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OZ 2.0 | State Resource

Washington

Designated · 99 tracts

Last checked 2026-06-16

99

Designated tracts (of 396 eligible)

36

Rural designated — QROF treatment

49

Former OZ 1.0 tracts redesignated

57

Days until designations take effect

How Washington chose

Treasury published the final list on October 30, 2026. Washington designated 99 of 396 eligible tracts, its full allocation, in 27 of 35 counties with eligible tracts. Designations take effect January 1, 2027 and run through December 31, 2036. Treasury's October list has 2 more eligible tracts here than the April appendix, qualified under its missing-data rules; 0 were designated.

Compared with the eligible tracts it passed over, Washington favored former OZ 1.0 tracts, tracts with prior NMTC deals and higher-poverty tracts.

Trait Designated Passed over
Former OZ 1.0 tract 49.5% 14.8%
Rural (QROF) 36.4% 37.4%
Urban Institute Tier 1 49.5% 37%
Median poverty rate 20.4% 16.7%
Median family income, % of area 60.7% 63%
Residents of color (mean) 46.3% 48.1%
Median density, people / sq mi 3,448 4,121

Poverty and income: Treasury's own eligibility figures (ACS 2020–2024). Demographics: ACS 2020–2024. Former OZ 1.0 = at least half the tract's land area was in a 2018 QOZ. How every state compares →

112 OZ 1.0 tracts in Washington were not redesignated. They stay OZ 1.0 zones through December 31, 2028, but under Notice 2026-40 new capital after 2026 generally cannot enter them except under a working capital safe harbor plan adopted by December 31, 2026. If a project in one of these tracts is mid-stream, that deadline is the one that matters. The county table below shows where they are. Transition rules →
Record: how Washington ran its nomination input process

Nomination process

Community input window closed 2026-05-28. The state is now in internal review.

Washington State Department of Commerce is running a competitive Request for Applications (RFA) process to develop census tract nomination recommendations for Governor Ferguson; the application platform opened April 28, 2026, and submissions close May 28, 2026. Local governments, federally recognized tribes, Associate Development Organizations (ADOs), and other community entities may submit applications on behalf of eligible tracts. Commerce has published a scoring criteria PDF and a draft application template at the RFA page (commerce.wa.gov/funding/opportunity-zones-2-0-census-tract-designation-request-for-applications/); download and review the scoring PDF before drafting your application. Washington's 39 Associate Development Organizations (ADOs) — one per county — are the primary regional partners for non-tribal submitters; if you are a local government without staff capacity, contact your county's ADO first, as they may be co-submitting or can help frame your application. Questions must be submitted by May 21, 2026 — seven days before the deadline — so do not wait to start drafting. Two pre-proposal webinars were held May 7 (9–10 a.m. for rural and non-rural communities; 11 a.m.–noon for tribal governments); recordings are available on the Commerce OZ 2.0 page. Consistent with Governor Ferguson's Executive Order 25-10, the Centennial Accord, and RCW 43.376, Commerce is conducting formal government-to-government tribal consultation with Washington's 29 federally recognized tribes as a separate, parallel track — not a substitute for tribes also submitting applications through the RFA portal. Commerce's recommendations are due to the Governor by June 30, 2026, ahead of the federal nomination window opening July 1, 2026; Washington will nominate 99 tracts from 394 eligible, down from 139 current OZs.

Scoring rubric →

Map: designated and eligible tracts

Loading 396 eligible tracts…

View on EIG map → Treasury designation files (XLSX) Source: Treasury 2027 QOZ designations (Oct. 30, 2026) · IRS Rev. Proc. 2026-14 · EIG DCI 2023 · FFIEC CRA 2025 · Urban Institute 2026

Designated tracts by county

The county is usually the first local partner on an OZ deal — zoning, infrastructure, incentives. CDEs listed are New Markets Tax Credit allocatees that have already financed deals inside this county's designated tracts: the organizations with a working track record of underwriting there.

