Stakeholder Engagement form (Microsoft Forms) for municipalities and stakeholders to nominate or comment on census tracts, with submissions due June 5, 2026 (county deadline now passed — DCED is in internal review). DCED's five priority sectors are housing, industrial sites, main street, rural, and innovation. With 866 eligible tracts and a cap of 217, rural-flagged tracts under Rev. Proc. 2026-14 with a clear investment pipeline were highest-priority submissions. Contact DCED at oppzones@pa.gov for status updates.

Map: designated and eligible tracts

Loading 871 eligible tracts…

View on EIG map → Treasury designation files (XLSX) Source: Treasury 2027 QOZ designations (Oct. 30, 2026) · IRS Rev. Proc. 2026-14 · EIG DCI 2023 · FFIEC CRA 2025 · Urban Institute 2026

Designated tracts by county

The county is usually the first local partner on an OZ deal — zoning, infrastructure, incentives. CDEs listed are New Markets Tax Credit allocatees that have already financed deals inside this county's designated tracts: the organizations with a working track record of underwriting there.

County Designated / eligible Rural OZ 1.0 kept / lost Residents NMTC CDEs active in designated tracts
Philadelphia County 47 / 219 — 31 / 55 163,106 Banc of America CDE, LLC; Chase New Markets Corporation; Commonwealth Cornerstone Group; DV Community Investment, LLC; Local Initiatives Support Corporation; Nonprofit Finance Fund; PIDC Community Capital; RBC Community Development, LLC; Reinvestment Fund, Inc., The; Telesis CDE Corporation; The Community Builders CDE LLC; Urban Research Park CDE, LLC; Wachovia Community Development Enterprises, LLC
Allegheny County 20 / 97 — 12 / 50 49,320 Commonwealth Cornerstone Group; National City New Market Fund, Inc.; National Trust Community Investment Corporation; Neighborhood Community Development Fund; PNC Community Partners, Inc.; Pittsburgh Urban Initiatives LLC; Rural Development Partners LLC
Delaware County 12 / 44 — 2 / 4 39,690 Consortium America, LLC; Reinvestment Fund, Inc., The
Erie County 9 / 26 1 5 / 3 22,741 Commonwealth Cornerstone Group
Lackawanna County 9 / 21 — 2 / 6 29,626 Primary Care Development Corporation
Berks County 8 / 25 — 3 / 3 28,994 Commonwealth Cornerstone Group; Community First Fund; Reading's Future, LLC; Reinvestment Fund, Inc., The; Sovereign Community Development Company
Luzerne County 7 / 39 3 4 / 2 20,131 Commonwealth Cornerstone Group; Community Revitalization Fund, Inc.; Consortium America, LLC; Wachovia Community Development Enterprises, LLC
Cambria County 5 / 13 5 2 / 3 10,618 —
Lehigh County 5 / 27 — 2 / 4 16,651 —
Montgomery County 5 / 16 — 3 / 1 14,142 Sovereign Community Development Company
Washington County 5 / 17 2 1 / 1 14,192 Commonwealth Cornerstone Group
Dauphin County 4 / 18 — 3 / 2 14,142 Commonwealth Cornerstone Group; Community First Fund
Fayette County 4 / 15 4 0 / 2 16,213 —
Westmoreland County 4 / 28 — 1 / 3 8,139 —
York County 4 / 17 4 4 / 1 9,567 Community First Fund; National Community Fund I, LLC
Bucks County 3 / 10 — 0 / 2 14,579 —
Chester County 3 / 8 1 2 / 2 14,256 —
Indiana County 3 / 10 3 1 / 2 11,033 —
Lancaster County 3 / 12 — 1 / 5 13,048 Commonwealth Cornerstone Group; HEDC New Markets, Inc
Schuylkill County 3 / 13 3 0 / 3 7,299 —
Armstrong County 2 / 7 1 0 / 0 3,693 —
Blair County 2 / 7 2 2 / 3 4,324 —
Butler County 2 / 7 2 0 / 1 6,566 —
Crawford County 2 / 6 2 0 / 0 6,606 —
Forest County 2 / 2 2 0 / 0 6,715 —
Jefferson County 2 / 4 2 0 / 2 7,405 Reinvestment Fund, Inc., The
Lebanon County 2 / 6 2 0 / 2 8,936 Community First Fund
Mercer County 2 / 12 2 0 / 2 6,340 —
Somerset County 2 / 6 2 0 / 1 4,447 —
Venango County 2 / 3 2 1 / 2 3,155 —
Warren County 2 / 5 2 1 / 1 6,838 —
Wayne County 2 / 2 2 0 / 0 7,240 —
Adams County 1 / 1 1 0 / 0 4,126 —
Beaver County 1 / 14 — 0 / 4 1,439 —
Bedford County 1 / 2 1 0 / 0 3,246 —
Bradford County 1 / 1 1 1 / 0 2,791 —
Cameron County 1 / 1 1 1 / 0 1,975 —
Carbon County 1 / 4 1 0 / 0 3,344 —
Centre County 1 / 7 1 1 / 4 2,754 —
Clarion County 1 / 3 1 1 / 2 1,715 —
Clearfield County 1 / 7 1 1 / 5 5,087 —
Clinton County 1 / 2 1 1 / 3 2,131 —
Columbia County 1 / 5 1 1 / 1 4,890 —
Cumberland County 1 / 8 — 0 / 1 2,413 —
Elk County 1 / 1 1 0 / 0 3,969 —
Franklin County 1 / 4 1 0 / 0 5,929 —
Greene County 1 / 1 1 1 / 1 5,488 —
Huntingdon County 1 / 2 1 0 / 0 2,328 —
Juniata County 1 / 2 1 0 / 0 3,777 —
Lawrence County 1 / 10 1 1 / 3 1,775 WesBanco Bank Community Development Corp.
Lycoming County 1 / 5 1 1 / 2 2,239 —
McKean County 1 / 4 1 1 / 1 2,916 —
Mifflin County 1 / 5 1 0 / 0 2,212 —
Monroe County 1 / 6 1 0 / 2 5,265 —
Northampton County 1 / 12 — 1 / 7 4,924 City First New Markets Fund II, LLC; Commonwealth Cornerstone Group
Northumberland County 1 / 11 1 0 / 2 3,829 —
Perry County 1 / 1 — 0 / 0 4,527 —
Pike County 1 / 3 1 0 / 0 1,712 —
Potter County 1 / 1 1 0 / 0 1,077 —
Snyder County 1 / 1 1 0 / 0 3,613 —
Susquehanna County 1 / 2 1 0 / 0 1,770 —
Tioga County 1 / 2 1 0 / 0 3,854 —
Union County 1 / 1 1 0 / 0 3,141 Reinvestment Fund, Inc., The; Wells Fargo Community Development Enterprises, Inc.

