Tennessee
Last checked 2026-06-16
507
Total eligible tracts
222
Rural eligible
127
Max designations (25%)
1
Days to federal window
Nomination process
The lead agency has been identified, but no public process has been published yet. Contact information is below. See how to advocate for what to do while the process develops.
Eligible tracts
Loading 507 eligible tracts…
| County | Eligible tracts |
|---|---|
| Shelby County | 124 |
| Davidson County | 55 |
| Knox County | 25 |
| Hamilton County | 20 |
| Rutherford County | 16 |
| Sullivan County | 12 |
| Madison County | 10 |
| Washington County | 10 |
| Campbell County | 9 |
| Montgomery County | 9 |
Data context
134
Eligible tracts in EIG DCI top distress quintile
The EIG Distressed Communities Index (2019–2023) is referenced in many state scoring rubrics. Quintile 1 = most distressed. See whether OZ 1.0 reached the most distressed places →
9
Counties with eligible tracts designated USDA persistent poverty
Persistent poverty = 20%+ poverty rate in every census 1980–2010. Source: USDA ERS County Typology Codes (2015 edition). Relevant for USDA RD program eligibility and QROF rural bonus. See QROF rural bonus mechanics →
94
Prior NMTC investments in eligible OZ tracts
CDFI Fund NMTC Public Data Release (2024). Indicates prior CDFI capital deployment track record in these tracts. See how NMTC and OZ stack →
374
Eligible tracts with CRA designation (LMI or distressed/underserved)
Banks earn CRA credit for investing in low- or moderate-income tracts (Track 1), and in non-metropolitan middle-income tracts officially designated distressed or underserved by FFIEC (Track 2). When an OZ project sits in a CRA-eligible tract, bank capital can satisfy CRA obligations while generating OZ tax benefits. How CRA and OZ interact →
Cities: Memphis, Nashville, Chattanooga, Knoxville, Antioch and 160 more
ZIP codes: 38106, 38114, 37211, 38108, 38109 and 263 more
See all 165 cities and 268 ZIP codes
All cities:
Memphis, Nashville, Chattanooga, Knoxville, Antioch, Clarksville, Murfreesboro, Johnson City, La Follette, Jackson, Kingsport, Springfield, Lebanon, Madison, Morristown, Clinton, Cleveland, Columbia, Oliver Springs, Newport, Pioneer, Ripley, Jellico, Smyrna, Athens, Hermitage, Alcoa, Maryville, Lafayette, Jacksboro, Harriman, Lyles, Adamsville, Mcminnville, Gallatin, Mountain City, Newcomb, Oak Ridge, Oneida, Rutledge, Savannah, Smithville, South Pittsburg, Thorn Hill, Whitleyville, Greeneville, Woodbury, Bulls Gap, Clairfield, Bon Aqua, Crossville, Cookeville, Dyersburg, Briceville, Elizabethton, Brownsville, Centerville, Paris, Pelham, Saulsbury, Brush Creek, Rogersville, Rocky Top, Rockwood, Bradyville, Red Boiling Springs, Readyville, Bristol, Pruden, Primm Springs, Powell, Selmer, Powder Springs, Portland, Pleasant Shade, Pall Mall, Piney Flats, Pigeon Forge, Bolivar, Gainesboro, Byrdstown, Trade, Williamsport, Whitwell, Allons, Whiteside, Whitesburg, Watertown, Watauga, Washburn, Wartburg, Union City, Tullahoma, Trimble, Tracy City, Sewanee, Tigrett, Arlington, Tazewell, Stantonville, Auburntown, Speedwell, Sparta, Bean Station, Sneedville, Beechgrove, Bethel Springs, Shelbyville, Sevierville, Mountain Home, Carthage, Hohenwald, La Vergne, Dowelltown, Duck River, Duff, Kenton, Jonesborough, Dunlap, Jasper, Jamestown, Eagan, Huntsville, Hilham, Lancing, Hickory Valley, Enville, Henning, Helenwood, Harrogate, Ethridge, Halls, Guild, Finger, Grand Junction, Gordonsville, Dayton, Laurel Bloomery, Celina, Milledgeville, Friendship, Mount Pleasant, Moss, Mosheim, Morrison, Morris Chapel, Mooresburg, Monteagle, Monroe, Milton, Millington, Midway, Lawrenceburg, Middleton, Cosby, Maynardville, Covington, Manchester, Culleoka, Luttrell, Afton, Linden, Liberty, Cumberland Gap, Lobelville