County Designated / eligible Rural OZ 1.0 kept / lost Residents NMTC CDEs active in designated tracts
King County 25 / 81 — 12 / 14 119,190 ESIC New Markets Partners LP; HEDC New Markets, Inc; Key Community Development New Markets LLC; King County Housing Authority; Local Initiatives Support Corporation; National New Markets Tax Credit Fund, Inc.; Seattle Community Investments; Seattle Investment Fund LLC; WNC National Community Development Advisors, LLC; Wachovia Community Development Enterprises, LLC
Pierce County 9 / 57 — 5 / 7 33,043 HEDC New Markets, Inc; National New Markets Tax Credit Fund, Inc.; USBCDE, LLC
Spokane County 9 / 31 — 5 / 8 36,651 ESIC New Markets Partners LP; Local Initiatives Support Corporation; Paramount Community Development Fund, LLC
Snohomish County 7 / 27 — 3 / 5 34,059 HEDC New Markets, Inc; Northern CDE Corporation
Kittitas County 5 / 6 5 1 / 1 16,731 —
Yakima County 5 / 19 3 1 / 4 20,892 Charter Facilities Funding, LLC; DAKOTAS AMERICA LLC
Clark County 4 / 15 — 3 / 5 12,912 Brownfield Revitalization, LLC
Thurston County 4 / 7 — 1 / 3 18,569 —
Clallam County 3 / 8 3 3 / 7 9,886 Craft3; Ecotrust CDE LLC; Empowerment Reinvestment Fund, LLC; Rural Development Partners LLC
Kitsap County 3 / 9 3 1 / 2 16,206 —
Adams County 2 / 5 2 0 / 1 4,542 —
Jefferson County 2 / 3 2 2 / 3 5,137 Ecotrust CDE LLC
Klickitat County 2 / 3 2 2 / 2 8,711 —
Pacific County 2 / 6 2 2 / 3 6,529 —
Pend Oreille County 2 / 3 2 0 / 2 5,368 —
Walla Walla County 2 / 2 2 1 / 2 5,921 —
Whatcom County 2 / 12 — 1 / 3 7,035 Community Health Center Capital Fund, Inc.
Whitman County 2 / 6 2 0 / 0 7,303 Midwest Minnesota Community Development Corporation
Benton County 1 / 8 — 0 / 2 3,013 —
Ferry County 1 / 3 1 1 / 2 1,736 Ecotrust CDE LLC
Grant County 1 / 11 1 1 / 0 5,321 National Community Investment Fund
Grays Harbor County 1 / 10 1 1 / 3 4,112 —
Lewis County 1 / 8 1 0 / 2 5,984 Charter Facilities Funding, LLC; National New Markets Tax Credit Fund, Inc.
Mason County 1 / 7 1 0 / 2 3,883 Craft3
Okanogan County 1 / 10 1 1 / 3 2,641 Ecotrust CDE LLC
Skagit County 1 / 6 1 1 / 6 2,689 —
Stevens County 1 / 5 1 1 / 1 1,924 —
Asotin County 0 / 2 — 0 / 1 — —
Chelan County 0 / 2 — 0 / 5 — —
Cowlitz County 0 / 6 — 0 / 2 — —
Douglas County 0 / 1 — 0 / 1 — —
Franklin County 0 / 12 — 0 / 3 — —
Island County 0 / 3 — 0 / 1 — —
Lincoln County 0 / 1 — 0 / 1 — —

Counties with no designated tracts are listed only if they lost OZ 1.0 tracts. NMTC: CDFI Fund NMTC public data release. 23 distinct CDEs across Washington's designated tracts.

Find projects and partners in the designated tracts

Every designated tract in Washington, tagged by the signals that point to a project type or a partner. Pick tags to narrow the list — a tract must carry every tag selected. Tags are simple published rules, not a score; hover a tag for its definition.