Counties with no designated tracts are listed only if they lost OZ 1.0 tracts. NMTC: CDFI Fund NMTC public data release. 30 distinct CDEs across Pennsylvania's designated tracts.

Find projects and partners in the designated tracts

Every designated tract in Pennsylvania, tagged by the signals that point to a project type or a partner. Pick tags to narrow the list — a tract must carry every tag selected. Tags are simple published rules, not a score; hover a tag for its definition.

218 of 218 tracts shown

Download all eligible tracts, national (CSV) →
Tract County Pov. MFI Pop. Rent. Vac. Signals Prior NMTC CDEs
42001031501 McKeesport Adams County 21.4% 97.1% 4,126 56.1% 5%
Rural / QROF
—
42003010302 Allegheny County 28.1% 86.8% 4,754 64.4% 30.1%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancy
Commonwealth Cornerstone Group
42003040500 Allegheny County 79.8% 40.6% 3,081 90.8% 27%
CRA-eligibleHousing pressureHigh vacancy
—
42003040900 Allegheny County 55.9% 83.2% 3,280 70.6% 19.9%
CRA-eligibleHousing pressureHigh vacancy
—
42003050100 Coatesville Allegheny County 42.2% 43.7% 1,746 78.9% 19.4%
Former OZ 1.0NMTC track recordCRA-eligibleHigh vacancy
National City New Market Fund, Inc.
42003120900 Allegheny County 32.8% 40.1% 1,473 66% 30.7%
NMTC track recordCRA-eligibleHousing pressureHigh vacancyUI Tier 1
Commonwealth Cornerstone Group
42003130800 Allegheny County 31.8% 31.7% 2,186 66.4% 38.7%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancyUI Tier 1
Pittsburgh Urban Initiatives LLC $0.0M · 1 deal
42003160900 Allegheny County 23.6% 92.8% 3,603 79.3% 10.5%
—
42003161000 Allegheny County 38.8% 57% 3,200 38.7% 17.5%
CRA-eligibleHigh vacancyUI Tier 1
—
42003481000 Scranton Allegheny County 15.1% 58.5% 3,319 59.5% 19.5%
Former OZ 1.0CRA-eligibleHousing pressureHigh vacancyUI Tier 1
—
42003483800 Allegheny County 18.6% 56.1% 2,874 65.9% 18.4%
CRA-eligibleHigh vacancyUI Tier 1
—
42003486700 Allegheny County 25.9% 51.2% 2,147 63.9% 27.9%
Former OZ 1.0NMTC track recordCRA-eligibleHigh vacancyUI Tier 1
Rural Development Partners LLC
42003509400 Lancaster Allegheny County 17.6% 50.5% 5,007 72% 11.5%
Former OZ 1.0CRA-eligible
—
42003510000 Allegheny County 45.4% 28.5% 2,121 58.7% 19.8%
CRA-eligibleHigh vacancy
—
42003514000 Allegheny County 24.9% 80.1% 1,793 59.2% 16.6%
Former OZ 1.0CRA-eligibleHigh vacancyUI Tier 1
—
42003515300 Leechburg Allegheny County 31.6% 47.7% 1,507 69.1% 14.6%
Former OZ 1.0Housing pressureUI Tier 1
—
42003551900 Pottsville Allegheny County 48.6% 31.3% 1,561 85.4% 14%
Former OZ 1.0UI Tier 1
—
42003552100 Youngsville Allegheny County 79% 22.7% 1,250 78.7% 27.8%
Former OZ 1.0CRA-eligibleHousing pressureHigh vacancy
—
42003562400 Allegheny County 44.8% 59.6% 2,770 40.5% 16.5%
Former OZ 1.0CRA-eligibleHigh vacancy
—
42003562901 Philadelphia Allegheny County 41.5% 39.7% 1,643 51.7% 20.8%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancy
PNC Community Partners, Inc. $1.4M · 2 deals
42003980600 Philadelphia Allegheny County 100% — 5 100% 0%
NMTC track recordHousing pressure
National Trust Community Investment Corporation; Neighborhood Community Development Fund $4.2M · 4 deals
42005951800 Armstrong County 19.6% 66.1% 1,985 39.5% 13%
Rural / QROFCRA-eligible
—
42005951900 Armstrong County 27.3% 64.6% 1,708 43.1% 6.6%
CRA-eligible
—
42007604200 Beaver County 21.2% 85.9% 1,439 56.1% 16.9%
Housing pressureHigh vacancyUI Tier 1
—
42009960500 Bedford County 16.9% 61.9% 3,246 20.8% 23.4%
Rural / QROFCRA-eligibleHigh vacancy
—
42011000100 Berks County 41.5% 37.5% 4,837 94.4% 17.2%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancyUI Tier 1
Commonwealth Cornerstone Group; Community First Fund; Reinvestment Fund, Inc., The; Sovereign Community Development Company $30.0M · 5 deals
42011000200 Berks County 38.6% 37.5% 4,448 74.2% 2.3%
CRA-eligibleHousing pressure
—
42011000300 Titusville Berks County 10% 56.9% 2,503 34% 0%
CRA-eligible
—
42011001300 Farrell Berks County 26.7% 47.5% 2,956 79.2% 8.7%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
42011001400 Berks County 36.6% 43.9% 4,817 78.5% 5.7%
NMTC track recordCRA-eligibleHousing pressure
Commonwealth Cornerstone Group; Reading's Future, LLC $4.1M · 2 deals
42011002200 Berks County 36.5% 39.6% 2,404 72.7% 11.8%
CRA-eligibleHousing pressure
—
42011002500 Berks County 57.1% 24.3% 3,716 78.3% 10.9%
Former OZ 1.0CRA-eligibleHousing pressure
—
42011002600 Berks County 54.4% — 3,313 79.8% 10%
NMTC track recordCRA-eligibleHousing pressureUI Tier 1
Commonwealth Cornerstone Group $5.0M · 1 deal
42013100300 Blair County 22.4% 47.4% 2,864 51.4% 15.8%
Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressureHigh vacancy
—
42013101900 Blair County 35.9% 59.9% 1,460 96.8% 14.2%
Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressure
—
42015951000 Sugar Notch Bradford County 12.6% 62.6% 2,791 46.6% 20.4%
Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancy
—
42017100208 Bucks County 23.7% 67.8% 7,087 43.5% 3.9%
CRA-eligibleUI Tier 1
—
42017100303 Pittsburgh Bucks County 16.5% 69% 4,545 33.9% 4.7%