All ZIP codes:
38106, 38114, 37211, 38108, 38109, 37404, 37013, 38115, 38118, 38127, 38111, 38128, 38122, 37217, 38107, 37207, 38112, 37130, 38116, 37601, 38301, 37921, 37766, 37411, 37210, 37660, 37406, 37040, 37115, 38104, 37604, 37087, 37208, 37914, 37203, 37814, 37042, 37407, 37172, 37664, 37408, 37127, 37762, 38126, 38105, 37847, 38401, 37311, 37303, 37412, 37840, 37821, 37917, 37218, 37813, 37076, 38063, 38134, 37129, 37701, 37716, 37167, 37915, 37804, 37711, 37410, 37748, 37745, 37743, 37715, 37409, 37757, 37801, 37643, 38135, 37710, 38141, 37665, 37683, 38588, 37819, 37066, 37110, 37098, 38555, 37912, 37090, 37083, 38024, 37881, 38572, 37033, 37919, 37920, 37025, 38012, 37830, 38501, 37209, 37206, 38310, 37380, 37841, 38372, 38103, 38117, 37861, 37216, 37323, 37204, 37190, 37166, 38034, 38052, 38070, 38067, 38083, 38019, 38039, 38040, 38041, 38042, 38053, 38193, 38125, 38549, 38454, 38456, 38462, 38464, 38474, 38476, 38487, 38503, 38541, 38547, 38551, 38130, 38556, 38557, 38562, 38563, 38568, 38571, 38573, 38575, 38577, 38583, 38451, 38379, 38375, 38361, 38131, 38132, 38133, 38136, 38168, 38175, 38181, 38182, 38186, 38190, 38002, 38233, 38242, 38259, 38261, 38303, 38305, 38315, 38332, 38334, 38359, 38008, 37011, 37997, 37357, 37213, 37221, 37243, 37321, 37327, 37340, 37347, 37355, 37356, 37366, 37605, 37375, 37387, 37388, 37396, 37397, 37402, 37403, 37414, 37419, 37205, 37184, 37160, 37150, 37016, 37018, 37026, 37030, 37041, 37043, 37044, 37059, 37086, 37088, 37095, 37096, 37097, 37118, 37128, 37133, 37145, 37148, 37149, 37421, 37616, 37931, 37863, 37815, 37816, 37818, 37848, 37849, 37851, 37854, 37857, 37862, 37869, 37620, 37870, 37879, 37887, 37888, 37891, 37902, 37909, 37916, 37918, 37809, 37807, 37779, 37770, 37621, 37659, 37662, 37669, 37680, 37684, 37686, 37691, 37694, 37708, 37717, 37722, 37724, 37729, 37730, 37752, 37755, 37756, 37769, 37811
Look up a specific tract (FFIEC) → Source: FFIEC Census Flat File 2026, joined to IRS Rev. Proc. 2026-14 eligible tracts.
151
Eligible tracts in top investability quintile (Urban Institute model)
The Urban Institute investability model scores OZ-eligible tracts by predicted likelihood of attracting private capital, based on OZ 1.0 investment patterns. Quintile 1 = highest predicted investability among scored tracts. Not all tracts are scored — coverage reflects tracts with sufficient OZ 1.0 data.
How to influence the nomination
No public process has been announced for Tennessee yet. See how to advocate for steps to engage the governor's office and build a coalition now, and off-list nominations for strategies available when a state hasn't opened a formal process. While waiting, the Accelerator for America OZ Designation Toolkit provides frameworks you can prepare in advance.
Who to contact
Tennessee Dept. of Economic and Community Development (TNECD)
https://www.tn.gov/ecd/opportunity-zones.html(615) 741-1888
Certified CDFIs
49 certified CDFIs headquartered in Tennessee. CDFI Fund certified list →
USDA Rural Development
USDA RD Tennessee State Office →RCAP Regional Partner
Communities Unlimited →Rural LISC
Rural LISC →Native / tribal
No formal tribal consultation process has been published for Tennessee's OZ 2.0 nomination. If your jurisdiction contains or is adjacent to tribal land, contact the relevant Tribal Historic Preservation Office (THPO) or tribal government directly before submitting a nomination.
Eligible tract counts: IRS Rev. Proc. 2026-14 (April 6, 2026). Rural designation: Notice 2025-50, Section 4.01. Status tier last verified 2026-06-16. Full methodology.