99 of 99 tracts shown

Download all eligible tracts, national (CSV) →
Tract County Pov. MFI Pop. Rent. Vac. Signals Prior NMTC CDEs
53001950100 Tacoma Adams County 11.7% 69.4% 2,762 22.1% 12.4%
Rural / QROF
—
53001950301 Adams County 6.6% 49% 1,780 19.2% 3.7%
Rural / QROFCRA-eligibleUI Tier 1
—
53005010204 Benton County 17.2% 69.5% 3,013 87.2% 7.6%
CRA-eligible
—
53009000700 Bellingham Clallam County 5.4% 59.6% 4,043 26.2% 7.3%
Rural / QROFFormer OZ 1.0NMTC track recordTribal
Empowerment Reinvestment Fund, LLC $14.1M · 1 deal
53009000900 Clallam County 15.6% 58% 2,970 51.4% 2.2%
Rural / QROFFormer OZ 1.0NMTC track recordUI Tier 1
Craft3 $17.1M · 2 deals
53009002400 Makah Indian Reservation|Quileute Reservation|Lower Elwha Reservation Clallam County 13.8% 56% 2,873 28.5% 24.1%
Rural / QROFFormer OZ 1.0NMTC track recordTribalHigh vacancyUI Tier 1
Ecotrust CDE LLC; Rural Development Partners LLC $14.7M · 2 deals
53011040507 Clark County 23% 67.9% 2,593 44.7% 2.2%
Former OZ 1.0CRA-eligibleUI Tier 1
—
53011041005 Clark County 24.3% 51.2% 2,594 34.6% 9.8%
NMTC track recordCRA-eligible
Brownfield Revitalization, LLC $2.7M · 1 deal
53011041600 Clark County 25.5% 44.7% 3,603 77.1% 11%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
53011042602 Clark County 16.1% 56.5% 4,122 71.3% 7.8%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
53019940000 Tacoma Ferry County 22.6% 62% 1,736 32.9% 25.6%
Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleTribalHigh vacancy
Ecotrust CDE LLC $19.0M · 1 deal
53025010800 Chehalis Grant County 26.1% 50% 5,321 63.3% 3%
Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1
National Community Investment Fund
53027001500 Spokane Grays Harbor County 22.1% 52.2% 4,112 42.5% 2.9%
Rural / QROFFormer OZ 1.0CRA-eligible
—
53031950603 Jefferson County 17.5% 44.2% 3,299 45.3% 9.6%
Rural / QROFFormer OZ 1.0CRA-eligible
—
53031950702 Quinault Reservation|Hoh Indian Reservation|Hoh Off-Reservation Trust Land Jefferson County 20.3% 62.3% 1,838 22% 53.9%
Rural / QROFFormer OZ 1.0NMTC track recordTribalHigh vacancy
Ecotrust CDE LLC $8.5M · 1 deal
53033001201 King County 24.6% 55.4% 4,351 79.3% 7.4%
CRA-eligibleHousing pressure
—
53033005303 Parkland King County 43% — 4,203 100% 0%
Housing pressure
—
53033005305 Kennewick King County 60.7% 1.8% 2,275 94.5% 30.1%
Housing pressureHigh vacancy
—
53033005306 King County 45.6% 78.7% 3,632 93% 16.3%
Housing pressureHigh vacancy
—
53033008600 King County 20.3% 110% 7,188 86.7% 9.4%
Former OZ 1.0NMTC track recordHousing pressureUI Tier 1
Seattle Investment Fund LLC $1.0M · 2 deals
53033009000 King County 17.9% 68.5% 4,393 73.2% 2.7%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressure
ESIC New Markets Partners LP; Key Community Development New Markets LLC $11.7M · 3 deals
53033011802 Seattle King County 30.2% 67.4% 5,167 55.3% 5.4%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressure
Wachovia Community Development Enterprises, LLC $5.3M · 1 deal