CRA-eligible
—
42017105702 Monongahela Bucks County 5.5% 50.4% 2,947 50% 1.8%
CRA-eligible
—
42019902300 Butler County 24.3% 62.7% 3,071 59.5% 23.6%
Rural / QROFCRA-eligibleHousing pressureHigh vacancy
—
42019910400 Butler County 33.8% 87.7% 3,495 73.1% 20.4%
Rural / QROFHigh vacancy
—
42021000100 Cambria County 52.2% 47.9% 1,023 97.1% 17.5%
Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancy
—
42021000600 Cambria County 8.8% 61.9% 1,521 38.4% 31.4%
Rural / QROFCRA-eligibleHigh vacancy
—
42021011900 Cambria County 29.2% 86.1% 3,494 30.5% 12.3%
Rural / QROF
—
42021013000 Cambria County 23.2% 79.3% 2,495 23.4% 16.7%
Rural / QROFHigh vacancy
—
42021013400 Erie Cambria County 35.1% 43% 2,085 32.6% 29.7%
Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancyUI Tier 1
—
42023960100 Cameron County 14.6% 56.9% 1,975 43% 13.9%
Rural / QROFFormer OZ 1.0CRA-eligible
—
42025020301 Homestead Carbon County 12.9% 54.9% 3,344 39.1% 17.9%
Rural / QROFCRA-eligibleHigh vacancy
—
42027012500 Centre County 75.2% — 2,754 95.4% 22.7%
Rural / QROFFormer OZ 1.0Housing pressureHigh vacancy
—
42029305400 Chester County 16.2% 43.8% 4,593 76.6% 3.6%
Former OZ 1.0CRA-eligibleHousing pressure
—
42029305500 Chester County 19.5% 57.3% 3,838 67.1% 14.6%
Former OZ 1.0CRA-eligibleHousing pressure
—
42029308000 Philadelphia Chester County 23.7% 81.7% 5,825 55.4% 4.9%
Rural / QROFCRA-eligibleHousing pressure
—
42031160104 Clarion County 10.5% 63.2% 1,715 23.9% 31.9%
Rural / QROFFormer OZ 1.0High vacancy
—
42033330100 Clearfield County 23.2% 77.7% 5,087 31.6% 8.9%
Rural / QROFFormer OZ 1.0
—
42035030600 Clinton County 24.5% 33.9% 2,131 81% 4.9%
Rural / QROFFormer OZ 1.0CRA-eligible
—
42037050600 Columbia County 12.8% 62.5% 4,890 31.3% 7.9%
Rural / QROFFormer OZ 1.0
—
42039111100 Philadelphia Crawford County 27.2% 43.5% 2,865 48.6% 11.1%
Rural / QROFCRA-eligible
—
42039111600 Crawford County 25.5% 50.8% 3,741 74.8% 13.1%
Rural / QROFCRA-eligibleUI Tier 1
—
42041012100 Cumberland County 16.2% 49.7% 2,413 56.3% 8.6%
CRA-eligible
—
42043020100 Dauphin County 22.8% — 3,505 89.3% 9.6%
Former OZ 1.0CRA-eligibleUI Tier 1
—
42043020300 Philadelphia Dauphin County 33.6% 74.8% 1,965 83.8% 8.9%
Former OZ 1.0NMTC track recordCRA-eligible
Community First Fund
42043021300 Dauphin County 23.4% 51.2% 4,341 57.6% 20%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancy
Commonwealth Cornerstone Group $0.1M · 1 deal
42043021500 Dauphin County 17.5% 46.6% 4,331 37% 3.5%
CRA-eligible
—
42045400402 Delaware County 14.3% 56% 4,533 52.5% 3.5%
CRA-eligibleUI Tier 1
—
42045400500 Delaware County 11.2% 54.3% 4,470 44.8% 13.1%
CRA-eligible
—
42045402800 York Delaware County 27.3% 66.5% 6,002 42% 7.9%
UI Tier 1
—
42045403702 Delaware County 18% 63.4% 2,268 36.2% 2.1%
CRA-eligible
—
42045404300 Reading Delaware County 25.2% 47.6% 2,562 36.8% 7%
CRA-eligible
—
42045404800 Delaware County 25.9% 50.4% 2,382 62.9% 14.6%
CRA-eligibleHousing pressure
—
42045404900 Delaware County 23.6% 64.6% 1,254 50.4% 29.4%
CRA-eligibleHigh vacancyUI Tier 1
—
42045405000 Delaware County 28.8% 44.6% 2,230 60.2% 20.2%
Former OZ 1.0High vacancy
—
42045406300 Delaware County 10% 52.4% 3,057 57.7% 3.2%
CRA-eligible
—
42045406402 Philadelphia Delaware County 40.9% 28.4% 1,247 60.2% 23.4%
NMTC track recordCRA-eligibleHousing pressureHigh vacancy
Consortium America, LLC; Reinvestment Fund, Inc., The $3.0M · 2 deals
42045410500 Delaware County 20.8% 60.3% 4,688 50.9% 6.3%
CRA-eligibleHousing pressureUI Tier 1
—
42045410700 Washington Delaware County 47.7% 25.4% 4,997 70.5% 18.2%
Former OZ 1.0CRA-eligibleHousing pressureHigh vacancy
—
42047950400 Elk County 13% 56.3% 3,969 28.3% 8.3%
Rural / QROF
—
42049000100 Erie County 56.4% — 1,515 98.3% 11.6%
Former OZ 1.0CRA-eligible
—
42049000300 Erie County 38.9% 41.8% 3,779 74.3% 14.8%
Former OZ 1.0CRA-eligibleHousing pressure
—
42049000400 Erie County 20.8% — 1,643 55.3% 23.7%
Former OZ 1.0CRA-eligibleHousing pressureHigh vacancy
—
42049000600 Erie County 24.8% 60.4% 3,460 49.9% 3.6%
Former OZ 1.0CRA-eligibleUI Tier 1
—
42049000700 Erie County 40.1% 39.4% 2,716 60.3% 7%
NMTC track recordCRA-eligibleHousing pressure
Commonwealth Cornerstone Group $9.4M · 1 deal
42049000800 Erie County 26.3% 68% 1,938 66.8% 25.9%
Former OZ 1.0CRA-eligibleHousing pressureHigh vacancyUI Tier 1
—
42049001300 Carlisle Erie County 53.8% 27.1% 1,624 76.2% 11.3%
CRA-eligibleHousing pressure
—
42049011300 Roulette Erie County 16% 63.5% 3,179 30.1% 6.8%
CRA-eligible
—
42049012002 Erie County 23.7% 61.9% 2,887 42.1% 14.2%
Rural / QROFCRA-eligible
—
42051261200 Philadelphia Fayette County 31.2% 57.7% 2,449 53% 9.1%
Rural / QROFCRA-eligible
—
42051261300 Fayette County 16.9% 56.2% 5,911 14.2% 18.9%
Rural / QROFHigh vacancy
—
42051261700 Fayette County 21.3% 74.2% 2,594 39% 13.3%
Rural / QROFCRA-eligible
—
42051263100 Fayette County 19.8% 69.7% 5,259 22.8% 10.1%
Rural / QROFCRA-eligible
—
42053530100 Philadelphia Forest County 6.4% 61.9% 4,163 33% 68.7%
Rural / QROFCRA-eligibleHigh vacancy
—
42053530200 Whitaker Forest County 15.7% 66.5% 2,552 12.9% 74.6%