53033026102 King County 23.7% 66.1% 4,016 49.2% 5.1%
Former OZ 1.0CRA-eligible
—
53033026200 Tacoma King County 9.4% 58.6% 5,618 71.9% 11.1%
NMTC track recordCRA-eligible
National New Markets Tax Credit Fund, Inc. $10.7M · 1 deal
53033026500 King County 15.7% 59.4% 4,282 51.6% 4.3%
NMTC track recordCRA-eligibleHousing pressureUI Tier 1
ESIC New Markets Partners LP; HEDC New Markets, Inc; King County Housing Authority; Seattle Community Investments $11.0M · 4 deals
53033027200 King County 12.9% 65.2% 3,086 52% 4.2%
Former OZ 1.0CRA-eligibleHousing pressure
—
53033027600 King County 12.4% 68.7% 4,243 47.9% 9%
NMTC track recordCRA-eligible
WNC National Community Development Advisors, LLC $3.8M · 1 deal
53033027902 King County 23.7% 42.2% 3,250 68.1% 12.4%
Former OZ 1.0CRA-eligibleUI Tier 1
—
53033028100 Mount Vernon King County 7.3% 67.6% 3,043 58.8% 6.3%
Former OZ 1.0CRA-eligibleHousing pressure
—
53033028200 King County 12% 48.8% 5,049 59% 5.2%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
53033028402 King County 6.6% 61% 6,158 63.8% 7.4%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
53033028403 King County 11.9% 66.6% 6,222 55.6% 5.3%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1
HEDC New Markets, Inc $8.7M · 1 deal
53033028802 King County 14.7% 39.9% 7,389 69.9% 10.2%
Former OZ 1.0CRA-eligibleHousing pressure
—
53033028902 King County 23.4% 46.1% 7,428 71% 3.1%
CRA-eligibleHousing pressureUI Tier 1
—
53033029004 King County 43.8% 39.5% 4,620 60.7% 2.7%
CRA-eligibleHousing pressureUI Tier 1
—
53033029203 Airway Heights King County 19.7% 59.7% 4,407 67.7% 9.7%
CRA-eligibleHousing pressureUI Tier 1
—
53033029206 King County 17.4% 56.7% 5,060 91.3% 9.9%
NMTC track recordCRA-eligibleHousing pressure
Local Initiatives Support Corporation $7.5M · 1 deal
53033029505 King County 14.8% 48.7% 4,348 67.6% 8.8%
CRA-eligibleHousing pressure
—
53033029701 King County 11.5% 69.5% 4,932 53.1% 10.5%
CRA-eligibleHousing pressure
—
53033030006 King County 25.3% 42.1% 4,830 79% 3.7%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
53035080300 Kitsap County 13.4% 67.2% 4,404 68.5% 6.3%
Rural / QROFCRA-eligibleHousing pressureUI Tier 1
—
53035092300 Kitsap County 11.5% 59.8% 6,894 36.3% 9.2%
Rural / QROFFormer OZ 1.0CRA-eligibleUI Tier 1
—
53035092801 Kitsap County 15.2% 67.2% 4,908 15% 1.8%
Rural / QROFCRA-eligible
—
53037975103 Kittitas County 9.7% 63.4% 1,454 41.2% 14.8%
Rural / QROFCRA-eligible
—
53037975402 Kittitas County 11.5% 69.3% 4,952 44.2% 6.4%
Rural / QROFUI Tier 1
—
53037975403 Kittitas County 28.8% 103.8% 2,209 40.5% 5.7%
Rural / QROFUI Tier 1
—
53037975404 Kittitas County 35.4% 96% 5,492 86.6% 7.1%
Rural / QROFHousing pressure
—
53037975600 Sunnyside Kittitas County 25.3% 63.2% 2,624 79.8% 3%
Rural / QROFFormer OZ 1.0Housing pressureUI Tier 1
—
53039950103 Yakama Nation Off-Reservation Trust Land Klickitat County 18% 50.2% 3,963 40.5% 11.9%
Rural / QROFFormer OZ 1.0CRA-eligibleTribal
—
53039950200 Yakama Nation Off-Reservation Trust Land|Yakama Nation Reservation Klickitat County 13% 63.7% 4,748 22.1% 8%
Rural / QROFFormer OZ 1.0CRA-eligibleTribalUI Tier 1
—
53041970300 Port Angeles Lewis County 26.1% 54.3% 5,984 44% 0.6%
Rural / QROFNMTC track recordCRA-eligible
Charter Facilities Funding, LLC; National New Markets Tax Credit Fund, Inc. $36.1M · 2 deals
53045960800 Mason County 29.3% 58.1% 3,883 46.7% 5.5%
Rural / QROFNMTC track recordCRA-eligibleUI Tier 1
Craft3 $2.9M · 1 deal
53047940100 Colville Reservation Okanogan County 17.8% 59.4% 2,641 36.2% 11.7%
Rural / QROFFormer OZ 1.0NMTC track recordCRA-eligibleTribal
Ecotrust CDE LLC $12.6M · 1 deal
53049950200 Seattle Pacific County 10.6% 62.9% 4,989 20.6% 7.2%
Rural / QROFFormer OZ 1.0CRA-eligible
—
53049950302 Pacific County 20.1% 64.2% 1,540 19.3% 14.7%
Rural / QROFFormer OZ 1.0CRA-eligibleUI Tier 1
—
53051970100 Seattle Pend Oreille County 7.1% 60.6% 2,027 19.2% 33.9%
Rural / QROFHigh vacancy
—
53051970300 Pend Oreille County 21.7% 56.3% 3,341 35.6% 12.9%
Rural / QROFCRA-eligible
—
53053061400 Pierce County 43.1% 34.8% 4,594 92.9% 9.6%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1
HEDC New Markets, Inc $2.3M · 1 deal
53053061601 Pierce County 38.3% 44% 2,116 82.9% 8.8%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressure
National New Markets Tax Credit Fund, Inc. $1.5M · 1 deal
53053061602 Pierce County 25.3% 84.3% 1,519 83.1% 9%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
53053062600 Spokane Pierce County 27.6% 25.8% 4,127 85.5% 1.1%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
53053063401 Pierce County 7.8% 65.5% 5,262 31.9% 2%
CRA-eligible
—
53053071504 Pierce County 13.7% 58.5% 4,605 46.5% 16.2%
CRA-eligibleHigh vacancy
—
53053073405 Pierce County 11.7% 66.2% 3,784 70.4% 8.1%
CRA-eligibleUI Tier 1
—
53053940002 Kennewick Pierce County 19% 61.5% 3,901 36.6% 3.1%
Tribal
—
53053940007 Puyallup Reservation|Puyallup Off-Reservation Trust Land Pierce County 8.9% 60.2% 3,135 26.4% 3.1%
Former OZ 1.0NMTC track recordCRA-eligibleTribalUI Tier 1
USBCDE, LLC $2.0M · 1 deal
53057952500 Wapato Skagit County 20.4% 82.5% 2,689 54.4% 4.3%
Rural / QROFFormer OZ 1.0CRA-eligibleUI Tier 1
—
53061040700 Snohomish County 26.4% 64.5% 5,473 74.2% 5.3%
Former OZ 1.0NMTC track recordCRA-eligibleUI Tier 1
Northern CDE Corporation $25.0M · 1 deal
53061041808 Snohomish County 12.9% 45.8% 4,817 36.4% 1.6%
CRA-eligibleUI Tier 1
—
53061041904 Seattle Snohomish County 13.7% 44% 7,342 77.1% 0.9%
NMTC track recordCRA-eligibleHousing pressureUI Tier 1
HEDC New Markets, Inc $0.1M · 1 deal
53061041906 Snohomish County 12% 58.2% 3,385 70% 4.3%
CRA-eligibleUI Tier 1
—
53061051401 Snohomish County 10.6% 53.7% 3,808 75.3% 7.4%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
53061051402 Snohomish County 15.5% 60.7% 4,982 66.8% 4.3%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
53061052903 Tulalip Reservation Snohomish County 17.5% 44.8% 4,252 65.9% 4.4%