Rural / QROFCRA-eligibleHigh vacancyUI Tier 1
—
42055011000 Franklin County 20.3% 74.1% 5,929 71.2% 2.9%
Rural / QROFCRA-eligibleUI Tier 1
—
42059970102 Greene County 21.6% 72.1% 5,488 27.1% 10%
Rural / QROFFormer OZ 1.0UI Tier 1
—
42061950900 Hazleton Huntingdon County 26.7% 56% 2,328 48.3% 10.8%
Rural / QROFCRA-eligible
—
42063961102 Indiana County 35% 63.1% 5,228 82.3% 36.8%
Rural / QROFHousing pressureHigh vacancy
—
42063961104 Philadelphia Indiana County 28.4% 92.3% 2,338 76.9% 17.6%
Rural / QROFFormer OZ 1.0Housing pressureHigh vacancy
—
42063962000 Indiana County 6.6% 59.4% 3,467 20.6% 15.5%
Rural / QROFHigh vacancy
—
42065951000 Jefferson County 16% 70% 4,225 17.9% 16.9%
Rural / QROFCRA-eligibleHigh vacancy
—
42065951200 Jefferson County 19.8% 65% 3,180 44.1% 16.1%
Rural / QROFNMTC track recordCRA-eligibleHigh vacancy
Reinvestment Fund, Inc., The $0.1M · 1 deal
42067070102 Coatesville Juniata County 12.4% 65.5% 3,777 39.6% 12.3%
Rural / QROFCRA-eligible
—
42069100600 Nanticoke Lackawanna County 22% 78.5% 4,660 60.9% 8.8%
Former OZ 1.0Housing pressureUI Tier 1
—
42069100800 Norristown Lackawanna County 14.8% 63.5% 2,867 62.4% 17.1%
Housing pressureHigh vacancy
—
42069101200 Lackawanna County 26.7% 73.8% 2,912 41.7% 8.9%
CRA-eligible
—
42069101600 Bethlehem Lackawanna County 30% 54.9% 2,357 40.9% 14.5%
CRA-eligibleUI Tier 1
—
42069101800 Lackawanna County 21.7% 94.4% 4,457 27.7% 8.4%
—
42069102300 Lackawanna County 40.6% 44.1% 3,163 54.2% 19.9%
CRA-eligibleHousing pressureHigh vacancy
—
42069102500 Midland Lackawanna County 31.4% 50.2% 3,149 73.9% 17.8%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancy
Primary Care Development Corporation $5.5M · 1 deal
42069110800 Lackawanna County 29.4% 69% 2,789 49.1% 16.3%
CRA-eligibleHigh vacancy
—
42069110900 Erie Lackawanna County 26.2% 88.1% 3,272 39.7% 10.4%
CRA-eligible
—
42071000400 Lancaster County 23.9% 59.1% 4,097 70.6% 7.7%
NMTC track recordCRA-eligibleHousing pressureUI Tier 1
Commonwealth Cornerstone Group; HEDC New Markets, Inc $0.4M · 2 deals
42071001400 Slippery Rock University Lancaster County 30% 41.3% 4,830 42% 5.1%
Former OZ 1.0CRA-eligibleUI Tier 1
—
42071011400 Allentown Lancaster County 21.3% 69.7% 4,121 44.5% 6.9%
CRA-eligible
—
42073000400 Lawrence County 48.7% 28.7% 1,775 86.8% 9.4%
Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleHousing pressure
WesBanco Bank Community Development Corp.
42075000300 Lebanon County 26.9% 41.4% 4,258 72.5% 9.7%
Rural / QROFNMTC track recordCRA-eligible
Community First Fund $1.6M · 1 deal
42075000401 Lebanon County 37.8% 43.6% 4,678 68.8% 7.9%
Rural / QROFCRA-eligibleHousing pressure
—
42077000400 Lehigh County 25% 41.8% 3,912 58% 5.2%
CRA-eligibleHousing pressure
—
42077000900 Lancaster Lehigh County 29.7% 40.8% 2,147 71.7% 6%
CRA-eligibleHousing pressureUI Tier 1
—
42077001000 Lehigh County 56.8% 35.5% 3,979 76% 12.2%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
42077001200 New Kensington Lehigh County 28.3% 40.9% 2,521 93.9% 1.9%
CRA-eligibleHousing pressure
—
42077009700 Lehigh County 32.9% 49.7% 4,092 90.7% 6%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
42079200100 Luzerne County 21.3% — 3,757 96.2% 15.7%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancy
Commonwealth Cornerstone Group; Consortium America, LLC; Wachovia Community Development Enterprises, LLC $0.7M · 3 deals
42079200500 Luzerne County 20.2% 50.5% 2,735 67.6% 22.9%
CRA-eligibleHigh vacancy
—
42079210600 Bentleyville Luzerne County 20.7% 72.5% 2,719 54.3% 8.9%
CRA-eligibleUI Tier 1
—
42079217001 Luzerne County 13.4% 63.9% 2,669 13.2% 13.5%
Rural / QROFFormer OZ 1.0CRA-eligible
—
42079217400 Luzerne County 28.1% — 1,590 69.3% 9.6%
Rural / QROFFormer OZ 1.0CRA-eligibleUI Tier 1
—
42079217500 York Luzerne County 33.7% 49% 2,745 54.5% 11.1%
Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressure
—
42079218000 Luzerne County 22% 88% 3,916 31.8% 10.2%
NMTC track record
Community Revitalization Fund, Inc. $0.1M · 1 deal
42081000600 Lycoming County 25.6% 80.6% 2,239 69.6% 11.6%
Rural / QROFFormer OZ 1.0
—
42083420200 Wilkinsburg McKean County 24.8% 57.6% 2,916 53.8% 9.4%
Rural / QROFFormer OZ 1.0CRA-eligibleUI Tier 1
—
42085032000 Mercer County 15% 58.5% 4,916 20% 7.9%
Rural / QROFCRA-eligible
—
42085032402 Mercer County 20.6% 56.4% 1,424 31.1% 9.8%
Rural / QROF
—
42087960900 Bradford Mifflin County 20.7% 57.3% 2,212 43.1% 15.6%
Rural / QROFCRA-eligibleHigh vacancy
—
42089300700 Philadelphia Monroe County 26.1% 69.7% 5,265 66.3% 4.8%
Rural / QROFHousing pressure
—
42091200902 Montgomery County 25.8% 41.5% 1,355 54.4% 7.4%
CRA-eligibleHousing pressure
—
42091203901 Montgomery County 7.4% 59% 3,272 69.9% 18.4%
CRA-eligibleHousing pressureHigh vacancyUI Tier 1
—
42091203902 Coaldale Montgomery County 25.4% 63.6% 4,081 84.3% 11.5%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1
Sovereign Community Development Company $0.1M · 1 deal
42091208801 Montgomery County 18.8% 49.5% 1,334 58.3% 13.4%
Former OZ 1.0CRA-eligibleHousing pressure
—
42091208904 Montgomery County 24.7% 52.8% 4,100 69% 11.3%