CRA-eligibleTribalHousing pressureUI Tier 1
—
53063002000 Spokane County 24.4% 66.1% 4,120 48.5% 7.2%
CRA-eligibleUI Tier 1
—
53063002400 Spokane County 41.6% 54.3% 3,553 84.8% 9.9%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1
Local Initiatives Support Corporation $1.5M · 1 deal
53063002502 Spokane County 33% 87.7% 2,591 63.5% 1.7%
CRA-eligible
—
53063003000 Spokane County 28.2% 82.2% 2,562 33.1% 8.6%
CRA-eligibleUI Tier 1
—
53063003200 Spokane County 23.4% 107.4% 2,766 75.1% 12.3%
Former OZ 1.0CRA-eligibleHousing pressure
—
53063003500 Spokane County 49.3% 52.9% 2,951 92.8% 20.5%
Former OZ 1.0NMTC track recordHousing pressureHigh vacancyUI Tier 1
ESIC New Markets Partners LP; Paramount Community Development Fund, LLC $4.8M · 2 deals
53063010401 Kalispel Off-Reservation Trust Land|Spokane Off-Reservation Trust Land|Kalispel Reservation Spokane County 22.2% 65.4% 9,594 65.1% 6.6%
Former OZ 1.0CRA-eligibleTribalHousing pressureUI Tier 1
—
53063012300 Spokane County 25% 50.1% 6,319 37.5% 5.6%
UI Tier 1
—
53063014500 Spokane County 35.4% 41.3% 2,195 65% 12.7%
Former OZ 1.0CRA-eligible
—
53065941000 Spokane Reservation|Colville Reservation Stevens County 23.4% 66.4% 1,924 36.7% 12.1%
Rural / QROFFormer OZ 1.0CRA-eligibleTribal
—
53067010510 Prosser Thurston County 21.1% 53% 3,603 83.5% 3.8%
CRA-eligibleHousing pressureUI Tier 1
—
53067010520 Thurston County 31.2% 40.4% 5,849 72% 6.8%
CRA-eligibleHousing pressureUI Tier 1
—
53067010801 Thurston County 12.6% 53.2% 2,838 83.2% 0%
CRA-eligible
—
53067011200 Thurston County 26.4% 65.4% 6,279 70.3% 5.8%
Former OZ 1.0CRA-eligibleHousing pressureUI Tier 1
—
53071920500 Walla Walla County 20.4% 81% 2,661 44.7% 15.9%
Rural / QROFFormer OZ 1.0CRA-eligibleHigh vacancyUI Tier 1
—
53071920701 Walla Walla County 22.5% 80.4% 3,260 53.4% 9.7%
Rural / QROFCRA-eligible
—
53073000201 Marysville Whatcom County 25.9% 66.9% 4,830 52.7% 1.6%
TribalHousing pressure
—
53073000600 Whatcom County 31.9% 50.9% 2,205 94.5% 5.2%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressureUI Tier 1
Community Health Center Capital Fund, Inc. $3.5M · 1 deal
53075000602 Pullman Whitman County 52.3% — 3,771 90.5% 32%
Rural / QROFCRA-eligibleHousing pressureHigh vacancy
—
53075000900 Coeur d'Alene Reservation Whitman County 14.3% 61% 3,532 23.7% 14.2%
Rural / QROFNMTC track recordCRA-eligibleTribal
Midwest Minnesota Community Development Corporation $2.3M · 1 deal
53077000200 Yakima County 37.3% 62.2% 5,208 62.1% 6.8%
Former OZ 1.0NMTC track recordCRA-eligibleHousing pressure
Charter Facilities Funding, LLC
53077940002 Yakama Nation Reservation Yakima County 22.7% 72.3% 4,407 40.9% 7.2%
Rural / QROFNMTC track recordTribal
DAKOTAS AMERICA LLC $9.7M · 1 deal
53077940003 Clarkston Yakima County 22.4% 110.4% 3,391 27.1% 11.8%
Tribal
—
53077940006 Yakama Nation Reservation Yakima County 20.9% 83.5% 4,402 43.1% 1.9%
Rural / QROFTribal
—
53077940007 Tacoma Yakima County 21.3% 64.7% 3,484 52.2% 7.7%
Rural / QROFCRA-eligibleTribal
—