Former OZ 1.0CRA-eligibleHousing pressure
—
42095011300 Northampton County 16% 58.8% 4,924 62.9% 1.8%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1
City First New Markets Fund II, LLC; Commonwealth Cornerstone Group $0.1M · 2 deals
42097082200 Northumberland County 15.8% 64.6% 3,829 40.2% 12.6%
Rural / QROFCRA-eligible
—
42099030301 Ashley Perry County 5.2% 68.8% 4,527 26.8% 6.6%
—
42101000901 Philadelphia County 26.8% 83% 2,000 86.6% 15.3%
Housing pressureHigh vacancyPersistent poverty
—
42101003300 Philadelphia County 18.6% 67.6% 6,302 63.8% 21.4%
Former OZ 1.0NMTC track recordCRA-eligibleHigh vacancyUI Tier 1Persistent poverty
Chase New Markets Corporation $0.1M · 1 deal
42101006600 Philadelphia County 43.3% 43.2% 2,766 70.2% 17.6%
CRA-eligibleHousing pressureHigh vacancyPersistent poverty
—
42101006700 Indiana Philadelphia County 28.3% 37% 7,209 58% 6.2%
CRA-eligibleHousing pressurePersistent poverty
—
42101007000 Philadelphia County 20.9% 35.8% 3,733 65.6% 11.8%
CRA-eligibleHousing pressureUI Tier 1Persistent poverty
—
42101007400 Philadelphia County 37% 33.9% 3,632 60.6% 13.9%
CRA-eligibleHousing pressurePersistent poverty
—
42101009100 Philadelphia County 38.5% 95.3% 3,024 93.3% 16.8%
Former OZ 1.0NMTC track recordHigh vacancyPersistent poverty
Local Initiatives Support Corporation; PIDC Community Capital; Urban Research Park CDE, LLC $3.0M · 3 deals
42101009200 Union City Philadelphia County 23.4% 45.4% 3,255 65.7% 20.2%
Former OZ 1.0CRA-eligibleHigh vacancyUI Tier 1Persistent poverty
—
42101009300 Philadelphia County 24.7% 53.1% 4,210 46.1% 22.1%
Former OZ 1.0CRA-eligibleHigh vacancyPersistent poverty
—
42101009400 Philadelphia County 22.3% 40.9% 3,685 75.5% 17%
Former OZ 1.0CRA-eligibleHigh vacancyUI Tier 1Persistent poverty
—
42101009500 Philadelphia County 38.9% 43.6% 3,758 54.3% 20.5%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancyPersistent poverty
Commonwealth Cornerstone Group $1.5M · 1 deal
42101010500 Philadelphia County 37.1% 47.4% 4,044 78.8% 14.4%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1Persistent poverty
DV Community Investment, LLC $0.1M · 1 deal
42101010600 Philadelphia Philadelphia County 48.5% — 1,512 65% 15%
Former OZ 1.0CRA-eligibleHousing pressurePersistent poverty
—
42101010700 Philadelphia County 20.3% 50.4% 3,529 75.3% 25.2%
Former OZ 1.0CRA-eligibleHigh vacancyUI Tier 1Persistent poverty
—
42101011100 York Philadelphia County 28.5% 43% 3,668 51.2% 21.5%
Former OZ 1.0NMTC track recordCRA-eligibleHigh vacancyUI Tier 1Persistent poverty
PIDC Community Capital; Reinvestment Fund, Inc., The; Wachovia Community Development Enterprises, LLC $15.8M · 3 deals
42101012201 Sharon Philadelphia County 22.5% 57.7% 3,133 100% 10.3%
NMTC track recordHousing pressurePersistent poverty
Commonwealth Cornerstone Group $15.2M · 1 deal
42101012203 Philadelphia County 20.2% 63.3% 969 100% 10%
Housing pressurePersistent poverty
—
42101013200 Philadelphia County 26.7% 52.8% 3,765 81.4% 4.7%
Former OZ 1.0NMTC track recordCRA-eligibleUI Tier 1Persistent poverty
Reinvestment Fund, Inc., The $0.0M · 1 deal
42101013900 Philadelphia County 34.7% 45.4% 2,850 74.6% 14.6%
Former OZ 1.0NMTC track recordCRA-eligibleUI Tier 1Persistent poverty
Commonwealth Cornerstone Group; PIDC Community Capital $4.1M · 2 deals
42101014000 Allentown Philadelphia County 33.3% 41.5% 6,065 80.2% 10.8%
Former OZ 1.0CRA-eligiblePersistent poverty
—
42101014100 Philadelphia County 32.4% 62.8% 3,253 77.3% 10.1%
Former OZ 1.0CRA-eligibleHousing pressurePersistent poverty
—
42101014600 Philadelphia County 51.2% 50.2% 6,163 68% 10.1%
Former OZ 1.0NMTC track recordHousing pressurePersistent poverty
Reinvestment Fund, Inc., The
42101014700 Philadelphia County 74.1% 28.7% 3,394 89.5% 14.6%
CRA-eligibleHousing pressurePersistent poverty
—
42101015300 Philadelphia County 39.9% — 5,923 79% 15.8%
CRA-eligibleHigh vacancyPersistent poverty
—
42101016400 Philadelphia County 36.9% 41% 4,012 61.5% 8.1%
NMTC track recordCRA-eligibleUI Tier 1Persistent poverty
PIDC Community Capital $0.0M · 1 deal
42101016600 Philadelphia County 52% — 1,802 74.2% 13.9%
Former OZ 1.0CRA-eligibleHousing pressurePersistent poverty
—
42101016701 Philadelphia County 30.3% 29% 3,084 36.5% 28.8%
Former OZ 1.0CRA-eligibleHigh vacancyUI Tier 1Persistent poverty
—
42101016702 Philadelphia County 26.5% — 2,539 62.2% 20.4%
Former OZ 1.0CRA-eligibleHigh vacancyPersistent poverty
—
42101016800 Philadelphia County 28.6% 37.7% 3,280 38% 15.6%
CRA-eligibleHigh vacancyUI Tier 1Persistent poverty
—
42101017000 Philadelphia County 31.5% 43.9% 3,240 80.9% 11.3%
Former OZ 1.0NMTC track recordPersistent poverty
Banc of America CDE, LLC; Chase New Markets Corporation; RBC Community Development, LLC; The Community Builders CDE LLC $7.4M · 4 deals
42101017300 Philadelphia County 41.9% 34.6% 2,788 65.7% 14.7%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressurePersistent poverty
PIDC Community Capital; Telesis CDE Corporation $0.4M · 2 deals
42101017400 Chester Philadelphia County 44.5% 26.5% 2,190 40.9% 8.3%
Former OZ 1.0CRA-eligiblePersistent poverty
—
42101017602 Pittsburgh Philadelphia County 44.3% 36% 3,370 57.9% 14.7%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressurePersistent poverty
Nonprofit Finance Fund
42101017800 Philadelphia County 40.9% 44.5% 7,039 63% 11.3%
CRA-eligiblePersistent poverty
—
42101019900 Philadelphia County 38.5% 56.9% 4,168 56.7% 8.4%
CRA-eligibleHousing pressureUI Tier 1Persistent poverty
—
42101020000 Carlisle Philadelphia County 28% 28.5% 1,436 69.7% 27.1%
Former OZ 1.0CRA-eligibleHousing pressureHigh vacancyPersistent poverty
—
42101020101 Philadelphia County 30.8% 30.1% 4,311 72.3% 13%
Former OZ 1.0CRA-eligibleHousing pressurePersistent poverty
—
42101020102 Scranton Philadelphia County 47.4% 35.6% 3,491 48.3% 12.2%
Former OZ 1.0NMTC track recordCRA-eligiblePersistent poverty
Commonwealth Cornerstone Group $0.1M · 1 deal
42101020300 Philadelphia County 20.4% 38.1% 2,675 39.5% 13.9%
Former OZ 1.0CRA-eligiblePersistent poverty
—
42101024500 Philadelphia Philadelphia County 36.3% 39.2% 5,065 64.9% 11%
NMTC track recordCRA-eligibleUI Tier 1Persistent poverty
PIDC Community Capital $14.3M · 1 deal
42101028200 Philadelphia County 40.3% 28.9% 4,775 54.2% 0%
Former OZ 1.0CRA-eligibleHousing pressurePersistent poverty
—
42101028400 Hazleton Philadelphia County 44.7% 21% 3,328 40.6% 2.7%
Former OZ 1.0Persistent poverty
—
42101028700 Philadelphia Philadelphia County 44.9% 32% 2,514 44.9% 6.6%
CRA-eligiblePersistent poverty
—
42101037800 Charleroi Philadelphia County 11.9% 63.3% 2,113 41.7% 10.4%
Former OZ 1.0Persistent poverty
—
42101038100 Philadelphia County 20.5% 33.2% 702 63.5% 7.3%
Former OZ 1.0CRA-eligibleHousing pressurePersistent poverty
—
42101039100 Philadelphia County 51.1% 31.2% 2,152 82.6% 18.4%
Former OZ 1.0CRA-eligibleHousing pressureHigh vacancyPersistent poverty
—
42101989100 Philadelphia County 69% — 1,190 — —
Persistent poverty
—
42103950303 Pike County 5.4% 64.3% 1,712 23.1% 46.9%
Rural / QROFHigh vacancy
—
42105950401 New Castle Potter County 16.8% 63.8% 1,077 17.9% 17.3%
Rural / QROFCRA-eligibleHigh vacancy
—
42107001901 Hazleton Schuylkill County 31.1% 43.8% 1,123 68.9% 18.1%
Rural / QROFHousing pressureHigh vacancy
—
42107001902 Philadelphia Schuylkill County 34.8% 28.5% 3,662 66.6% 14.6%
Rural / QROFCRA-eligibleHousing pressure
—
42107002800 Butler Schuylkill County 21.7% 65% 2,514 31.2% 19.2%
Rural / QROFHigh vacancy
—
42109070500 Snyder County 12.8% 66% 3,613 24.5% 13.5%
Rural / QROFCRA-eligible
—
42111021500 Somerset County 15.7% 68.7% 2,344 13.4% 20.1%
Rural / QROFCRA-eligibleHigh vacancy
—
42111021600 Somerset County 10% 69.1% 2,103 30.1% 15.7%
Rural / QROFHigh vacancyUI Tier 1
—
42115032902 Edwardsville Susquehanna County 16.9% 57.6% 1,770 33.4% 17.2%
Rural / QROFCRA-eligibleHigh vacancy
—
42117950900 Tioga County 7.9% 68.4% 3,854 16.7% 42.1%
Rural / QROFCRA-eligibleHigh vacancy
—
42119090700 Union County 20.9% 90.9% 3,141 59.3% 7.3%
Rural / QROFNMTC track record
Reinvestment Fund, Inc., The; Wells Fargo Community Development Enterprises, Inc. $3.8M · 2 deals
42121200300 North Braddock Venango County 37.8% 56% 1,587 33.9% 21.2%
Rural / QROFHigh vacancy
—
42121200700 Venango County 29.9% 48.1% 1,568 60% 28.3%
Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressureHigh vacancy
—
42123970500 Warren County 13.2% 67.2% 3,433 28.4% 15.3%
Rural / QROFHigh vacancy
—
42123970900 Warren County 13.4% 53.4% 3,405 36.5% 6.4%
Rural / QROFFormer OZ 1.0
—
42125704100 Shamokin Washington County 34.5% 36.2% 1,896 100% 10.2%
NMTC track recordCRA-eligible
Commonwealth Cornerstone Group $1.0M · 1 deal
42125751100 Washington County 22.7% 73.7% 5,220 8.7% 6.9%
—
42125754300 Washington County 11.9% 69.6% 2,839 53.5% 20.1%
High vacancyUI Tier 1
—
42125783300 Washington County 28.4% 50.1% 1,633 50.1% 24.8%
Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancy
—
42125792100 Washington County 24.2% 74.5% 2,604 44.8% 19.6%
Rural / QROFCRA-eligibleHigh vacancy
—
42127960700 Bath Wayne County 19.8% 56.6% 4,467 48.3% 6.9%
Rural / QROFCRA-eligibleUI Tier 1
—
42127961002 Wayne County 17.5% 64.6% 2,773 16.6% 60.6%
Rural / QROFHigh vacancy
—
42129800100 Westmoreland County 36.2% 38.9% 945 84.2% 19.2%
Former OZ 1.0CRA-eligibleHigh vacancy
—
42129802200 Reading Westmoreland County 9.3% 65% 3,187 24.2% 10.8%
CRA-eligible
—
42129804100 Philadelphia Westmoreland County 22% 70.7% 2,805 63.8% 7.2%
CRA-eligibleHousing pressureUI Tier 1
—
42129804705 Westmoreland County 39.1% — 1,202 100% 19.1%
High vacancy
—
42133000600 York County 15% 68.7% 2,846 41.1% 4%
Rural / QROFFormer OZ 1.0CRA-eligible
—
42133001000 York County 48.7% 32.5% 1,476 51.3% 10.6%
Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressure
—
42133001200 York County 16.6% 43.2% 3,849 78.9% 6.5%
Rural / QROFFormer OZ 1.0CRA-eligibleHousing pressure
—
42133001600 State College York County 47.6% 31.1% 1,396 78.5% 16.1%
Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleHousing pressureHigh vacancy
Community First Fund; National Community Fund I, LLC $0.6M · 2 deals