Reading the signals for projects

  • Rural / QROF — a rural QOF investment gets a 30% basis step-up at five years, and existing buildings need only 50% improvement. Rehab of existing stock pencils here in ways it does not elsewhere. Mechanics →
  • Housing pressure — mostly renters, most of them cost-burdened. Housing deals here have demand; they also carry displacement risk, which is where community benefit terms matter.
  • High vacancy — vacant structures to bring back. Pair with the 50% rural improvement threshold where both apply.
  • UI Tier 1 — the Urban Institute's read that private capital is likely to come and the impact would be larger.

Reading the signals for partners

  • NMTC track record — the listed CDEs have underwritten deals in this exact tract. They know the market and can layer NMTC with OZ equity. How they stack →
  • CRA-eligible — bank investment here earns CRA credit. Start with community development officers at banks with branches in the county.
  • Former OZ 1.0 — QOFs and sponsors may already hold assets here. They are the most likely early OZ 2.0 investors and know the local approvals path.
  • Tribal — the tribal government is a principal, not a stakeholder to consult. Persistent poverty — USDA Rural Development programs can fill gaps.

Data context

9

Eligible tracts in EIG DCI top distress quintile

The EIG Distressed Communities Index (2019–2023) is referenced in many state scoring rubrics. Quintile 1 = most distressed. See whether OZ 1.0 reached the most distressed places →

0

Counties with eligible tracts designated USDA persistent poverty

Persistent poverty = 20%+ poverty rate in every census 1980–2010. Source: USDA ERS County Typology Codes (2015 edition). Relevant for USDA RD program eligibility and QROF rural bonus. See QROF rural bonus mechanics →

74

Prior NMTC investments in eligible OZ tracts

CDFI Fund NMTC Public Data Release (2024). Indicates prior CDFI capital deployment track record in these tracts. See how NMTC and OZ stack →

300

Eligible tracts with CRA designation (LMI or distressed/underserved)

Banks earn CRA credit for investing in low- or moderate-income tracts (Track 1), and in non-metropolitan middle-income tracts officially designated distressed or underserved by FFIEC (Track 2). When an OZ project sits in a CRA-eligible tract, bank capital can satisfy CRA obligations while generating OZ tax benefits. How CRA and OZ interact →

Cities: Seattle, Tacoma, Spokane, Kent, Vancouver and 111 more

ZIP codes: 98444, 98168, 99207, 98499, 98404 and 222 more

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Seattle, Tacoma, Spokane, Kent, Vancouver, Lakewood, Everett, Auburn, Federal Way, Renton, Pasco, Bellingham, Yakima, Bremerton, Olympia, Okanogan, Kennewick, Lynnwood, Moses Lake, Shelton, Othello, Pullman, Sunnyside, Omak, Marysville, Longview, Pacific, Tonasket, Mount Vernon, Aberdeen, Brewster, Arlington, Fruitland, Lacey, Oak Harbor, Spanaway, Bridgeport, Randle, Puyallup, Mabton, Colville, University Place, Oroville, Royal City, Walla Walla, Granger, Port Orchard, Glenoma, Grand Coulee, Edmonds, Grandview, Prosser, Hoodsport, Warden, Wapato, Cheney, Chehalis, Port Townsend, Rockport, Rice, Richland, Riverside, Ford, Stanwood, Centralia, Sedro Woolley, Camp Murray, Silverdale, Springdale, Chewelah, Steilacoom, Sumas, Bickleton, Airway Heights, Veradale, Washougal, Waterville, Wellpinit, Pateros, Orondo, Packwood, Clarkston, Maple Falls, Mansfield, Malott, Coulee Dam, Loomis, Davenport, Long Beach, Lilliwaup, Deming, Dupont, Kelso, Hunters, Greenacres, Goldendale, Gifford, Marblemount, Coulee City, Mattawa, Mountlake Terrace, Outlook, Cle Elum, Conconully, Concrete, Ocean Shores, Ocean Park, Connell, Addy, Cosmopolis, Morton, Monroe, Methow, Medical Lake, Mead, Mcchord Afb