Reading the signals for projects

  • Rural / QROF — a rural QOF investment gets a 30% basis step-up at five years, and existing buildings need only 50% improvement. Rehab of existing stock pencils here in ways it does not elsewhere. Mechanics →
  • Housing pressure — mostly renters, most of them cost-burdened. Housing deals here have demand; they also carry displacement risk, which is where community benefit terms matter.
  • High vacancy — vacant structures to bring back. Pair with the 50% rural improvement threshold where both apply.
  • UI Tier 1 — the Urban Institute's read that private capital is likely to come and the impact would be larger.

Reading the signals for partners

  • NMTC track record — the listed CDEs have underwritten deals in this exact tract. They know the market and can layer NMTC with OZ equity. How they stack →
  • CRA-eligible — bank investment here earns CRA credit. Start with community development officers at banks with branches in the county.
  • Former OZ 1.0 — QOFs and sponsors may already hold assets here. They are the most likely early OZ 2.0 investors and know the local approvals path.
  • Tribal — the tribal government is a principal, not a stakeholder to consult. Persistent poverty — USDA Rural Development programs can fill gaps.

Data context

174

Eligible tracts in EIG DCI top distress quintile

The EIG Distressed Communities Index (2019–2023) is referenced in many state scoring rubrics. Quintile 1 = most distressed. See whether OZ 1.0 reached the most distressed places →

1

Counties with eligible tracts designated USDA persistent poverty

Persistent poverty = 20%+ poverty rate in every census 1980–2010. Source: USDA ERS County Typology Codes (2015 edition). Relevant for USDA RD program eligibility and QROF rural bonus. See QROF rural bonus mechanics →

146

Prior NMTC investments in eligible OZ tracts

CDFI Fund NMTC Public Data Release (2024). Indicates prior CDFI capital deployment track record in these tracts. See how NMTC and OZ stack →

617

Eligible tracts with CRA designation (LMI or distressed/underserved)

Banks earn CRA credit for investing in low- or moderate-income tracts (Track 1), and in non-metropolitan middle-income tracts officially designated distressed or underserved by FFIEC (Track 2). When an OZ project sits in a CRA-eligible tract, bank capital can satisfy CRA obligations while generating OZ tax benefits. How CRA and OZ interact →

Cities: Philadelphia, Pittsburgh, Allentown, Reading, Erie and 291 more

ZIP codes: 19140, 19143, 19124, 18102, 19120 and 441 more

See all 296 cities and 446 ZIP codes

All cities:

Philadelphia, Pittsburgh, Allentown, Reading, Erie, York, Scranton, Harrisburg, Chester, Johnstown, Wilkes Barre, Hazleton, New Castle, Mckeesport, Bethlehem, Pottstown, Altoona, Lancaster, New Kensington, Upper Darby, Kingston, Braddock, Homestead, Washington, Lebanon, Titusville, Norristown, Belle Vernon, Beaver Falls, Vandergrift, Sharon, Uniontown, Connellsville, East Pittsburgh, Easton, Shamokin, Greensburg, Middletown, Pottsville, Plymouth, Coatesville, Lewistown, Mc Kees Rocks, Monessen, Lemont Furnace, Carlisle, Clairton, Brookhaven, Bristol, Brownsville, Carbondale, Bensalem, Aliquippa, Butler, Punxsutawney, Jeannette, Aston, Union City, Masontown, Farrell, Fayette City, Templeton, Forest City, Bloomsburg, Tamaqua, Kittanning, Hopwood, Glassport, Pittston, Grand Valley, Verona, Leechburg, Lansford, Shenandoah, Irvona, Sheffield, Hermitage, Mount Pleasant, Kennett Square, Chambersburg, Bradford, Whitehall, West Mifflin, Donora, North Versailles, Wilmerding, New Bethlehem, Corry, Coal Center, Duquesne, Charleroi, Croydon, Columbia, Breezewood, Pottersdale, New Brighton, Bentleyville, Ramey, Pricedale, New Alexandria, Plymouth Meeting, Beavertown, Renovo, Republic, Nesquehoning, Nazareth, Nanticoke, Point Marion, Berwick, New Eagle, Perryopolis, Oil City, Olanta, Norvelt, Oliver, Riddlesburg, Oxford, Palmyra, Penn, North Bend, New Geneva, Brackenridge, Newville, New Salem, Pitcairn, Blairsville, Pittsfield, New Millport, Oak Ridge, Osceola, Clarendon, Rochester, Webster, Transfer, Turtle Creek, Unionville, United, Ambridge, Vestaburg, Vowinckel, Wallingford, Warminster, Albrightsville, Washington Boro, West Chester, Royersford, West Newton, Westfield, Westover, Westport, Wheatland, Adrian, Williamsport, Willow Grove, Windsor, Wood, Wrightsville, Trafford, Towanda, Toughkenamon, Avondale, Sabinsville, Saxton, Scenery Hill, Schenley, Beaver Springs, Seminole, Beaver, Bath, Sharon Hill, Myerstown, Shippensburg, Six Mile Run, Smithfield, Smokerun, Somerset, Spartansburg, State College, Sugarloaf, Summit Hill, Sunbury, Susquehanna, Tarentum, Tidioute, Shawville, Merrittstown, Mount Union, Freeland, Emporium, Centerville, Essington, Everett, Fairbank, Fairmount City, Feasterville Trevose, Folcroft, Ford City, Fredericktown, Freedom, Freeport, Ellsworth, Gans, Garrett, Glen Campbell, Glen Hope, Greenville, Grindstone, Hanover, Cardale, Hastings, Hatboro, Hellertown, Ellwood City, Elkins Park, Mount Carmel, Curwensville, Clarksville, Clearfield, Clifford, Coal Township, Coalport, Cherry Tree, Conway, Cooksburg, Cowansville, Cross Fork, Crum Lynne, Custer City, Elgin, Daisytown, Dallas, Dallastown, Dayton, Defiance, Derry, Drifton, Dunbar, East Vandergrift, Ebervale, Edinboro, Herman, Hershey, Highspire, Mendenhall, Mammoth, Mar Lin, Marcus Hook, Marienville, Martin, Mayport, Mc Clure, Mc Veytown, Mcadoo, Brockway, Meadville, Clarington, Hiller, Meyersdale, Midland, Millsboro, Milnesville, Milroy, Minersville, Bridgeport, Monongahela, Monroeville, Morrisville, Mount Braddock, Mahanoy City, Mahaffey, Madera, Lyndora, Cambridge Springs, Hopewell, Houtzdale, Hummelstown, Jamestown, Jermyn, California, Karthaus, Kelayres, Knoxville, La Jose, Lake Lynn, Burnside, Lanesboro, Langhorne, Lansdale, Lansdowne, Latrobe, Lattimer Mines, Burlington, Adah, Levittown, Lock Haven, Abington