All ZIP codes:

98444, 98168, 99207, 98499, 98404, 98032, 99301, 98188, 99208, 98108, 98204, 98031, 98003, 98661, 98178, 99202, 98030, 98445, 98002, 99201, 98402, 99217, 98118, 98901, 98146, 98405, 98837, 98225, 99163, 98310, 98208, 98001, 98584, 98036, 99344, 98056, 98501, 99336, 98840, 98498, 98226, 98408, 98198, 98223, 98433, 98944, 98632, 98520, 98855, 98841, 98812, 98057, 99205, 98166, 98148, 98047, 98133, 98201, 98125, 98203, 98409, 98844, 98122, 98387, 98403, 99350, 98951, 98037, 98377, 98372, 98548, 99224, 98106, 98935, 99357, 98932, 98439, 98104, 98092, 98930, 98857, 98467, 98512, 99338, 98502, 98902, 98371, 98026, 98278, 99204, 98177, 99206, 98144, 98229, 98682, 98270, 99133, 98273, 98366, 98274, 98277, 98503, 98664, 98662, 98660, 99362, 98336, 99114, 98312, 98813, 98663, 99129, 98834, 98830, 98829, 98846, 99349, 98827, 98843, 99354, 98858, 98819, 98849, 99004, 99326, 99322, 99203, 99173, 99167, 99164, 99216, 99137, 99131, 99122, 99115, 99109, 99101, 99040, 99037, 99022, 99021, 99016, 99218, 99220, 99013, 99001, 98938, 99260, 98922, 98907, 98903, 99116, 98448, 98684, 98138, 98158, 98175, 98194, 98206, 98213, 98227, 98237, 98244, 98266, 98267, 98271, 98272, 98283, 98284, 98292, 98155, 98134, 98683, 98131, 98023, 98035, 98042, 98043, 98046, 98055, 98058, 98059, 98063, 98064, 98071, 98089, 98105, 98114, 98126, 98295, 98315, 98327, 98356, 98506, 98508, 98516, 98531, 98532, 98537, 98555, 98569, 98620, 98626, 98631, 98640, 98665, 98668, 98671, 98496, 98490, 98466, 98411, 98361, 98367, 98368, 98383, 98388, 98401, 98413, 98447, 98418, 98419, 98421, 98430, 98431, 98438, 99403

Look up a specific tract (FFIEC) → Source: FFIEC Census Flat File 2026, joined to IRS Rev. Proc. 2026-14 eligible tracts.

159

Eligible tracts in top investability quintile (Urban Institute model)

The Urban Institute investability model scores OZ-eligible tracts by predicted likelihood of attracting private capital, based on OZ 1.0 investment patterns. Quintile 1 = highest predicted investability among scored tracts. Not all tracts are scored — coverage reflects tracts with sufficient OZ 1.0 data.

Who to contact

Certified CDFIs

30 certified CDFIs headquartered in Washington. CDFI Fund certified list →

USDA Rural Development

USDA RD Washington State Office →

Rural LISC

Rural LISC →

Native / tribal

Governor Ferguson's Executive Order 25-10, the Centennial Accord, and RCW 43.376. Formal government-to-government consultation with 29 federally recognized tribes, conducted as a separate track from the public RFA process.

WA Commerce OZ 2.0 RFA portal (references.md §13)

Designations: Treasury, 2027 QOZ designations and revised eligible-tract file (October 30, 2026). Demographics: ACS 2020–2024 5-year. OZ 1.0: IRS Notice 2018-48, crosswalked to 2020 tracts. Eligible tract counts: IRS Rev. Proc. 2026-14 (April 6, 2026). Rural designation: Notice 2025-50, Section 4.01. Status tier last verified 2026-06-16. Full methodology.