All ZIP codes:

19140, 19143, 19124, 18102, 19120, 19601, 19132, 19139, 15221, 19121, 19149, 16503, 19134, 19133, 19013, 19104, 18201, 16501, 18702, 19131, 16101, 15132, 19142, 16507, 19111, 19144, 19135, 18202, 19138, 17403, 19141, 19122, 15210, 15219, 19602, 19464, 17401, 15213, 19604, 15235, 15212, 15068, 17103, 15206, 18101, 15208, 18701, 15260, 18503, 17603, 19082, 18103, 17602, 18109, 18704, 18015, 15214, 16508, 19125, 15104, 19145, 16502, 16601, 19151, 15906, 15690, 18505, 17104, 18504, 16146, 19401, 15012, 15010, 16354, 18711, 18705, 15120, 17046, 15301, 15902, 16602, 19136, 19137, 15901, 17101, 15401, 17102, 19126, 17044, 18042, 17042, 16001, 15601, 17013, 17901, 17872, 16504, 17404, 16510, 17057, 17110, 15001, 15425, 18651, 15062, 19129, 15211, 19123, 15136, 15112, 19020, 19015, 15417, 19007, 19153, 19320, 15207, 18509, 18407, 15025, 18508, 15456, 19606, 16347, 19607, 16407, 16656, 16420, 19146, 16438, 19348, 16511, 19148, 19152, 16701, 18052, 19115, 19130, 19119, 18232, 18018, 18252, 17976, 18421, 17815, 17512, 17406, 18510, 18640, 17201, 17120, 17113, 16242, 19014, 19021, 18104, 16259, 19611, 15110, 15148, 16121, 16105, 15461, 15445, 15666, 15122, 15137, 15147, 15202, 16201, 15203, 15204, 15205, 15438, 15220, 15261, 15423, 15905, 16148, 15767, 15033, 15644, 15045, 15656, 15022, 15473, 15435, 18703, 15431, 18766, 15427, 15439, 15474, 18706, 18710, 15475, 18764, 18769, 18210, 18814, 18827, 18847, 18848, 18974, 19001, 18105, 15420, 15419, 15410, 15368, 15360, 15442, 18249, 18221, 18250, 15468, 15467, 18240, 18413, 15465, 18433, 18501, 15463, 18239, 15460, 15451, 18237, 18234, 15444, 18515, 15348, 15472, 18519, 18577, 18603, 18612, 18634, 18231, 18224, 18223, 16226, 19056, 19022, 19027, 15084, 15074, 19150, 15072, 15067, 15066, 19311, 15063, 15059, 19357, 19363, 19374, 19375, 19380, 19382, 19403, 19404, 19405, 19446, 19462, 15042, 19465, 19468, 15027, 19603, 19605, 15014, 15009, 19610, 15085, 15087, 15089, 15331, 19029, 19032, 19040, 19047, 19050, 19053, 15501, 19061, 19067, 19079, 15333, 19086, 19090, 15322, 15131, 15314, 19116, 15236, 15227, 15226, 15224, 15218, 15217, 15209, 15146, 15145, 15140, 15134, 15478, 15542, 15533, 16661, 16692, 16681, 16679, 16678, 16672, 16671, 16039, 16045, 16651, 16650, 16646, 16645, 16633, 16627, 16694, 16003, 16725, 16803, 16830, 16833, 16845, 16861, 16863, 16871, 15003, 16928, 16942, 16943, 16950, 16002, 17033, 16603, 16102, 17036, 16301, 16217, 16351, 16218, 16340, 16335, 16313, 16260, 16544, 16222, 16253, 16245, 16224, 16240, 16239, 16403, 16404, 16210, 16412, 16413, 16434, 16161, 16444, 16154, 16134, 16125, 16505, 16117, 16108, 16512, 16534, 16541, 17034, 15909, 15537, 17745, 17813, 17812, 17801, 17778, 17764, 17760, 17729, 15689, 17703, 17701, 15670, 17582, 15674, 15675, 15664, 17841, 17851, 17866, 15650, 17948, 17951, 17954, 18014, 15629, 18017, 15627, 15552, 18045, 16229, 18055, 18064, 15682, 15717, 15907, 15824, 15724, 15742, 15753, 17108, 17105, 15757, 15828, 17368, 17078, 17067, 17066, 17063, 15834, 17051, 17121, 17122, 17123, 17124, 17125, 17126, 17127, 17128, 17129, 17130, 15721, 17202, 17241, 17257, 17313, 17331, 17366, 16873

Look up a specific tract (FFIEC) → Source: FFIEC Census Flat File 2026, joined to IRS Rev. Proc. 2026-14 eligible tracts.

177

Eligible tracts in top investability quintile (Urban Institute model)

The Urban Institute investability model scores OZ-eligible tracts by predicted likelihood of attracting private capital, based on OZ 1.0 investment patterns. Quintile 1 = highest predicted investability among scored tracts. Not all tracts are scored — coverage reflects tracts with sufficient OZ 1.0 data.

Who to contact

Certified CDFIs

33 certified CDFIs headquartered in Pennsylvania. CDFI Fund certified list →

USDA Rural Development

USDA RD Pennsylvania State Office →

RCAP Regional Partner

RCAP Solutions →

Rural LISC

Rural LISC →

Native / tribal

No formal tribal consultation process has been published for Pennsylvania's OZ 2.0 nomination. If your jurisdiction contains or is adjacent to tribal land, contact the relevant Tribal Historic Preservation Office (THPO) or tribal government directly before submitting a nomination.

Designations: Treasury, 2027 QOZ designations and revised eligible-tract file (October 30, 2026). Demographics: ACS 2020–2024 5-year. OZ 1.0: IRS Notice 2018-48, crosswalked to 2020 tracts. Eligible tract counts: IRS Rev. Proc. 2026-14 (April 6, 2026). Rural designation: Notice 2025-50, Section 4.01. Status tier last verified 2026-06-16. Full methodology.